Build your money future
Banking that builds your credit
We've made credit building simpler, safer, and smarter so now you can get credit for the banking you do everyday.
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Get paid faster
Get paid up to 2 days faster with direct deposit.
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Build credit
Just use your Build Card and build credit with everyday purchases.
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Skip the fees
There are no annual fees to sign up.
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No credit checks
There's no credit checks or history required to apply.
Spend Better
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Build credit with everyday purchases
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Get paid up to 2 days faster
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Get fee-free overdraft
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Earn points on swipes for cash back
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40,000+ fee-free ATMs
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No annual fees or minimum balance fees
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No credit checks or history required
Save Better
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Earn up to 4.00% annual bonus on savings
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Round-up for easy automatic savings
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Savings Pods to reach your goals
Invest Better
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Buy & sell crypto with zero trading fees
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Pick from dozens of popular coins
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Get in with as little as $1
Skip the fees
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No annual fees
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No minimum balance fees
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No in-network ATM fees
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No bank transfer fees
Peace of mind when
money's on your mind
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FDIC protection
FDIC-insured on a pass-through basis up to $250,000 at Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
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Card control
Block transactions and merchants, and pause or unpause your card instantly.
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Privacy settings
Keep your info safe with fingerprint & Face ID lock.
Join over 4 million members
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Current is just flat out awesome, I highly recommend Current as a primary or a second banking account. So many great benefits!
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I absolutely love this card, it's super easy to sign up and use. Love that it gives me my balance every time I use it!
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This is the best fintech "bank" account, better than Chime and Citi combined, and as good as CapOne 360!
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Love this card! you get paid early and have overdraft protection, customer service are always pleasant and helpful
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The features are terrific. My Current account makes banking easy and simple. Love the modern touches which are actually useful.