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Boost your savings with 4.00% APY

With Savings Pods, earn while you save. Set up and maintain a qualifying direct deposit of $200 or more and boost your savings with 4.00% APY, or earn 0.25% APY standard.

Find out what your
money can do

Savings Pod balance Max size $6,000

Save for 5 years

1 Yr 5 Yr

4.00% APY

Chime

2.00% APY

National Average

0.23% APY

Bank of America

0.01% APY

This calculator is for illustrative purposes only and may not apply to your account. The Estimated savings amount assumes the amount you have in Savings Pod and Current Interest remain on deposit. The Annual Percentage Yield for Current interest is variable and may change at any time. APY may change at any time before or after account is opened. Maximum balance limits apply. The disclosed APY is effective as of January 1, 2022. No minimum balance required. Must have $0.01 in Savings Pods to earn Current Interest on up to $2,000 per Savings Pod up to a maximum of $6,000. Please refer to Current Interest Terms and Conditions.

Reach your goals with Savings Pods

Savings Pods help you set and reach your saving goals. Create up to three pods and start saving, then grow your money with 4.00% APY.

Automate savings with Round-Ups

Round-Ups make saving easy and automatic. Just swipe and we'll round up your purchase to the nearest dollar and deposit it right into your chosen Savings Pod.

Save, safely

Savings Pods insights

Savings Pods

The Annual Percentage Yield ("APY") for Current Interest is variable and may change at any time. The disclosed APY is effective as of January 18, 2023.

FDIC Insured current pay

FDIC Insured

FDIC insurance through our partner bank, Choice Financial. No minimum balance required.

Round-Ups

Round-Ups

Round-Ups allow automatic transfers of the change from your debit card transactions to the Savings Pod of your choice.

Best card I ever had no overdraft fees get my deposit 2 days early as they say. I love it ♥️
Been with Current for quite some time now. Overall great experience! Love the option to chat with support within the app for any issues. Really love that Current is now offering Cryptocurrency! Really awesome guys!!
If your looking for an alternative to banking and you want to save seamlessly, Current is your best friend. Transferring money to and from your account is really easy.
This is the best fintech "bank" account, better than Chime and Citi combined, and as good as CapOne 360!
The features are terrific. My Current account makes banking easy and simple. Love the modern touches which are actually relevant and useful. Staff is friendly too. Very happy!
love this card! you get paid early and have overdraft protection, customer service are always pleasant and helpful

Make more money from your money

Boost your savings with 4.00% APY

Savings Pods Disclosures

Find out what your
money can do

Reach your goals with Savings Pods

Automate savings with Round-Ups

Save, safely

Earn up to 4.00% APY and boost your savings

The Annual Percentage Yield ("APY") for Current Interest is variable and may change at any time. The disclosed APY is effective as of January 18, 2023.

Up to $250k from our partner bank

FDIC insurance through our partner bank, Choice Financial. No minimum balance required.

Enable round-ups to save automatically

Round-Ups allow automatic transfers of the change from your debit card transactions to the Savings Pod of your choice.

Find out what your money can do