Bank of America refuses to let customers close accounts -.Ewwwwwwwwwwwww!!

That's pretty much what I did - I left $2.16 in the account and walked away. They mailed me statements for almost 3 years before giving up. The tiny amount was well spent, I know it cost them a lot more than that to mail the stuff. :D

There ya go ClassicalGas (nifty tune, by the way). You've got to outthink the bastards and leave them to bluster all they want, but they can't force you to patronize their bank. Not yet, anyway.

You know it - they had just told me I couldn't do something I had just done at the local bank. So, AMF! :D

THAT is a cool idea !

Sure you could if you want to hear, "the check's in the mail" for the next 6 - 8 weeks. They're in no hurry to return YOUR money. Just sayin'

Thank you for posting this, letsliveinpeace.

Sharing with all of my friends.

Thanks, You're welcome!

I hope you've found a good credit. That is deplorable streatment you received.

+^d

BofA also played games with deposits crediting the account on the following day while debiting the account on the preceding day from accounts to give the false appearance of being overdrawn - and for this they of course charged overdraft fees. It happened to me, perhaps more than once even though I was watching my account like a hawk!

It's criminal and the term "banksters" hardly does them justice! If you or I pulled some crap like that we'd be prosecuted and in jail - banks are corporations yet do not go to jail - pretty twisted - thank you corrupt Supreme Court Justices who voted that criminal trick into reality

ThaNKS FOR sharing! People need to fight back!

Holy s**t I had no idea, what a scam! That explains a lot of what happened to me. When they took Fleet Bank over I explained to them that checks from my publisher, though out of state, had been allowed to be the cleared the same day by Fleet, since it was my only source of income and it had been going on for years - the best BOFA would do is clear $100 on the same day and hold the rest for the full 5 working days. They also took the biggest check I wrote or the biggest withdrawal or purchase out of my account first even if it was out of sequence as far as posting to my account and even though I always use the debit option not credit to keep track of my balance it always seemed like I had more in my account than I did. So I assume they held debit purchases somehow to use against me, but I'm not sure how they did it. I took my account to a local bank several years ago and now that bank is slowly getting worse along the same lines as BOFA. They are also gobbling up smaller local banks. At this point I'm not sure what my next move will be. I guess I'll try to find a better player.

It really is time to switch to credit unions. It will take some getting used to - but for most of my life I just took out the cash I needed for the week and let the rest ride. It also keeps your purchases private. And when you see your weekly budget in hand in cash, you're less likely to spend it indiscriminately. When convenience becomes con-venience the hell with it. I'm going to try going back to cash and checks ONLY as much as possible.

I picked up a $65 Kenneth Cole dress shirt for $4.97 and a $120 Woolrich sweater for $6.99 - both never been worn - at Goodwill. That's a savings of over $100. I've always had eclectic tastes so I'm a big fan of second hand and vintage stores. From apparel to appliances, so much great stuff is tossed away it's shocking. Food co-ops also stick it to the man. As long as this consumerist society continues to push trash I'll increasingly become a picker...

I am in the process of closing out my BOA (The large snake that strangles it's victims) accounts as well. They seem to be in the process of restructuring their fees all down the line. Before they complete the job, I will have my funds transferred. I am going to go the credit union route as well.

The account holders were getting "uppity".

Yes wait, don't get arrested.

Thanks so much for posting this, very informational.

You're welcome.

You may have to say "mother, may I?" first. Or whatever new rule du juor BOA wants to invoke to stop you from access your funds.

Right!

Agreed!

It's probably legal for them to do this because it's a privet company.
They refused to allow my own Mom from cashing a second party check made out to me...than they wouldn't even allow her to deposit the check!! When questioned about this they said they had the right to refuse any check due to the " Patriot Act " I guess they assumed Mom was a terrorist...I hope many will close out their accounts with this bank!

I will search that.

I was at a local march today too , at Bank of America , the security guard was on the phone as he locked the doors too ! I though at first that , 600 people was just too intimidating , but now i understand ...... he may have got the order from corporate headquarters ?

Cool job . Wish i could help .

No, it doesn't, David. Hopefully, that'll change in the future.

It also does not hold our money.

If you really want to close an account for a service provided free of charge, you have two options. The first is to wait until they offer such an option exists, the second is to be an inconceivable dick and ignore currents guidelines to get your account banned.

Either works.

letsliveinpeace, did you just agree to "kill'em all"? Saying things like that will not serve our purposes. BofA is trying to steal my parents house. I can't stand them, but the means is every bit as important as the ends. You can't "kill'em all" your way to peace

No mistake! thanks for letting me know. A BIG MISTAKE!

I agree with that, but they want their money now. Da~~ I sound like that commercial.

I'm guessing someone must have edited their comment to remove the mention, as I do not see any mention of arrests in this thread, other than yours.

Is it correct, though, that this happened during normal business hours, yet BoA would not allow their own customers in to close their accounts?

Edit to add: I see now, you are referring to a different thread.

what happened is this. some people went to the bank. said i want to close my account. THEN they started protesting. the police were called, and they were arrested for disturbing the peace. there is a woman in the video who was one of the protestors, but also a customer, and she was arrested as well in the sweep. it is UNSURE if she was protesting or not, as she claims not to have been, and simply an innocent bystander caught up in it all. but to frame the situation as if people were arrested for trying to close their accounts is misleading, and when it is shown to be false we will be discredited in all we say in the past and future. it is a popular technique used by counter protesters to cast doubt on the true stories we share

They were arrested for resisting arrest?

some were arrested simply for disturbing the peace, others for disturbing the peace AND resisting arrest

AND i

Thank you kindly for clearing this up for me, itsbatman_durr. Much appreciated.

are you a bank of america stockholder or just anti protest i believe of they were on bofa property then it is a problem never the less bofa is one of the worst banks around and there are more its time everyone protested but americans like to sit and watch while everyone else is getting screwed and then its your turn in the barrel.

Sorry, it didn't look like that at all to me.

What is your source? Who are you working for?

Again, what is your source?

What you report is not what I saw going on through the glass of the building.

Who do you represent?

It's not.

I understand that, they get set in their ways.

I have offered to get Her a computer so She could keep in contact with friends and Family but She refused that also. She is scared of them for some reason.

Just be grateful you still have your mother here with you.

Let her have her way.

Oh I am very much so.

YEPPERS!