tagged w/ hikes
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The Healthy Voyager is proud to announce Healthy Voyager Tours! Group excursions to the worlds most breathtaking destinations for health minded, fitness and special diet travelers. For more information on destinations, pricing and booking, please visit www.healthyvoyager.com and search for Healthy Voyager Tours. Join us for the trip of a lifetime, regardless of your dietary restrictions!The Healthy Voyager is proud to announce Healthy Voyager Tours! Group excursions to... more
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Here are 13 changes in the massive overhaul that could impact your tax bill, for better or worse.
The new health care reform law is chock-full of new taxes and tax increases that will affect many individuals and businesses, but it will be years before most of these hikes take a bite out of your -- or your company’s -- wallet. The law also has tax breaks to help both individuals and small businesses pay for insurance.
1. A new 10% excise tax on indoor tanning services on services provided after June 30, 2010.
2. The new law gives small firms tax credits as incentives to provide coverage, starting this tax year. Employers with 10 or fewer workers and average annual wages of less than $25,000 can receive a credit of up to 35% of their health premium costs each year through 2013. The credit is phased out for firms larger than that and disappears completely if a company has more than 25 employees or average annual wages of $50,000 or more. Beginning in 2014, small firms that sign up with one of the health exchanges to be created can receive a credit of up to 50% of their costs.
3. A requirement that businesses include the value of the health care benefits they provide to employees on W-2s, beginning with W-2s for 2011.
4. Elimination of a deduction employers now take for providing Medicare Part D prescription drug coverage to their retirees to the extent that the federal government subsidizes the coverage. This will not take effect until 2013.
5. Doubling the penalty for nonqualified distributions from health savings accounts, to 20%, beginning in 2011.
6. A limit on the amount that employees can contribute to health care flexible spending accounts to $2,500 a year, but the cap won't take effect until 2013.
7. A ban on using funds from flexible spending accounts, health reimbursement arrangements or health savings accounts for the cost of over-the-counter medications, starting in 2011.
8. Starting in 2013, a 0.9% Medicare surtax will apply to wages in excess of $200,000 for single taxpayers and over $250,000 for married couples. Also, for the first time ever, a Medicare tax will apply to investment income of high earners. The 3.8% levy will hit the lesser of (1) their unearned income or (2) the amount by which their adjusted gross income exceeds the $200,000 or $250,000 threshold amounts. The new law defines unearned income as interest, dividends, capital gains, annuities, royalties, and rents. Tax-exempt interest won't be included, nor will income from retirement accounts.
9. A hike in the 7.5% floor on itemized deductions for medical expenses to 10%, beginning in 2013. But taxpayers age 65 and over are exempt from the cutback through 2016.
10. A new 40% excise tax, beginning in 2018, on high-cost health plans, levied on the portion that exceeds $10,200 for individuals and $27,500 for families.
11. A new tax on individuals who don't obtain adequate health coverage by 2014. The tax is be phased in over three years, starting at the greater of $95, or 1% of income, in 2014, and rising to the greater of $695, or 2.5% of income, in 2016.
12. Providing a refundable tax credit, once the individual mandate takes effect in 2014, to help low-income folks purchase coverage. To be eligible, a person's household income must be between 100% and 400% of the federal poverty level, generally around $11,000 to $44,000 for singles and $22,000 to $88,000 for families.
13. A nondeductible fee charged to businesses with 50 or more employees if the firms fail to offer adequate coverage. The fee will equal $2,000 times the number of employees, though it won’t count the first 30 workers in that calculation.Here are 13 changes in the massive overhaul that could impact your tax bill, for... more
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Rescue services are complaining that a new generation of GPS tracking devices are leading hikers and trackers to take risks they are unprepared for. Matt Scharper, who coordinates Search and Rescue operations for the state of California, offers his insight.Rescue services are complaining that a new generation of GPS tracking devices are... more
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The highest peak on the Monte Rosa is Dufourspitze which is the highest mountain in Switzerland, and the second highest in the Alps. Only Mont Blanc is higher, but Dufourspitze is more demanding and more exposed. Monte Rosa includes 22 peaks higher than 4.000 meter. The Eastern Wall seen from Macugnaga is 2470 meter high and stunning: a Himalayan wall in the Alps. On the 4th mountains for high of the group, Signalkuppe (Punta Gnifetti) is situated the highest refuge in Europe, refuge "Capanna Margherita", 4654 high.
The Group can be divided in three parts:
The first part is constituted by the Four Primary Peaks of the region (from south to north): Signalkuppe, Zumsteinspitze, Dufourspitze and Nordend.
The second part, known as Grande Monte Rosa (Great Monte Rosa) is constituted by the Great Ridge of Peaks, from the Theodulpass to the Monte Moro pass, and it includes some other important peaks, Lyskamm East 4527 and West 4481, Parrotspitze 4436, Parrotspitze, Breithorn with several peaks, Castor and Pollux.
The third part is constituted by those Minor Ridges, perpendicular to the main one and elongated in the Swiss territory to North and in Italian territory to South. Important is the Cresta Indren to Italy (Indrengrat) with the Balmenhorn (m. 4167, Italy), the Ludwigshohe (m. 4342, Italy) the Piramide Vincent (m. 4215, Italy) and many other “3000” like Punta Indren (m. 3260, Italy). Also important is the Grosser Findelngrat, in Switzerland, with its Stockhorn (m. 3532, Switzerland)
These three parts constitute the Group of Monte Rosa (or Gruppo del Monte Rosa, or as Gruppo di Monterosa).
Monte Rosa group is situated in Pennine Alps range, between Italy and Switzerland; regions of Piedmont (provinces of Verbania and of Vercelli), Valle d’Aosta (province of Aosta) and Valais (Wallis).
The boundaries of the Monte Rosa Group are Theodulpass (West), Monte Moro pass (East), Schwarzberg-Weisstor (north) and Olen pass (South).
The Group of Monte Rosa is made of crystalline and metamorphic rocks, like the marbles and quartzes, and its great ridge, of the main peaks, runs for about 30 kms, between Italy and Switzerland and it also indicates, with good approximations, the Swiss-Italian border. The range culminates in the Dufourspitze (Punta Dufour), 4634 m.The highest peak on the Monte Rosa is Dufourspitze which is the highest mountain in... more
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Walking down the Suck Creek Mountain Road in Prentice Cooper State Forest, I was on my way to the see kayaking, but I never made it. However, I took some time to enjoy some of God's beautiful nature. I have seen this little hole in the side of this rock more than a hundred times, but never got in it, so today I did. I like the scenery and the way the trees enclose you with all of the leaves still on them is kind of neat.Walking down the Suck Creek Mountain Road in Prentice Cooper State Forest, I was on my... more
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I went to the Great Smokey Mountain National Park on 09/10/09 and was able to get several videos and photos of beautiful scenary and sites. I hope that everyone will view and enjoy my videos and please rate them as I have tried very hard to get the best views for your enjoyment and mine.
When I view this video I feel energy. It is in the sound, the movement, and the air.I went to the Great Smokey Mountain National Park on 09/10/09 and was able to get... more
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