Build Fee-Free Overdraft allows you to make Build Card transactions that exceed the amount in your Secured Account. Your available Build Fee-Free Overdraft amount may vary and is subject to change at any time. Eligibility requires at least one Eligible Payroll Deposit of $200 or more into your Current Account over the preceding 35-day period and other requirements at Current’s discretion. Outstanding balances must be repaid on the same payment schedule as your regular Build Card transactions. Failure to timely repay your Build Fee-Free Overdraft transactions may affect your credit score. To learn more, read the Build Fee-Free Overdraft Terms.