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Current is a financial technology company, not a bank. Banking services provided by Choice Bank, or Cross River Bank., Members FDIC. The Current Visa® Debit Card is issued by Choice Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Current Visa® secured charge card is issued by Cross River Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank. Current Individual Account required to apply for the Current Visa® secured charge card. Independent approval required; admission to the waitlist or selection to apply does not guarantee approval. Out of network cash withdrawal fees, third-party, and adding cash fees may apply.