A Bank with No Overdraft Fees

Free overdraft with Overdrive™

You can overdraft up to $100 for free with Overdrive™ when you sign up for a Current premium account and receive a qualifying direct deposit. No fees, no catches. We’ve got you covered.

how to get
Overdrive™

Enroll in Direct Deposit

Receive paychecks via Direct
Deposit of at least $500/mo

how it works

With a purchase that exceeds your balance, Current covers the cost up to your Overdrive™ limit.

Your next paycheck in Current will apply those funds to your negative balance.

*Note Overdrive ™ only will work with debit card purchases. ACH and Current Pay transfers, ATM withdrawals and checks don’t apply.

Get Paid Faster

Up to 2 days with direct deposit

Free Overdraft

Up to $100 with Overdrive™

No Hidden fees or minimum balance

Spend your money your way

Earn Points, Get Cash Back

Get up to 15x points when you swipe your card

55,000 FREE ATMs

Withdraw cash worldwide for free

Instant gas hold refunds

Funds immediately credited to your account

Money management

Instant spending notifications, insights and more

Savings pods

Automatically put aside money for specific purchases

Cash Deposits

Deposit cash instantly at 60,000 stores

Mobile check deposit

Deposit checks easily using your phone’s camera

Current Pay

Instantly send or receive money for free

24/7 Member support

Support available 24 hours a day, 365 days a year

Customer reviews

“Easy to use, looks amazing and love getting my checks two days early. This app was very much needed.”

“Love it. Easy to use. No hidden fees.”

“I absolutely love this card, it’s super easy to sign up and use. Love that it gives me my balance every time I use it!”