Build your money future
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Banking that builds your credit
We've made credit building simpler, safer, and smarter so now you can get credit for the banking you do everyday.

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Get paid faster
Get paid up to 2 days faster with direct deposit.
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Build credit
Just use your Build Card and get credit for every swipe.
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Skip the fees
There are no monthly or annual fees to sign up.
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No credit checks
There's no credit checks or history required to apply.
Spend Better
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Build credit with every swipe
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Get paid up to 2 days faster
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Get fee-free overdraft
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Earn points on swipes for cash back
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40,000+ fee-free ATMs
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No monthly fees or minimum fees
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No credit checks or history required
Save Better
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Earn up to 4.00% APY on savings
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Round-up for easy automatic savings
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Savings Pods to reach your goals

Skip the fees
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No monthly fees
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No minimum balance fees
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No in-network ATM fees
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No bank transfer fees
Peace of mind when
money's on your mind
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FDIC protection
FDIC deposit insurance up to $250,000 through our partner banks.
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Card control
Block transactions and merchants, and pause or unpause your card instantly.
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Privacy settings
Keep your info safe with fingerprint & Face ID lock.
Join over 4 million members
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Current is just flat out awesome, I highly recommend Current as a primary or a second banking account. So many great benefits!
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I absolutely love this card, it's super easy to sign up and use. Love that it gives me my balance every time I use it!
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This is the best fintech "bank" account, better than Chime and Citi combined, and as good as CapOne 360!
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Love this card! you get paid early and have overdraft protection, customer service are always pleasant and helpful
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The features are terrific. My Current account makes banking easy and simple. Love the modern touches which are actually useful.