tagged w/ equifax
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Believe it or not there's no magic formula that will ensure success in the stock market. Wouldn't it be great if you knew when the markets were going to take off or tank?
Market direction is driven by tomorrow's news. No one knows tomorrow's news. If we did, we would have predicted the oil spill in the Gulf of Mexico and the precipitous decline in the price of BP's stock.
The impossibility of predicting the unknowable does not stop the financial media and self-styled investment gurus from looking into their crystal ball and providing investors with advice.
The securities industry and the financial media work together to perpetuate the myth that someone out there has the ability to predict the direction of the markets. Hapless investors go from one "investment professional" to another seeking the holy grail: someone with predictive powers.
If you want to achieve your investment goals, you need to fundamentally change the way you invest.Believe it or not there's no magic formula that will ensure success in the stock... more
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A woman in Berkshire was left with no other option but to change her name by deed poll after years of hassle from bailiffs and debt collecters - care of credit score firms Equifax and Experian.
For two-and-a-half years Susan Brown has been hounded for the debts of another Susan Brown - who's racked up £37,000 worth on loans, credit cards and driving fines.
The confusion arose because the two women not only share a name, but the same date of birth too. Well, they did, now the name bit's been rectified and innocent Susan has incorporated her maiden name into her surname, becoming Susan Griffith-Brown.A woman in Berkshire was left with no other option but to change her name by deed poll... more
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What happens when you lose your job and run out of money? You stop paying your mortgage or rent, credit card bills and car payments.
Yesterday’s news that credit delinquencies hit a new high wasn’t surprising. The American Bankers Association (ABA) released a report showing that delinquencies on consumer credit rose to 3.23 percent, a record number. The report blames the more than 6 million jobs that have been lost, including 2 million jobs in the first three months of 2009.
New tools are being introduced to help consumers pay down their debt even faster. Equifax, one of the three main credit reporting bureaus, launches Debt Wise this week. Debt Wise uses your Social Security number to pull all of your debts into one list. You then add information about the interest rate you’re paying and the term of the loan. Debt Wise aggrates the information and creates a “fast pay plan” that will tell you which bills to pay first in order to save yourself months or years of payments.
My team and I have been playing with Debt Wise over the past week, and the product is good, if a little pricey (more on that in a moment). One member of my team, has a load of school loans and found that if she follows Debt Wise’s advice, she’ll pay off her loan sooner, and save herself thousands of dollars in interest - which is great except she doesn’t earn enough to make the size payments Debt Wise suggests.What happens when you lose your job and run out of money? You stop paying your... more
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This article shows you where the Federal Trade Commission says to go to really get a free credit report according to the Fair Credit Reporting Act. It's a LAW that they have to give you one a year - sometimes more, depending on your circumstances.This article shows you where the Federal Trade Commission says to go to really get a... more
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