4 Ways Current Helps It's Members Get Ahead

Let's face it, traditional banks aren't cutting it. Consumers need a banking account and debit card that helps them make the right money moves today to create a better future tomorrow.

No more waiting in long lines at the bank. No more dealing with hefty overdraft or account service fees². No more minimum balance requirements.

That's why over 3 million people choose Current —a mobile app and connected debit card that uses technology to help consumers manage their money all from their phone, allowing for faster access to paychecks, fewer fees, and more flexibility.

As reviewer Luke S. says, “Current is simply what it says it is. It's current. So please get Current and simplify your banking!"

Sign up now and get the app today.

Here are four ways Current helps its members get ahead:

1. Faster direct deposits¹

You already earned your money. You shouldn't have to wait so long for it to hit your account.

Current gets you paid up to 2 days early when you sign up for direct deposits¹ with a Current Premium Account. So that paycheck comes through even if “payday" is still a couple days away.

2. No overdraft fees up to $100*

Banks love sneaking fees into your account to keep you paying. In fact, banks collected over $30 billion in revenue from overdraft fees in 2020, according to data from CNBC and Moebs Services.

Current knows you need your money for more important things—and you deserve a clear and transparent experience. That's why there's no hidden fees, no overdraft fees up to $100*, no minimum balance fees, and no fees for transferring money to other members on Current².

Sign up for Current in less than 2 minutes to bank with no hidden fees.

Just look at what reviewer Michele T. said: “I freaking love this app! Fee free overdraft! It's been a life saver many times and they don't charge me any fees—it just gets repaid with my next check! So rad! Thanks Current!"

3. Easy automatic savings

Saving money doesn't have to be a struggle. Just use Savings Pods—a Current feature that enables you to put money away and budget better while build up more savings every time you spend.

With these automatic savings, you can stay on track towards your financial goals and set money aside for future purchases. Once you're ready to spend, simply transfer your savings to your Current spending account and enjoy.

4. Rewards and cash back options

You spend a lot on your debit card. Current actually rewards you for it.

Usually, you have to have a credit card to get points. Not with Current. Earn points for every eligible swipe on your debit card and redeem them for cash back rewards. You can even rack up to 15x points at over 14,000 participating merchants nationwide with a Current Premium Account.

Swipe, earn, redeem, repeat. Yes, it's that simple.

As reviewer Dimitri H. said, “Been suggesting this app to EVERYONE. Current is a MUST have if you plan to easily access a sense of stability and form concrete analytics with your income and spending!! Smooth and easy interface, flawless transitioning within the app and to top it off they offer fee free overdraft!!!"

That's a lot of exclamation marks—and for good reason!

Finally, there's a modern finance solution that matches your needs.

So, what are you waiting for?

Download the Current app and start earning points today.

Sign up in less
than 2 minutes

Text yourself a download link

Current is a financial technology company, not a bank.Banking services provided by Choice Financial Group, Member FDIC