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Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC. Cryptocurrency services are not provided by Choice Financial Group, and cryptocurrency is not insured by or subject to the protections of the FDIC.
So you can build the future of you
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC. Cryptocurrency services are not provided by Choice Financial Group, and cryptocurrency is not insured by or subject to the protections of the FDIC.
Old banks hold you back, Current moves you forward. No membership, overdraft or minimum fees. Savings with real returns. Faster paydays. Smarter tools. So you can make the most of what you've got.

Not just another debit card
A debit card that earns you points, all with no monthly fees.

Faster paydays = Better paydays
Get paid up to 2 days faster with direct deposit.
We'll never charge you money for not having it
We've got you covered with fee-free overdraft protection.
Get fee-free overdraft protection
Your money should reward you
Earn up to 7x the points on swipes for cash back.
Your money should make you money
Earn up to 4.00% APY on savings to grow your money faster.
Do less, save more
Automate your savings easily with Round-Ups.
Crypto uncomplicated
Buy crypto. Sell crypto. Access it instantly, without changing apps.

More coin for your dollar
Get zero trading fees so you can make the most of every dollar you put in.

More than just bit for your buck
Explore dozens of cryptocurrencies and start with as little as $1.
Make the most of what you've got
Spend better
A Current Visa debit card
Get paid up to 2 days faster with direct deposit
Fee-free overdraft protection
Earn points on swipes for cash back
40,000+ fee-free ATMs
Gas hold removals
Mobile check deposit
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC.
Save better
Earn 4.00% APY on savings
Round-up for easy automatic savings
Savings Pods to reach your goals
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC.
Invest better
Buy & sell crypto with zero trading fees
Pick from dozens of popular coins
Get in with as little as $1
Cryptocurrency services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC, and are not provided by Choice Financial Group and are not insured by the FDIC.
It shouldn't cost you money to use your money.
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No minimum balance fees
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No overdraft fees
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No bank transfer fees
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No in-network ATM withdrawal fees
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No instant transfer fees with Current Tags
Do even more with your money


Send & receive money with Current Pay
Send and receive money with your friends and family. Enter their Current Tag, and instantly move money. Current Pay works both ways: request money to split the check, or pay someone back early.

Stay up to speed with notifications
Stay up to speed with notifications every time you use your Current Visa debit card. Get information on your balance, where you've used your card, and helpful tips.
Industry standard security, anything but standard app.
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FDIC Protection
FDIC deposit insurance up to $250,000 through our partner bank. Cryptocurrency is not insured by or subject to the protections of the FDIC.
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Card control
Block transactions and merchants, pause & unpause your card immediately.
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Privacy settings
Keep your info safe with fingerprint/face ID lock.

Join over 4 million members

5 Stars Best card I ever had no overdraft fees get my deposit 2 days early as they say. I love it ♥️
App Store 5 Stars Been with Current for quite some time now. Overall great experience! Love the option to chat with support within the app for any issues. Really love that Current is now offering Cryptocurrency! Really awesome guys!!
Google Play 5 Stars If your looking for an alternative to banking and you want to save seamlessly, Current is your best friend. Transferring money to and from your account is really easy.
App Store 5 Stars This is the best fintech "bank" account, better than Chime and Citi combined, and as good as CapOne 360!
Google Play 5 Stars The features are terrific. My Current account makes banking easy and simple. Love the modern touches which are actually relevant and useful. Staff is friendly too. Very happy!
App Store 5 Stars love this card! you get paid early and have overdraft protection, customer service are always pleasant and helpful
Google Play