‘Tis a time of year for reflections and as we started to do our own, we realized oh how much has changed at Current.

In February, we launched our personal checking accounts for adults. Now everyone could be a Current member, whether you’re over 18 with your own account, a parent needing a more efficient and educational way to pay your kids, or a teenager who got to boost having your very own debit card.

Our personal checking accounts came with up to two days faster direct deposits and without any hidden overdraft or minimum balance fees. We built instant spending notifications, allowing for easy tracking of purchases - or even identifying charges that weren’t yours. Because we built our own banking core technology, we were also able to offer instant refunds of holds that gas stations put on your card when you fill up at the pump, making all our members’ funds available to them right away.

We know you’re loving the Savings Pods and Round-ups that allow for more insights into spending and putting funds aside for specific purchases. With their popularity, we added Budgets this summer, allowing our members to designate how much of their paycheck goes to specific expenses, and we’ve kept you on track with notifications along the way. We also added Money In, Money Out, to give everyone a quick look at where their monthly spending and income stand for any given month.

And because we know everyone likes different views on their phone, we had Dark Mode of the Current app ready for iOS on the first day it became available in July.

We closed our latest round of funding and announced a new partnership with Visa in the fall - which all helps us serve you even better - and we watched our Current Community exponentially grow to over 500,000 members.

Instant transfers of funds usually come with fees but we took care of that too with our launch of Current ~Tags in December. Members could customize their Current ~Tag, easily see which of their contacts were on Current and can now instantly send or request money for free using Current Pay. Oh and it’s kinda fun too to have a personalized handle, isn’t it?

At Current, we are dedicated to helping improve everyone’s financial lives and building products that serve a variety of modern lifestyles. Families and life situations come in all shapes and sizes and this vision has guided all we’ve done this year and all we promise to continue doing in 2020.