Community | September 19, 2009 | 2 comments

Health Insurers Limited Coverage For Acne, Pregnancy, Intention To Adopt

source: http://www.washingtonpost.com/wp-dyn/content/article/2009/09/18/AR2009091803501.html

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Future_America
A proposal to make preexisting health conditions irrelevant in the sale of insurance policies could help not just the seriously ill but also people who might consider themselves healthy, documents released Friday by a California-based advocacy group illustrate.

Health insurers have issued guidelines saying they could deny coverage to people suffering from such conditions as acne, hemorrhoids and bunions.

One big insurer refused to issue individual policies to police officers and firefighters, along with people in other hazardous occupations.

Some treated pregnancy or the intention to adopt as a reason for rejection.

As Congress and President Obama work on legislation to overhaul the nation's health-care system, one of their main objectives is to stop insurers from denying coverage on the basis of health status. Proposed legislation would prohibit insurers from denying coverage to individuals with preexisting conditions or charging them higher premiums because of their medical history -- practices known as medical underwriting.

More info @ link

Health Insurers also consider getting beaten by your husband a preexisting condition.
http://current.com/items/90943825_getting-beaten-by-your-husband-is-a-pre-existi...
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2 comments // Health Insurers Limited Coverage For Acne, Pregnancy, Intention To Adopt

  • Varex_Sythe
    • 0
      Varex_Sythe  

    • Should you, no. Health issues people have because they made a very bad choice constantly should not be covered unless there are very special circumstances (like your parents smoked all your life, you never did and as a result you got lung cancer from second hand smoke). However, that is not really what is discussed here. What is discussed are things that not caused by conscious decisions (like a hemorrhoid) or things that are part of the natural human life cycle (having a baby).

    • 2 years ago
  • hunzedog
    • 0
      hunzedog  

    • what about smoking; is that covered ? smoking is a pre-existing condition. a condition that will kill 1200 people before the sun sets this evening ! why should i have to pay for the damage 450,000 people cause to themselves each year ? "on purpose". there is no trick to it. it tells you its poison right on the box.

      should i pay for dental insurance for meth-heads?

    • 2 years ago
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