“Viewpoint” host Eliot Spitzer and Paul Kiel, author of “The Great American Foreclosure Story” and reporter for ProPublica, discuss the role of the small-town mortgage broker in the subprime crisis that led to more than one million Americans — including 58-year-old Sheila Ramos, who now lives in a tent with her grandchildren — being displaced during the recession. Spitzer accuses the Obama administration of “political cowardice” for not going to Congress to ask for judges to be able to change the terms of the mortgage. Kiel agrees: “Obama didn’t give it any vocal support when it really counted.”