tagged w/ Finances
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The number of elderly people who killed themselves in Japan surged in 2007, government figures showed.
Suicides involving people over the age of 60 rose by almost 9% to 12,107, making up nearly 40% of all cases in Japan, the National Police Agency said.
Japan's elderly are increasingly concerned about money and rising health care costs.
Nationwide, the number of suicides rose by 2.9% to 33,093, the second-highest figure since records began in 1978.The number of elderly people who killed themselves in Japan surged in 2007, government... more
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Ten Hot Home Office Jobs -- by Joe Taylor Jr. - 5/08 -- With fuel prices topping four dollars per gallon in some states, many Americans want to keep their paychecks in their pockets and out of their gas tanks. Thanks to cheap Internet access and fast computers, some workers can perform their jobs just as well from home as they can in the office. Government analysts recently identified ten fast-growing jobs that combine higher-than-average hourly wages with the benefits of working from home. For the full story, go to link http://education.yahoo.net/degrees/articles/featured_ten_hot_home_office_jobs.html
#1: Administrative Services Manager
Earning an associate's or bachelor's degree in business can help you gain the skills necessary for this managerial telecommuting job that often pays more than $30 per hour.
#2: Computer Systems Analyst
Learning about tools like virtual private network (VPN), video chat, and virtual desktops during a computer science degree program can help qualify graduates for home-based jobs that pay over $30 per hour.
#3: Database Manager
Though some database managers earn salaries from large employers, specialists with business degrees and computer training can earn over $30 an hour working from home as freelance database specialists.
#4: Public Relations Specialist
Because most public relations tasks involve phone or email, many PR specialists enjoy working from home at least a few days per week. With a bachelor's degree in communications, an office veteran can transition to a home-based job writing press releases and responding to media requests. Experienced PR professionals can complete online business training programs to launch their own practices as freelancers in home offices. In both cases, public relations specialists frequently earn more than $22 per hour.
#5: Paralegal
Other employers like the flexibility of bringing on temporary paralegals to cover sudden spikes in their caseloads. In both cases, many home-based paralegals earn over $20 an hour.
#6: Probation Officer
With a bachelor's degree in social work, an experienced security professional can transition to this home-based career that offers a typical salary of $20 per hour plus government benefits.
#7: Web Design Professional
Earning over $20 per hour as a home-based Web designer requires design skill, programming prowess, and a solid career portfolio. Most novice designers pick up all three of these success ingredients during Web design degree programs, many of which are available online.
#8: Desktop Publisher
Advanced publishing tools now make it possible for desktop publishers to work from home, often earning over $20 as freelancers or in staff positions. Advanced training courses in graphic design and desktop publishing help these specialists retain the cutting-edge skills that help build strong client rosters.
#9: Medical Transcriptionist
By leveraging skills gained in campus-based or online medical transcription training programs, these specialists can earn $14 or more per hour without leaving home. In many cases, agencies or employers also cover the costs of computers and Internet connections for efficient transcriptionists.
#10: Virtual Assistant
Virtual assistants provide high-end secretarial tasks on demand for clients, usually from home offices. Completing an online training course is often the first step toward an essential work-from-home job that pays $13 or more per hour.
Ten Hot Home Office Jobs -- by Joe Taylor Jr. - 5/08 -- With fuel prices topping four... more
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Morgan Stanley says oil will hit $200 by the end of the year. As an environmentalist, I have long thought that higher oil prices today could bring beneficial long-term benefits (such as encouraging energy-saving technologies), but a spike this big and fast scares even me. High gas prices encourage conservation and innovation, but new technologies don't come online overnight! I hope this helps bring the Chevy Volt to market faster.Morgan Stanley says oil will hit $200 by the end of the year. As an environmentalist,... more
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U.S. confidence in our economy fell more than expected due to high gas prices and a worsening real estate market. Optimism that the economy will get better soon is not a possibility at this moment, due to estimates that the slow economy should last well into Summer of 2009.U.S. confidence in our economy fell more than expected due to high gas prices and a... more
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One out of six Americans are uninsured; they can't afford the premiums. The most intractable policy problem is not, fundamentally, the 47 million uninsured or the fact that insurers have a business model right out of Dickens. It's cost. In 2006, the average family policy cost $13,600.
Will congress and the new administration get US health care right this time?
One out of six Americans are uninsured; they can't afford the premiums. The most... more
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'Budget Hero' is bound to be controversial since the game puts numbers against issues like bringing home troops from Iraq soon or gradually or not at all and providing options on taxes, Social Security and Medicare. 'Budget Hero' is bound to be controversial since the game puts numbers... more
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Instead of helping people achieve their dreams of using education to better their lives, Sallie Mae, America’s largest college student loan corporation, is apparently doing what it can to destroy those dreams through misrepresentation and manipulation. First on undisclosed nasty interest rates, now through credit agency reporting. They say only 1 million people affected. If you're one of the million you need to do something. Even if not directly affected you should be concerned about the future of a generation of graduates choking with debt. All for the profit of a few. And the packaging these loans to sell as securities for more profit. This will surely follow the path of the mortgage meltdown.Instead of helping people achieve their dreams of using education to better their... more
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This article discusses a study that says all the money put into Iraq hasn't actually done any good, mainly because none of the projects were ever completed. This article discusses a study that says all the money put into Iraq hasn't... more
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As an astrologer I get asked all of the time about money. Some want to know if and when their financial luck will turn around. Others ask if they will ever win the lottery, or marry a millionaire (which, sadly, some consider to be the same thing). While no astrologer may know for sure how much money you will make, I give clients guidance on how and when they can best seize the day to earn their own personal fortunes (in whatever form that may take).
I once read that approximately 12% of today's billionaires are Virgos. Virgos are known for their meticulous attention to detail and their workaholic behavior. Then we have Oprah Winfrey, one the world's wealthiest women, who is an Aquarian. This sign is known for their humanitarian nature. It therefore doesn't surprise me that Oprah is one of the world's most giving people with her Sun, Mercury and Venus all in the sign of Aquarius, and all positioned in her second house of money. We should all be so lucky.
So what is your earning potential? Much of that depends on what sign your planets are in and what houses the planets fall into in your chart. It can be rather overwhelming to know for sure if you were born to become a billionaire, but knowing a little about your attitude toward money can be helpful.
Most of us want to make money for a variety of reasons. For example we may believe money represents power or that it will provide security. Others may want wealth to buy their freedom or define their social status.
Click on the link above for a brief list by sign of what your earning desires may be.As an astrologer I get asked all of the time about money. Some want to know if and... more
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I've never subscribed to the philosophy of debt, which seems to be one of the leading sources of misery in the Western world. I've always valued the peace of mind that zero debt gives me far above the stuff that going into debt allows me to buy.
I'm not naive, I know for some it's hard to escape debt since a minimum wage hardly covers even the necessaries of life (which is obscene, and a whole other story). But most of us do have a choice: A new car and new debt vs. keeping your old car, and your peace of mind. A new flat screen TV and new debt vs. keeping your old tube TV, and your peace of mind. It's a question of values, and what you value more.
Americans are tempted and brainwashed into debt from a very early age, with credit and debit cards marketed to kids, and obligatory student loans ensuring that we embark on our adult lives chained and enslaved by our society of debt.
We all know to stay away from loan sharks, but few question the wisdom of "respectable" institutionalized debt, such as car loans, which are likely to be our biggest monthly expense after rent or mortgage payments.
We're conditioned to believe we can have the car we "deserve" now, rather than merely the one we can afford. Worse still, we are told if we don't drive the "right" car it'll harm our personal and job prospects, the “right” car for our social group inevitably being one that’s more expensive than we can really afford.
This form of corporate-driven peer pressure is truly insidious. Few realize that by subscribing to this philosophy, and something as seemingly innocuous as a modest monthly car payment, they may well be trading in their future financial security.
Do the math. If you saved up and bought a more modest used car cash down, and put the $400 a month the average American spends on their car payments in a high yield mutual fund that earns 12% annually, after 30 years you'd have a nest egg of well over $1 million.
So what does that BMW say about you now? Is the luxury car company really selling you "sheer driving pleasure" or "sheer debt forever?"I've never subscribed to the philosophy of debt, which seems to be one of the... more
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Hello, All -- Global warming continues to result in ice sheets melting rapidly around both of Earth's poles and elsewhere.
“These latest break-ups we are seeing have come after decades of warming and are irreversible,” said Dr. Derek Mueller of Trent University. "Only five large ice shelves remain in Arctic Canada, covering less than a tenth of the area they did a century ago."
-- Bill Brown
www.nmglobalwarming.org
Taos, New Mexico
From your friends at TouchArt.net and OneEarthBlog where Earth Day is Every Day.
Hello, All -- Global warming continues to result in ice sheets melting rapidly around... more
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Greetings, All -- Today I offer a professional's well constructed notes on presentations at the American Council for an Energy Efficient Economy (ACEEE) -- Energy Efficiency Finance Forum on The Next Generation in Financing Clean Energy. The Forum was held April 10-11, 2008 in Arlington, VA, and the web site and attached notes are fine references on what major companies and sectors are thinking about financing a clean energy future.
Bill Brown
www.nmglobalwarming.org
From your friends at TouchArt.net and OneEarthBlog.
Greetings, All -- Today I offer a professional's well constructed notes on... more
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Some of the nation's top student loan leaders say they will discontinue certain programs.
Bank of America and Citigroup's Student Loan Corp. arm said they would discontinue some student loans while Sallie Mae says it may stop issuing new federally backed loans altogether unless the government does something.Some of the nation's top student loan leaders say they will discontinue certain... more
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legistorm.com lived up to their name when they publicly disclosed information about Congressional salaries, trips...as well as personal data like home addresses and bank account info. The government makes the documents available, but did legistorm step over the line when they published them? Some angry House aides think so.legistorm.com lived up to their name when they publicly disclosed information about... more
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It's tax time and vc2 producer Carlos Aguilar doesn't know whether to prepare his own forms, use the software, or visit the Tax Man. In this pod, Carlos tries all three options to find out which method will save him the most money, legally.
Producer: Carlos Aguilar
Camera: Alex Villegas
Editor: Donald Quintana
Special thanks to Jaime Aguayo, Tax AdvisorIt's tax time and vc2 producer Carlos Aguilar doesn't know whether to... more
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Driven by a painful mix of layoffs and rising food and fuel prices, the number of Americans receiving food stamps is projected to reach 28 million in the coming year, the highest level since the aid program began in the 1960s.Driven by a painful mix of layoffs and rising food and fuel prices, the number of... more
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The proposed changes to the financial regulatory system are the most far-ranging since the Great Depression and the stock market crash in 1929. The plan runs the gamut, from consolidating duplicitous agencies to creating new supervisory groups. But Democrats are already criticizing the plan for not being tough enough on mortgage lending and securities trading, and Treasury Secretary Henry Paulson admitted that the plan would require lengthy debate in congress...meaning that most of the work would be left to the next administration.
If the plan is in fact a good one, then that's fine. If it's not...I can only hope that Congress will stop or stall it, and allow the next president to try their hand at fixing it, rather than having to deal with another mess from the Bush team.The proposed changes to the financial regulatory system are the most far-ranging since... more
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President George W. Bush's administration will propose sweeping new oversight powers for the Federal Reserve in a bid to avoid calamities like the current subprime crisis, The New York Times reported Saturday.
Citing a summary of the plan provided by the administration, the newspaper said the Fed will gain the power to investigate any activities of financial institutions that threaten US economic stability, gather information and combat risks to the financial system as a whole.
The plan will be proposed on Monday, the paper said.
The Securities and Exchange Commission would lose some of its authority and is likely to be combined with the Commodity Futures Trading Commission that regulates trade in gas, oil and other goods, the report said.
The report came as new statistics showed US consumer spending stalled in February despite rising incomes as Americans boosted savings amid recession fears.
A Commerce Department report showed a meager 0.1 rise in spending, the driver of growth in the world's biggest economy. The figure was the weakest since September 2006 and matched analysts' consensus forecast.
The proposal is due to be unveiled by the Treasury Department.
It is part of a sweeping blueprint to overhaul the nation's financial regulatory agencies, which many experts say failed to recognize rampant excesses in mortgage lending until after they set off what is now seen as the worst financial crisis in decades.
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I don't know, this sounds kind of "new world orderish" to me. What do you think? Are they now using the mortgage meltdown to accumulate and shift more power? Oh, and the title quoted for Bush in the beginning of this is not my writing. I am quoting the article. Bush never was and never will be my president.
President George W. Bush's administration will propose sweeping new oversight... more
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To steady your ship amid these tempestuous economic climes, Brett Erlich offers a whirlwind tour of financial publications' online video slates. They're pretty terrible.To steady your ship amid these tempestuous economic climes, Brett Erlich offers a... more
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New York, Mar 19 : Visa Inc burned its name into the record books for US initial public offerings on Tuesday, raising USD 17.9 billion as investors seized on its growth potential and lack of direct exposure to the global credit crisis.
San Francisco-based Visa, the world’s largest credit card network, sold 406 million class A common stock for USD 44 per share, above the forecast range of USD 37 to USD 42.
Visa will begin trading on the New York Stock Exchange on Wednesday.
Anticipation for the IPO was high on hopes it will emulate the success of smaller rival MasterCard Inc, whose shares have more than quadrupled since its 2006 IPO.
The stock could jump as much as 10 percent in first-day trading on Wednesday, said Francis Gaskins, president of research firm IPOdesktop.com.
Visa’s pricing and optimism about possible first-day gains were likely helped by Tuesday’s rally, as US stocks rang in their biggest one-day gains in more than five years.
Only days ago, US stocks plunged on the near-collapse of Bear Stearns Cos Inc.
MasterCard has done well despite the market slump, Gaskins pointed out. The stock rose 4.3 percent, or USD 8.73, to USD 210.25 on Tuesday, and gained almost 2 percent in aftermarket trading.
Both MasterCard and Visa are seen as good bets to avoid the market turmoil. Analysts say neither is directly exposed to rising defaults and late payments because it does not issue cards, unlike rivals such as American Express Co.
“Visa is much bigger than MasterCard,” said David Robertson, publisher of Nilson Report, an industry newsletter.
“The expectation is that by being freed from the constraints of being a not-for-profit member-owned association, it could become an even more formidable competitor to MasterCard,” Robertson added.New York, Mar 19 : Visa Inc burned its name into the record books for US initial... more
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