Now any day can be payday
Switch your payroll and you could qualify to get up to a $750 Paycheck Advance.
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Payday is just one tap away
Get instant access to your paycheck in advance for a fee, or get it within 3 business days for free.
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Unlimited access
Advance as much as you qualify for, as often as you need.
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No credit checks
There are no credit checks required to qualify for Paycheck Advance, and we don't report your withdrawals or repayments.
How to get Paycheck Advance
1. Sign up
Download our mobile app and create your account with Current.
2. Connect your paycheck
You could qualify for up to the max amount when you receive Eligible Payroll Deposits of $200 or more in your Current Account. Alternatively, link an external account where your paycheck is already deposited.
3. Grow your limit
Maintain that payroll amount every month with Current and your Paycheck Advance limit could improve over time.
See how Paycheck Advance stacks up
Find out how Paycheck Advance differs from various loan and cash advance products.¹
 Paycheck Advance | Personal Loans |
Interest N/A | Interest 6% - 36% |
Available Amount $50 to $750 | Available Amount $500 to $100k |
Speed of Deposit 3 days for free Instantly for a fee² | Speed of Deposit 1-3 days |
Credit Checks Nope | Credit Checks Yes |
Flexible Repayment Yes | Flexible Repayment No |
Sources: Personal Loans (Link), Payday Loans (Link), Credit Card Cash Advance (Link)
¹ Paycheck Advance is an earned wage access service and is not a loan or credit product.
² Expedited disbursement of your Paycheck Advance is an optional feature that is subject to an Instant Access Fee and may not be available to all users. Expedited disbursements may take up to an hour. For more information, please refer to Paycheck Advance Terms and Conditions.
Join over 4 million members
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Current is just flat out awesome, I highly recommend Current as a primary or a second banking account. So many great benefits!
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I absolutely love this card, it's super easy to sign up and use. Love that it gives me my balance every time I use it!
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This is the best fintech "bank" account, better than Chime and Citi combined, and as good as CapOne 360!
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Love this card! you get paid early and have overdraft protection, customer service are always pleasant and helpful
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The features are terrific. My Current account makes banking easy and simple. Love the modern touches which are actually useful.
FAQ
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What is Paycheck Advance?
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How much does Paycheck Advance cost?
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Will using Paycheck Advance impact my credit score?
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How often can I take a Paycheck Advance?
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How does repayment work?
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How do I become eligible for Paycheck Advance? Is there a way to check in the app?
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Where do I go to learn more about Paycheck Advance?