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New Phishing ScamDATA BREACH ANNOUNCMENT: CAROLINA BANK - WALMART

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WAL-MART STORES, INC. DATA BREACH ANNOUNCMENT

April/06/2008

CUNA is aware of the recent data breach at Wal-Mart Stores, Inc. and is taking
proactive steps to address the situation. The Customer Security Team at CUNA
is currently gathering information regarding the data breach and will react swiftly
in the best interests of its customers, including the re-issue of compromised
cards if necessary.

It is important to note that CUNA has effective fraud monitoring systems in
place and is constantly reviewing our accounts for fraudulent and/or suspicious
activity. The security of your account is very important to us.

Moving forward, we recommend that all CUNA customers review their account
activity on an ongoing basis and report to us any suspicious activity. In addition,
it is recommended that customers activate "Enhanced Card Security" to block

Please call Customer Care at 1-800-794-9672, to activate (Enhanced Card Security)
for your debit or credit card.

Due to the extensive news coverage of this event, there have been reports of other
scams. If you receive a phone call or email from someone claiming to be from
Visa, or MasterCard DO NOT provide them with any personal or account information
Please visit http://www.nophishing.org/ for further information regarding fraud.

Finally, you may continue to use your debit card. Customers who have been affected
by the data breach will be notified, and be given further instructions via postal mail. If
you have immediate questions regarding your account, please contact Customer Care
at 1-800-794-9672, option 1.
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