A Bank with No Overdraft Fees
Free overdraft with Overdrive™You can overdraft up to $100 for free with Overdrive™ when you sign up for a Current premium account and receive a qualifying direct deposit. No fees, no catches. We’ve got you covered.
Sign up in less than 2 minutes
how to get
Overdrive™
Sign up for a Current
Premium Checking Account
Enroll in Direct Deposit
Receive paychecks via Direct
Deposit of at least $500/mo
how it works

With a purchase that exceeds your balance, Current covers the cost up to your Overdrive™ limit.

Your next paycheck in Current will apply those funds to your negative balance.
Get Paid Faster
Up to 2 days with direct deposit
Free Overdraft
Up to $100 with Overdrive™
No Hidden fees or minimum balance
Spend your money your way
Earn Points, Get Cash Back
Get up to 15x points when you swipe your card
55,000 FREE ATMs
Withdraw cash worldwide for free
Instant gas hold refunds
Funds immediately credited to your account
Money management
Instant spending notifications, insights and more
Savings pods
Automatically put aside money for specific purchases
Cash Deposits
Deposit cash instantly at 60,000 stores
Mobile check deposit
Deposit checks easily using your phone’s camera
Current Pay
Instantly send or receive money for free
24/7 Member support
Support available 24 hours a day, 365 days a year
Customer reviews
Get started
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