Current Backbook Reward Program Terms and Conditions
Effective: 3/27/2025
For existing Current Account users to qualify for a $20 reward (the “Current Backbook Reward”) under the Current Backward Reward Program, the following conditions must be met:
The Current Account user must input the applicable Promo Code by clicking “Add a Code” under the Rewards section of the “Account” tab in the Current mobile app before receiving a qualifying Eligible Payroll Deposit of at least $500 or more;
The Current Backbook Reward is valid from 3/27/2025 to 4/10/2025. To qualify for the Current Backbook Reward, the user must input the Promo Code by 11:59PM ET on 4/10/2025.
The Current Account user must have an existing Current Account in good standing that has been open for at least 45 days, but no more than 24 months at the time the user inputs the Promo Code;
Within thirty-five (35) days of inputting the Promo Code, the Current Account user must receive qualifying Eligible Payroll Deposit(s) totalling $500 or more. An “Eligible Payroll Deposit” means a recurring deposit of the Current Account user’s wages or compensation from sources such as their employer, payroll provider or government payer, including where they are acting as an independent contractor. Certain deposits do not qualify as Eligible Payroll Deposits, including non-direct deposit ACH transfers, inter- or intra-bank peer-to-peer transfers, transfers made to debit cards from digital wallets or P2P services (PayPal, Venmo, Cash App, Zelle, Google Pay, Facebook Pay, or other similar services), mobile check deposits, cash deposits, and one-time direct deposits (such as tax refunds). Current retains full discretion to determine qualification for Eligible Payroll Deposits and for the Backbook Reward.
Upon qualifying, the Backbook Reward should be paid to the Current Account user’s Current Account within ten (10) business days after the qualifying Eligible Payroll Deposit(s) is first deposited into the user’s Account, although delays may occur. To receive the Backbook Reward, the user’s Current Account must not be closed or restricted, and must be in good standing at the time of payment of the Backbook Reward. Current reserves the right to cancel or modify the terms of any Backbook Reward offer or terminate a user's eligibility at any time with or without prior notice. Aggregate Current rewards totaling $600 or more in a calendar year will be reported on tax form 1099-MISC. Banking services provided, as applicable, by Choice Financial Group, Member FDIC, and/or Cross River Bank, Member FDIC.