tagged w/ Credit Score
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Now, I never aim to inspire defeatism, but today I aim to inspire disillusionment, which is a very different thing. I think we can all agree it’s a good thing to be without illusion, and right now there are far too many of us who believe in this illusion that the folks at the top got their through legitimate means, and maintain their position through legitimate means, that The Man’s game is a fair one.
The Man? Yeah. Normally, I don’t like abstractions like this, but for the sake of understanding our economic situation, I find it’s easier to understand if we lump the so called “captains of industry” together into one entity. If we lump the Wall Street Banks, the Globalist Chemical Companies, the Globalist Factory Farms, the Military Industrial Complex, everything that isn’t Labor, into one entity. Because it really is, us versus them.
Right now we’ve got a Republican President who is pretending to be a Democrat, and we’ve got a Republican Party who is trying to send our nation back to the time of Upton Sinclair’s “The Jungle.” We had a regressive corporate shill in Clinton who totally fucked working people of America over with NAFTA and the WTO. We had regressive corporate shills in GW Bush and Reagan who busted unions and rolled back labor protections, environmental protections, consumer safety protections, all in the name of the fuckers at the top making shit loads of money while you die of cancer because of their pollution in your air, water and soil.
An illusion we need to dispense with is that we all share equally in our nation's prosperity, that a rising tide lifts all boats, as it were.
Truth is, as the rich get richer, we get poorer, which is clearly demonstrated by this chart you can view over at StateOfWorkingAmerica.org
The lower 90% of Americans, by income bracket, have actually seen their mean wages decline since 1977, while the top 1% by income bracket, have seen their income balloon wildly, seeing their already absurdly high income triple, while our income has declined. We’re working more today, for less money.
Another illusion is that most people you know are middle class. This is bullshit, pure and simple.
Most people who think that they are middle class are actually working poor, and hover just above the poverty line.
And to the Union Labor in WI, who is saying publicly that they’re willing to negotiate all their benefits away... This isn’t a time to be negotiating. This is a time to get aggressive. Shit is getting serious, people are losing their homes, the whole fucking economic system is collapsing, and people are suffering. This is the time to go for the whole goddamn cake.
Why? Well, there’s something you should know:
It was never in the plans for you to make any money, to make anything of yourself.
It was never in the plans for anybody but the rich, the REALLY rich, to get ahead in life.
That is an illusion started with the Horatio Algers stories of rags to riches. We love these stories here in America. They show real life examples once and a while as fluff peices on the nightly news. But these cases are extreme statistical outliers, you’re more likely to get rich playing the lotto than by working hard and keeping your head down. It doesn’t matter that it’s never going to fucking happen to you. The Rags to Riches story still a cornerstone of the American Dream. But Horatio Algers wrote fiction, and dreams are fantasies experienced while asleep.
You are poor. How do I know? I don’t. But by pure statistics alone, I’m certain you are. You might be in denial about this, but the truth remains, you’re poor.
You’re just one severe illness away from being homeless, and losing everything, but maybe you don’t know it. There are middle class people, people with insurance, who get cancer, cap out on their claims, lose everything, and die homeless. And with cancer rates rising every passing year, this is lottery game you’re far more likely to win.
Unless things begin to change, and I mean REALLY CHANGE, you're going to be poor FOREVER, too. And your kids are going to be poor. My generation is the first generation that will do worse than their parents. Not because we’re lazy, but because the free-market economic system is collapsing in on us, and we’re being forced to take shittier jobs, without union protection, without benefits, with lower wages. Thanks to NAFTA and the WTO, my generation has to compete with children in China who are literally working for rice. We have to compete with workers in Mexico who get paid 7 cents and hour. Unless we change things, we’re going to keep getting poorer and poorer.
When you get poorer, the rich get even richer.
How? That’s just the rules of the game. The game called “Free Market Capitalism.”
The Super Rich, the parasites down on Wall Street, they own the whole goddamn Monopoly game. They own the playing board, they own the shoe and the thimble and the scottish terrier, they own the dice, and they own the money. They are The Man. We all play by their rules. Don’t beleive me? Have you checked your credit score lately? Oh, it doesn’t look so good does it. Maybe that’s because you have too much credit card debt. Or not enough credit card debt. Or maybe you don’t pay your statements off fast enough. Or maybe you pay your balance off too fast. Or maybe it’s just all just fucking bullshit set up by the bankers on Wall Street to control your spending habits so they can steal even more of your goddamn money by making interest off of your debt.
So, What are the rules?
The rules go like this: you work for them your whole life, give up every waking moment to earn that money that you so desperately need to stay alive, and then when you get it, you pay rent back to your capitalist master for permission to keep living. So that you can keep living to do what? To keep working, until you get too old to work and become either social securities problem, or if social security is gone by then, you become your kids problem. And if your kids can’t support you because they’re competing against workers in Mexico who get 7 cents an hour, then you end up on the street curb with the rest of the trash that nobody wants.
You’re a fool to think that the money you earn is ever really yours. That money is owned by The Man, and he’s only lending it to you temporarily, so that you THINK you’re making progress. They’ll take it back from you soon enough. And no I’m not talking about taxes. The Man gives you just enough of their money so that you stay just happy enough, or just confused enough, that you don’t fully realize you’re being totally fucked every moment of your life.
Every breath you take, they are snatching their money back from you. You want to buy food so you don’t starve to death, you pay The Man. You pay Kraft Foods, Inc and you pay Con Agra and you pay Monsanto. You can’t get to your job by public transport so you have to buy a car. You get your loan to buy your from The Man.
The Man charges you interest on this new debt you just created, and The Man immediately begins to trade your debt with his buddies, as if it were money.
If time is money, it stands to reason that money is time, and when you are in debt, you owe your time on this earth to the Man. When the man is trading your debt like money, what he’s really doing is trading your life away. He is selling derivatives on his ownership of your every breath. He’s trading in futures of YOU, with the implicit guarantee that you’ll keep slaving your sorry ass to the bone so that The Man can turn more profits, because you promised to give The Man back all the money he just gave you and then some.
So now you’re working for The Man for free. How does it feel to be a slave? Shut up, go watch TV. Don’t talk politics. How dare you question America, the greatest best country on earth that god ever gave to man? Gave to man? Or gave to The Man?Now, I never aim to inspire defeatism, but today I aim to inspire disillusionment,... more
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asherp
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1 year ago
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Big Banker is watching you—more closely than ever.
With lenders still skittish about making new loans, credit bureaus and others are hawking services that help banks probe deeply into your financial closet. The new offerings include ways to look at your rent and utility payments, figure out your income, gauge your home's value and even rate your banking habits based on details like whether your direct deposits have stopped.
All of this could influence your financial freedom—not to mention the number of junk-mail solicitations you receive.
Ken Lin, CEO of Credit Karma, a credit-score information website, knew he had a good credit score. But when he recently applied for a new credit card, he was rejected: The lender had flagged him as a higher credit risk because the value of his California home had declined and his mortgage principal wasn't declining—giving away that he has an interest-only mortgage.
"It's a lot more than just your credit score today," he says.
Read More: http://globalpoliticalawakening.blogspot.com/2010/11/new-ways-bankers-are-spying-on-you.htmlBig Banker is watching you—more closely than ever.
With lenders still... more
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http://www.CreditRaisingNow.com Discover 27 Proven ways to repair your bad credit in these 27 powerful videos. These videos also show you proven methods to raise your credit score and also provide you powerful tips to rebuild your bad credit.http://www.CreditRaisingNow.com Discover 27 Proven ways to repair your bad credit in... more
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http://www.creditraisingnow.com Check out these 27 powerful ways showing you how to repair your bad credit. These videos also provide some proven ways to raise your credit score and proven methods to rebuild your bad credit.http://www.creditraisingnow.com Check out these 27 powerful ways showing you how to... more
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