Illustration of hand pointing at crypto coins
Illustration of hand pointing at crypto coins
Illustration of hand pointing at crypto coins
Illustration of hand pointing at crypto coins
Illustration of hand pointing at crypto coins
Get ahead.
Get Current.
It’s the #1 best banking app for your paycheck.
Get ahead.
Get ahead.
Get Current.
Get Current.
It’s the #1 best banking app for your paycheck.
It’s the #1 best banking app for your paycheck.
Advance up
to $750
Once you qualify by adding your paycheck.

Paycheck Advance Disclosures

Paycheck Advance is for eligible customers only. Your actual available Paycheck Advance amount will be displayed to you in the mobile app and may change from time to time. Conditions and eligibility may vary and are subject to change at any time, at the sole discretion of Finco Advance LLC, which offers this optional feature. Finco Advance LLC is a financial technology company, not a bank. For more information, please refer to Paycheck Advance Terms and Conditions.

Advance up
Advance up
to $750
to $750
Once you qualify by adding your paycheck.

Paycheck Advance Disclosures

Paycheck Advance is for eligible customers only. Your actual available Paycheck Advance amount will be displayed to you in the mobile app and may change from time to time. Conditions and eligibility may vary and are subject to change at any time, at the sole discretion of Finco Advance LLC, which offers this optional feature. Finco Advance LLC is a financial technology company, not a bank. For more information, please refer to Paycheck Advance Terms and Conditions.

Once you qualify by adding your paycheck.

Paycheck Advance Disclosures

Paycheck Advance is for eligible customers only. Your actual available Paycheck Advance amount will be displayed to you in the mobile app and may change from time to time. Conditions and eligibility may vary and are subject to change at any time, at the sole discretion of Finco Advance LLC, which offers this optional feature. Finco Advance LLC is a financial technology company, not a bank. For more information, please refer to Paycheck Advance Terms and Conditions.

Get paid up
to 2 days
early
When you add your direct deposit.

Paycheck Advance Disclosures

Paycheck Advance is for eligible customers only. Your actual available Paycheck Advance amount will be displayed to you in the mobile app and may change from time to time. Conditions and eligibility may vary and are subject to change at any time, at the sole discretion of Finco Advance LLC, which offers this optional feature. Finco Advance LLC is a financial technology company, not a bank. For more information, please refer to Paycheck Advance Terms and Conditions.

Get paid up
Get paid up
to 2 days
to 2 days
early
early
When you add your direct deposit.

Paycheck Advance Disclosures

Paycheck Advance is for eligible customers only. Your actual available Paycheck Advance amount will be displayed to you in the mobile app and may change from time to time. Conditions and eligibility may vary and are subject to change at any time, at the sole discretion of Finco Advance LLC, which offers this optional feature. Finco Advance LLC is a financial technology company, not a bank. For more information, please refer to Paycheck Advance Terms and Conditions.

When you add your direct deposit.

Paycheck Advance Disclosures

Paycheck Advance is for eligible customers only. Your actual available Paycheck Advance amount will be displayed to you in the mobile app and may change from time to time. Conditions and eligibility may vary and are subject to change at any time, at the sole discretion of Finco Advance LLC, which offers this optional feature. Finco Advance LLC is a financial technology company, not a bank. For more information, please refer to Paycheck Advance Terms and Conditions.

Build your
credit
No annual fees and no interest, plus no credit check.

Build Card Disclosures

Some fees may apply, including out of network ATM fees of $2.50 per transaction, late payment fees of 3% of any total due balance outstanding and past due for two or more billing cycles, foreign transaction fees of 3% of the full transaction amount (minimum $0.50), card replacement fees per card of $5 for regular delivery and $30 for expedited delivery, cash deposit fees of $3.50 per deposit, and third party processing fees.

Individual results may vary. Using your credit card responsibly may allow you to improve your credit score. Credit building depends on various factors, including your payment history, credit utilization, length of credit history, and other financial activities.
Build your
Build your
credit
credit
No annual fees and no interest, plus no credit check.

Build Card Disclosures

Some fees may apply, including out of network ATM fees of $2.50 per transaction, late payment fees of 3% of any total due balance outstanding and past due for two or more billing cycles, foreign transaction fees of 3% of the full transaction amount (minimum $0.50), card replacement fees per card of $5 for regular delivery and $30 for expedited delivery, cash deposit fees of $3.50 per deposit, and third party processing fees.

Individual results may vary. Using your credit card responsibly may allow you to improve your credit score. Credit building depends on various factors, including your payment history, credit utilization, length of credit history, and other financial activities.
No annual fees and no interest, plus no credit check.

Build Card Disclosures

Some fees may apply, including out of network ATM fees of $2.50 per transaction, late payment fees of 3% of any total due balance outstanding and past due for two or more billing cycles, foreign transaction fees of 3% of the full transaction amount (minimum $0.50), card replacement fees per card of $5 for regular delivery and $30 for expedited delivery, cash deposit fees of $3.50 per deposit, and third party processing fees.

Individual results may vary. Using your credit card responsibly may allow you to improve your credit score. Credit building depends on various factors, including your payment history, credit utilization, length of credit history, and other financial activities.
Join over
6 million
members
who count on Current when they need it most.
Join over
Join over
6 million
6 million
members
members
who count on Current when they need it most.
who count on Current when they need it most.

Power up your paycheck
when you switch to Current

  • Advance up to $750

    It’s your paycheck – get access to more of it, when you need it most.

    Paycheck Advance Disclosures

    Paycheck Advance is for eligible customers only. Your actual available Paycheck Advance amount will be displayed to you in the mobile app and may change from time to time. Conditions and eligibility may vary and are subject to change at any time, at the sole discretion of Finco Advance LLC, which offers this optional feature. Finco Advance LLC is a financial technology company, not a bank. For more information, please refer to Paycheck Advance Terms and Conditions.

  • Fee-free Overdraft

    Breeze from payday to payday with access to fee-free overdraft.

    Fee-free Overdraft Disclosures

    Actual overdraft amount may vary and is subject to change at any time, at Current’s sole discretion. In order to qualify and enroll in the Fee-Free Overdraft feature, you must receive a minimum of $200 or more in Eligible Direct Deposits into your Current Account over the preceding 35-day period and fulfill other requirements subject to Current’s discretion. Negative balances must be repaid within 60 days of the first Eligible Transaction that caused the negative balance. For more information, please refer to Fee-free Overdraft Terms and Conditions . Individual Current Accounts only.

  • Payday up to 2 days early

    Direct deposits are released as soon as your employer sends them.

    Faster Direct Deposit Disclosures

    Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to timing of payer's submission of deposits.

CREDIT BUILDING

Boost your credit score by over 80 points after just six months.

Plus, get 1% cash back on dining and groceries.

Credit Building Disclosures

Based on Build Card users, as of December 2024, who opted in to Credit Score Insights and have remained active for at least six months. Scores are calculated based on the TransUnion® VantageScore® 3.0 model, which is one of many credit scoring models and may not be the same model your lender uses. Credit scores depend on various factors, including your payment history, delinquencies, credit utilization, length of credit history, types of credit, total number of accounts, inquiries, and other financial activities. Individual results may vary, and a credit score increase is not guaranteed.

Individual results may vary. Using your credit card responsibly may allow you to improve your credit score. Credit building depends on various factors, including your payment history, credit utilization, length of credit history, and other financial activities.

For eligible customers only. You may earn Points in connection with your Build Card purchases at retailers whose merchant code is classified as: Dining (e.g., restaurants) and Groceries (e.g., supermarkets) and by completing other actions that Current designates as subject to the Current Points Program. The amount of Points granted for different actions as well as the purchase requirements necessary to earn Points will vary, and is subject to Current’s sole discretion. After qualifying, please allow 3-5 business days for points to post to your Current account. Points will expire 365 days after they settle. For more information (including specific eligibility criteria), please refer to the Current Points Terms and Conditions.

Join over 6 million members

  • Current is just flat out awesome, I highly recommend Current as a primary or a second banking account. So many great benefits!
  • I absolutely love this card, it's super easy to sign up and use. Love that it gives me my balance every time I use it!
  • This is the best fintech "bank" account, better than Chime and Citi combined, and as good as CapOne 360!

Bank
anywhere.
24/7
support.

  • 24/7 fast and helpful support

  • 40,000+ fee-free ATMs nationwide

  • Easy cash deposits in-store

  • Convenient locations like CVS, Walgreens, and McDonalds

SAVE

Earn up to 4.00%
on your savings

Save automatically with Round-Ups, set your goals, and more.

Savings Pods Disclosures

Boost Bonuses are credited to your Savings Pods within 48 hours of enabling the Boost feature and on a daily basis thereafter, provided that the Savings Pod has accrued a Boost Bonus of at least $0.01. No minimum balance required. The Boost rate on Savings Pods is variable and may change at any time. The disclosed rate is effective as of August 1, 2023. Must have $0.01 in Savings Pods to earn a Boost rate of either 0.25% or 4.00% annually on the portion of balances up to $2000 per Savings Pod, up to $6000 total. The remaining balance earns 0.00%. To earn a Boost rate of 4.00%, you must receive at least one Eligible Payroll Deposit equalling a minimum of $200 over a 35-day period. For more information, please refer to Current Boost Terms and Conditions.

INVEST

Trade crypto
without fees

Pick from dozens of coins, access money instantly, without any trading fees, all without switching apps.

Crypto Disclosures

Cryptocurrency services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC, and may not be available in all states. Terms and conditions apply. When you buy or sell cryptocurrency, a difference between the current market price and the price you buy or sell that asset for is called a spread. However, unlike most other exchanges, Current does not charge an additional trading fee. Cryptocurrency transactions are a form of investment, and all investments are subject to investment risks, including possible loss of the principal amount invested. Cryptocurrency is not insured by the FDIC or any other government-backed or third-party insurance. Your purchase of cryptocurrency is not a deposit or other obligation of, or guaranteed by, Choice Financial Group or Cross River Bank. The cryptocurrency assets in your Zero Hash account are not held at Current, Choice Financial Group, or Cross River Bank. Current, Choice Financial Group, and Cross River Bank are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither Current, Choice, nor Cross River Bank is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Terms and Conditions apply. Licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. This does not constitute investment advice.

Hand holding phone with Current app open

TEEN BANKING

Give teens their very own debit card

Empower your kids with automatic allowances, instant transfers, and real-time spending alerts.

Safe and secure.

  • Instant notifications

    Stay up-to-date with your account with helpful notifications

  • Card control

    Instantly block transactions,
    merchants, or pause your card.

  • Industry leading security

    Stay secure with Face ID, fingerprint lock, and passkeys.

Power up your paycheck today

You're almost in

Enter your phone number below and we'll send you a link to download the app to set up your account.

Download the app

Welcome to the future of banking! You're almost done, just download the Current app for your device and complete your account set up.

Download on the App Store Get it on Google Play