tagged w/ chase
Self proclaimed "celebrity" Judge Joel T. Lazarus, in a
motion filed by the Defendant on 2/13/13, denied "due process" as
guaranteed in the Constitutional Right of the 7th Amendment to
allow the right to a trial by jury, by preventing a "Pro Se" defense
from being heard in Court proceedings. Adding insult to injury the
Judge mistakenly appointed a "Public Defender" attorney, which
was not within his right to do in this case as the woman already
had a Pro Se representative, who was also a named defendant.
The Judge's office then issued an email stating he had
made a mistake, after the appointed attorney, following his review
of the bank's filing, then removed himself from the case. Judge
Lazarus never verified the status of the Pro Se defendant and
discouraged any further representation by verbally threatening
the defendant to intimidate further defense presentation in Court.
Judge Lazarus, who in the past was involved in several
high profile" court cases, including the "Willet's Sex Scandal",
"Teenager Convicted to Life in Prison" , "Dismissing Corruption
Charges Against a Local Government Official" and most recently
was in the news for "Talking Down a Man with a Gun" in the
courthouse who was intent upon suicide, despite that the Judge
was on the floor above where the incident was happening, he took
it upon himself to intervene.
Now, has once again Judge Lazarus has stepped into the
spotlight of questionable decisions. His past judgements and new
recent political activity have created a biased series of outspoken
opinions, including his recent " Tea Party Styled" attacks in his
version of an anti-immigration and anti-Obamacare mailing that
he sent out to all the Broward County Judicial members.
Judge Lazarus has even gone so far into his believing his
own “celebrity status” as to, comment in interaction with TV actor
"Larry the Cable Guy", all of which caused doubt as to his ability
for objectiveity in court.
This most recent ruling is "just incredible" beyond any
previous decision in the blatant lack of regard for Constitutional
"due process" and his allowing a resulting contempt for Justice.
In this most recent case Judge Lazarus did deny a retired
woman, who is an immigrant from the U.K., the right to have Pro
Se legal representation in court, during a foreclosure case. In
spite of the fact the woman had authorized a Pro Se
representative, the Judge admonished her agent in court by
telling him to "sit down and shut up" as he "may be practicing law
without a license", thereby depriving her of her choice of
representation to argue the case in court.
Apparently during his previous term, Judge Lazarus was
feeling that his position could be replaced by previous Florida
Govener Charlie Crist, so Lazarus made a point of his intent to
finish out his term rather than allow Crist to appoint a Judge of
his choice, but Lazarus did then retire in 2010.
However, following the election of current Govener Rick
Scott, (who used profits gained as CEO from his former company,
Columbia/HCA, which was convicted of defrauding the Federal
Government, to finance his 2010 election campaign), then retired
Judge Lazarus, who favored Scott in the election, was returned in
2012 to preside on foreclosure cases in Broward County Court.
The case motions filled over the past three years by the
Defendant indicate, a specific line of evidence depicting facts of
the actual fraudulent circumstances of false claims under which
the suit was brought by the bank in a series of illegal filings
fabricated by the Law Firm representing the bank.
Contained in the Defendant's motions are a criminal
complaint case filed with the Broward Sherrifs Office and
documented evidence of fraud committed by J.P. Morgan Chase
Bank and the legal firm Florida Default Law Group, a.k.a. Ronald
R. Wolfe & Associates of Tampa, Florida, who are currently
charged with several counts of fraud by the Florida Attorney
General, Pam Bondi's office.
J.P. Morgan Chase bank has also been named in a recent
$8.4 billion settlement fund for foreclosure fraud by the Florida
Attorney General's office, who is actively seeking to compensate
homeowners victimized in unwarranted foreclosure lawsuits
throughout Florida courts, and under such program the woman
has applied for relief. All of these facts were totally ignored by
Judge Lazuras as he never considered any of the evidence at all.
On January 24th, the Judge ordered the woman's home to
be sold at auction, with no review or competent consideration of
the evidence in defense of her position, telling her when she hand
delivered this defense motion to the Judge that "I do not read
these", as apparently it may be possible, he had already granted a
summary judgement, at a moment when she was not present in
courtroom, thereby preventing her the ability to defend herself.
To this date, no Order of the Court for summary judgement
has ever been delivered to the woman, who now is afraid that her
house can be taken away from her at any time.
The case is now in review to overturn and vacate the order
by Judge Lazarus for among several reasons cited; his failing to
allow the woman her right to representation and due process in
court as guaranteed to each U.S. citizen by the Constitution of the
United States of America.
http://floridaforeclosurefraud.coSelf proclaimed "celebrity" Judge Joel T. Lazarus, in a motion filed by the... more
The two Jersey rockers kicked off the benefit concert the way they only could...
David Spates Shows & talks about One of the craziest Police chases in Los Angeles California's history .David Spates Shows & talks about One of the craziest Police chases in Los Angeles... more
The movie Bulitt is an iconic movie about San Francisco, but wasn't really about San Francisco. It was a cop movie released in 1968 that is famous for the car chase scene from Fisherman's Wharf through Pacific Heights and ending with cars driving into the water and, yes...I have a connection to this movie.The movie Bulitt is an iconic movie about San Francisco, but wasn't really about... more
The sun is shining, so what better way to spend your summer than to take a road trip! From simple ways to make some money while keeping the kids from saying “Are we there yet?”…Dana Hilmer has the inside scoop to making your family vacation a breeze!The sun is shining, so what better way to spend your summer than to take a road trip!... more
In a story that should be getting lots of attention, American Banker has released an excellent and disturbing exposé of J.P. Morgan Chase's credit card services division, relying on multiple current and former Chase employees. One of them, Linda Almonte, is a whistleblower whom I've known since last September; I'm working on a recount of her story for my next book.
One of the things we were promised by the lawmakers who passed the Dodd-Frank reform bill a few years back is that this would be a new era for whistleblowers who come forward to tell the world about problems in our financial infrastructure. This story now looms as a test case for that proposition. American Banker reporter Jeff Horwitz did an outstanding job in this story detailing the sweeping irregularities in-house at Chase, but his very thoroughness means the news may have ramifications for Linda, which is why I'm urging people to pay attention to this story in the upcoming weeks.
The Cliff's Notes version of the story goes something like this: Late in 2009, Chase's credit card services division sold a parcel of nearly $200 million worth of credit card judgments to a debt collector at a discount. This common practice in the credit-card industry is a little like a bookie selling the outstanding debts of his delinquent gamblers to a leg-breaker for 25 cents on the dollar. If the leg-breaker gets half the delinquents to pay, the deal works out for both sides -- the bookie gets 25 percent of money he wasn't going to collect, and the leg-breaker makes a 100 percent profit.
In the case of credit cards, of course, you're selling the debts to collection agents, not leg-breakers, but aside from that unpleasantly minor distinction the process is the same. The most valuable kinds of sales in this world are sales of credit card judgments, in other words accounts in which the debtor has already been successfully brought to court. That, ostensibly, is what this bloc of accounts Chase sold in 2009 involved.
Almonte came to Chase in the summer of 2009 as a mid-level executive in the credit card services division's offices in San Antonio, and was quickly put in charge of preparing the documentation for this enormous sale of credit card judgments. When Chase regional offices from places like southern California and Illinois began sending in the papers for these "judgments," Almonte very soon found out that something was seriously wrong. From Horwitz's piece:
Nearly half of the files [Linda's] team sampled were missing proofs of judgment or other essential information, she wrote to colleagues. Even more worrisome, she alleged in her wrongful-termination suit, nearly a quarter of the files misstated how much the borrower owed.
In the "vast majority" of those instances, the actual debt was "lower that what Chase was representing," her suit stated.
Linda subsequently found an enormous range of errors. Some judgments, she told me, were not judgments at all. In some cases, she said, Chase actually owed the customer money.
When she brought these concerns to her superiors, what do you think their response was? They told her and others to shut up and just sell the stuff anyway. Her boss, Jason Lazinbat, allegedly told her "she had better go along with the plan to sell the misrepresented asset."
Think of the consequences of this: because Chase was so anxious to make money off this debt sale, countless credit card borrowers would now have collection agents chasing them for money they did not owe. The debt-buyer, too, was victimized by being sold accounts it could not collect on. It is almost impossible to estimate how many man-hours of pointless court proceedings would be lost because of this decision.
Anyway, when Linda refused to go along with the sale, she was fired. This was in November of 2009. She then went through a post-firing odyssey that is an epic tale in itself: her many attempts to get any of the major bank regulators interested in this case were disturbingly fruitless for a long time (although the Office of the Comptroller of the Currency is apparently looking into it now), and she struggled to find work in the industry.
She has been repeatedly harassed and has gone through all sorts of personal hardship as a result of this incident. She filed a whistleblower claim with the SEC as part of the new whistleblower program created by Dodd-Frank, but so far there's been no progress there.
When I met Linda last year, my first reaction to her story was that I was skeptical. The tale she told went far beyond the bank knowingly selling millions of dollars worth of errors into the financial system. She also recounted, firsthand, the bank's elaborate robosigning operation, which Horvitz, talking to other Chase employees, also discussed:
"We did not verify a single one" of the affidavits attesting to the amounts Chase was seeking to collect, says Howard Hardin, who oversaw a team handling tens of thousands of Chase debt files in San Antonio. "We were told [by superiors] 'We're in a hurry. Go ahead and sign them.'"
And there were other stories...suffice to say that the picture Linda painted of life inside Chase reminded me a little of Upton Sinclair's The Jungle: they were putting just about everything into those sausages. When I was writing it all up for my book I went through a period where I was waking up nights, seized with the urge to close every credit account I had – her story makes you think that most credit card companies are essentially indistinguishable from giant identity theft operations.
Again, though, when I first heard the story, I was skeptical – until I found other people in the company who verified Almonte's account, all the way down the line. Horvitz, too, found numerous employees in Chase's credit card services division who confirmed the story of the company knowingly selling a mountain of errors into the market, and manufacturing robo-signed documents to the tune of thousands per week.
The financial crash wouldn't have happened if even a slim plurality of financial executives had done what Linda Almonte did, i.e. simply refuse to sign off on a bogus transaction. If companies had merely upheld their own stated policies and stayed within the ballpark of the law, none of these messes could have accumulated: fraudulent mortgages wouldn't have been sold, families wouldn't have been foreclosed upon based on robo-signed documentation, investors wouldn't have been duped into buying huge packets of "misrepresented assets."
But most executives didn't refuse to go along, precisely because powerful companies make it so hard on people who come forward. Almonte, after being fired, entered into a modest settlement with Chase that prohibited her from coming forward publicly. At the time she entered into the settlement she was in an extremely desperate state, and she made a bad decision, taking a very bad deal.
Still, like Jeffery Wygand, the tobacco scientist from the movie The Insider, she was sitting on top of a story that, morally speaking, should not ever be protected by a confidentiality agreement -- and the subsequent lack of regulatory action eventually moved her to speak out to people like Horvitz and me. Of course, now that her story is out there in public, the concern is that the bank will move swiftly to take her to court.
This person does not have any money, so an action by Chase at this point would be purely punitive, to send a message to future whistleblowers. They'll be more likely to do it if they think no one is paying attention. I'll keep you posted on that score.
In the meantime, please check out Horvitz's piece. It should give everyone who has a credit card pause.
Read more: http://www.rollingstone.com/politics/blogs/taibblog/j-p-morgan-chases-ugly-family-secrets-revealed-20120313#ixzz1qAYBBalVIn a story that should be getting lots of attention, American Banker has released an... more
In 2008, Arturo de los Santos, a former Marine who lives with his wife and four children in Riverside, CA, fell victim to the economic crash caused by the greed of those on Wall Street. Like millions of Americans, he faced the prospect of mortgage default. Arturo was then encouraged by JPMorgan Chase & Co. to deliberately fall behind on his payments in order to modify his loan. A loan owned by Freddie Mac. Thinking the bank had his best intentions in mind, Arturo followed their instructions. Instead, JPMorgan greedily foreclosed on him, evicting Arturo and his family. Since then, Arturo has decided to fight back and re-occupy his home, even as he faces the possibility of arrest!
Arturo could be forcefully removed from his house at any time. Cuéntame and the Alliance of Californians for Community Empowerment (ACCE) are working together to spread Arturo's story as wide as possible and tell JP Morgan and Freddie Mac that the abuse must end today! We need your help.In 2008, Arturo de los Santos, a former Marine who lives with his wife and four... more
Hey Chase! Next time you fuck America, use this:
After overwhelming negative response from consumers, mega banks Bank of America, Wells Fargo and JPMorgan Chase are all dropping or tweaking monthly fees aimed at customers using debit cards...
http://veracitystew.com/2011/10/31/score-one-for-the-99-banks-rethink-debit-fees/After overwhelming negative response from consumers, mega banks Bank of America, Wells... more
A motorcyclist was kicked off the Tour de France
after he collided with the SaxoBank Sunguard rider
Nicki Sorensen on Wednesday's stage five.A motorcyclist was kicked off the Tour de France after he collided with the... more
Spanish rider Juan Antonio Flecha was clipped by
the car during a breakaway in Sunday's Stage 9.
Before tumbling over his handlebars, Mr. Flecha
slid into Holland's Johnny Hoogerland, who flew
into a barbed wire fence along the small country road.
The duo managed to finish the stage despite their injuries.Spanish rider Juan Antonio Flecha was clipped by the car during a breakaway in... more
Meet Virginia Holwell. Virginia paid her taxes this year. She worked for the state of Illinois for 30 years but was laid off last summer. Like many of us, she fell victim to the economic downturn caused by Wall Street and Big Banks. She’s getting on a bus from Peoria Illinois to JP Morgan Chase’s shareholder meeting in Columbus OH on May 16th.
She thought she would have another 10 years of work to pay off her mortgage. Instead, she is out of work, hasn't been able to find another job and is struggling to make payments on her modest Peoria home with a pension that is one-third her former income.
Virginia, like many of us, is an ideal candidate for a mortgage modification. But Virginia's bank, JP Morgan Chase, denies the modification. Virginia is getting on the bus with other members of Illinois People’s Action to go to the Showdown in Ohio and JP Morgan Chase’s annual shareholder meeting because, like many of us, she wants to save her home.
She also wants to take a stand and turn this country around. And some one has to because Big Banks and Wall Street are trying to run us into the ground. JP Morgan Chase must pay its fair share of taxes just like Virginia and just like the rest of us. Chase must stop foreclosing on families and get small business lending moving again so we can get working and get on our feet.
Join us in Columbus.
Can’t come? Mark your calendars. On May 17, while we’re at the shareholder’s meeting, join us in the action by calling JP Morgan Chase Senior VP, James Gilliam. Tell him to modify Virginia Holwell’s loan, and keep families in their homes: 312-325-5057.
Rather send him an email? Here you go: James.V.Gilliam@jpmchase.com
http://jonraymond.blogspot.com/2011/04/normal-0-false-false-false-en-us-x-none.htmlMeet Virginia Holwell. Virginia paid her taxes this year. She worked for the state of... more
Truth, Justice and the Hookeriest American Way.
You’ve got to love Gloria Allred. She is the omnipresent voice of reason, or voice anyway, in just about every court case on Earth. She is the Energizer Bunny of Law (GloBu). Allred takes on any case that is guaranteed a covering press corps, most notably the Happy Hookers of Tiger Woods, Rachel Uchitel and Joselyn James. Gloria’s case file reads like a venerable Who’s Who of Who Cares. She has stood tall with women of all sizes and colors in the name of justice, or 50% of the take. In certain situations, Gloria just chimes in even though she is not officially involved in the case, such in the Octomom saga, where she accused Nadya Suleman of of being an opportunist. Takes one to know one. Recently she piped up with an open letter to the court regarding the Mel Gibson case. Well, Oksana Grigorieva would have been the perfect client for GloBu. Do I sense sour grapes? Could it be that Gloria is losing her touch? Seems like GloBu is just talking about a lot of cases rather than actually working on them. She was also right in there blabbering about Charlie Sheen’s kids. Boy would Brooke Mueller have been a doozy of a client, a.k.a. the one that got away.
There is an article about Lindsay Lohan and her courtroom fashion choices in The New York Times Style section by Ruth La Ferla. The best part of the article includes Little Gloria Unhappy At Last Allred, who was quick to chime in and judge Lindsay. “If anything, her outfits are alienating,” Ms. Allred said. Sounds like someone we know is frustrated for not snagging Lohan as a client. Besides, those two would be clawing for positioning in front of the camera, so it would never work. Give me Lindsay Lohan over any of Madame Allred‘s hookers or damsels in distress any day.
Gloria Allred started out as the Superman (though she’d probably like to be called the Wonder Woman) of the law, taking on such institutions such as Boy Scouts of America, Aaron Spelling and The Friars Club representing women’s rights. She has sued Senators, took on Dodi Al Fayed, and anyone who remotely seemed like a bully. Over the years, however, Globu has evolved her brand into a media bully, jumping onto cases where she knows she will get extensive coverage, as was the case of Chase Bank versus Debrahlee Lorenzana, the sultry bank teller with a heart of gold. She stood by Amber Heard, the other woman in the murder case against Scott Peterson, an awkward spot if ever there was one, and a host of other sensational courtroom dramas. But none as major as the O.J. Simpson versus Nicole Brown’s family in THE case of the last century. I am sure Ms. Allred has no plans of slowing down. Not while priests are still molesting little children. Oh, come on, you know that’s next.
Read more: http://imeanwhat.com/blog/canyoubelieve/the-devolution-of-gloria-allred#ixzz1GxyxjfxYTruth, Justice and the Hookeriest American Way. You’ve got to love Gloria... more
" Of all forms of tyranny the least attractive and the most vulgar is the tyranny of mere wealth, the tyranny of plutocracy " - John Pierpont Morgan
"Everything predicted by the enemies of banks, in the beginning, is now coming to pass. We are to be ruined now by the deluge of bank paper. It is cruel that such revolutions in private fortunes should be at the mercy of avaricious adventurers, who, instead of employing their capital, if any they have, in manufactures, commerce, and other useful pursuits, make it an instrument to burden all the interchanges of property with their swindling profits, profits which are the price of no useful industry of theirs." --Thomas Jefferson to Thomas Cooper, 1814
"Banking was conceived in iniquity and was born in sin. The bankers own the earth. Take it away from them, but leave them the power to create money, and with a flick of the pen they will create enough money to buy it back again. However, take away from them the power to create money, and all the great fortunes like mine will disappear and they ought to disappear, for a better world to live in. But, if you wish to remain the slaves of bankers and pay the cost for your own slavery, let them continue to create money." - Sir Jostah Stamp, President of the Bank of England in the 1920's, the second richest man in Britain
''This great and powerful force-the accumulated wealth of the United States-has taken over all the functions of Government, Congress, the issue of money, and banking and the army and navy in order to have a band of mercenaries to do their bidding and protect their stolen property.'' - Senator Richard Pettigrew - Triumphant Plutocracy - Published, January 1, 1922
"A banker is a man who loans you umbrellas when the sun is shining and demands it back the moment it looks like rain." - Mark Twain" Of all forms of tyranny the least attractive and the most vulgar is the tyranny... more
Turmoil in Libya will increase crime rates in Lexington, KY and more... - Lexington courts | Examiner.comWe've all heard it over and over again, "September 11th changed everything". The turmoil in the Middle East is about to make us eat those words. From that day forward America has been spiraling down a path of self destruction and "our chickens are coming home to roost". Wars that we entered over lies, taking from the poor and giving to the rich, psy-ops and propaganda on American citizens and dignitaries, mercenaries for hire and more wars that create more wars. All across the world people are saying "we've had enough". Protests and regime changes are happening all across the Middle East and now we're seeing the unrest in America. Gas prices will rise and as they rise so will the price of eveything else and so will the crime rates.
When we invaded Afghanistan and then Iraq we opened up a hornet's nest that is proving impossible to exterminate. Like dominoes, American and CIA supported dictators are toppling one after another. This is due to a combination of factors. First, our prescence alone and every insurgent or civilian death just creates more anger and more terrorism. Second, the expense of these wars caused the destruction of the American economy which then destroyed the World's economy. Greed is the reason for all of this.
In April 2010 I was hired as a roaming photographer for a J.P. Morgan Chase high roller meeting at Keeneland Race Track in Lexington. I was just supposed to take some pictures of the event. The decorations and then each person separatedly for a take home souvenir was supplied. None of the staff could speak English except for the bankers and their hosts.
I'm not sure if I was supposed to come in during the lecture but I stood in the back of the room and nobody seemed to pay any attention to me. Besides, I don't think they expected the photographer to understand what they were talking about. A man named Stu Schweitzer was the guest speaker for the day.
Mr. Schweitzer spoke for about an hour but the parts you'll be interested in will make you mad. He claimed that the bailout was unnecessary because the banks weren't in need of money. We took from the poor and gave to the rich. The "crash" was by design, he said, and the crowd all laughed. He also stated that the reason they are calling it a "jobless recovery" was that the banks were fine but the jobs would not return. Again, the room filled with laughter. He then asked a Texas banker to explain to everyone how his branch was now turning to large corporate loans because housing loans and the middle class would not return. You got it, plenty of laughter. He then talked about the yearly retreat and explained how it had to be moved from the normal five star resort out west to a hotel in Times Square. This was done so the American public wouldn't know they had been deceived, he stated. He noted, however, that it was still a five star hotel. This gained him the most laughter of the night.
Wiki-leaks recently announced that Saudi Arabia may have overstated their oil reserves by 40%. This caused an immediate rise in oil prices.
Yesterday, America announced that, after discussions with NATO, sanctions would be enforced on Libya. Again, prices of oil are spiking.
These higher gas prices will hamper the global economy. A bad economy doesn't always mean higher crime rates. The San Fernando Valley and others have seen some of the lowest crime rates in decades. Crime rates fell about one third between 1934 and 1938 while the nation was struggling to emerge from the Great Depression and weathering another severe economic downturn in 1937 and 1938. However, we are facing a tsunami of issues beyond gas prices, high food prices and the failing economy.
Read the rest of the story at the link: http://www.examiner.com/courts-in-lexington/turmoil-libya-will-increase-crime-rates-lexington-ky-and-more
MonkeyFilms aka Christopher HigniteWe've all heard it over and over again, "September 11th changed... more
An Orange County family claims security guards chased their son to his death. The guards admitted it was because of the teen's clothes.
The family of Raheem Key is suing Valor Security and Simon properties because they claim the security guards chased their son into traffic where he was killed.
The crash happened in June near the Waterford Lakes Town Center in East Orange County.
The family is suing for $20 million, and the Florida Highway Patrol released audio recordings from when they interviewed the security guards about that chase.
"I ran over somebody! I ran over somebody! He ran out of nowhere," said the 911 caller to the operator.
The driver of an SUV had no time to stop when 15-year-old Raheem Key ran into Waterford Lakes Parkway. He was running from two security guards on a golf cart, who work for Valor Security and patrol the Waterford Lakes Town Center.
"I couldn't believe that he actually died because of a pair of pants," said Key's grandmother Carolyn Franks.
The Florida Highway Patrol interviewed both security guards and their supervisor. The guards said they were after Key because they warned him several times that he was in violation of the mall's dress code.
"What kind of dress code was is that he violated?" asked an FHP investigator.
"Basically, his pants were below or sagging where his underwear were showing and that's not allowed on property," answered a security guard.
"Do you know what your policy is on chasing?" the investigator asked.
"The policy on chasing for Valor is that we're not supposed to, unless it's some sort of life-threatening thing," the guard replied.
"There's not a security agency in the state of Florida that would authorize chasing a child under these circumstances," said Key's family member Tyrone King.
The family believes the teenager was scared and running home. He lived in nearby apartments.
Video at http://www.wftv.com/news/26918881/detail.htmlAn Orange County family claims security guards chased their son to his death. The... more
Since so many Boing Boing readers were delighted with the heartwarming tale of a heroic, disfigured kitty known as Chase No Face [link to potentially disturbing post], I thought I'd post a video of Chase playing in her play-basket.
http://www.boingboing.net/2011/01/21/chase-no-face-frolic.htmlSince so many Boing Boing readers were delighted with the heartwarming tale of a... more