Effective: 08/31/26
For existing Current Account users (each, a “Participant”) to qualify for a $100 promotional reward (the "Reward") under the Reengagement Reward Program, the following conditions must be met:
The Participant must input the applicable Promo Code by clicking "Add a Code" under the Rewards section of the "Account" tab in the Current mobile app. The Current Account user must input the Promo Code by 11:59 p.m. on the date specified in the promotional communication (email, push notification, or in-app content card) through which the Participant obtained the Promo Code.
The Participant must have previously received at least one (1) Eligible Payroll Deposit (as defined below) of at least $200 into their Current Account prior to the date on which the Participant inputs the Promo Code.
The Participant must not have received an Eligible Payroll Deposit for a period of sixty (60) or more consecutive days immediately preceding the date on which the user inputs the Promo Code.
The Participant must have opened their Current Account on or after January 1, 2023.
The Participant must not have received a Reward under the Reengagement Reward Program within the preceding three hundred sixty (365) days. A Participant is eligible to receive this Reward only once within any 365-day period.
Within thirty-five (35) days of inputting the Promo Code, the Participant must receive to their Current Account Eligible Payroll Deposits totaling $1,500 or more. An "Eligible Payroll Deposit" means a recurring deposit of the Current Account user’s wages or compensation from sources such as their employer, payroll provider or government payer, including where they are acting as an independent contractor. Certain deposits do not qualify as Eligible Payroll Deposits, including non-direct deposit ACH transfers, inter- or intra-bank peer-to-peer transfers, transfers made to debit cards from digital wallets or P2P services (PayPal, Venmo, Cash App, Zelle, Google Pay, Facebook Pay, or other similar services), mobile check deposits, cash deposits, and one-time direct deposits (such as tax refunds). Current retains full discretion to determine qualification for Eligible Payroll Deposits.
Upon qualifying, the Reward will be paid to the Participant’s Current Account within ten (10) business days after the Participant’s cumulative Eligible Payroll Deposit threshold from above is met, although delays may occur. To receive the Reward, the Participant’s Current Account must not be closed or restricted, and must be in good standing at the time of payment of the Reward.
At any time, with or without notice, Current reserves the right—in its sole discretion—to: (i) cancel or modify the terms of any Reward offer as well as these Reengagement Reward Program Terms and Conditions, (ii) terminate a Participant’s eligibility for a Reward, or (iii) invalidate and/or reverse the payment of a Reward if Current determines or believes that such Reward was received through error, fraud, illegality, or in violation of these terms and conditions or any other applicable agreement between the Participant and Current.
Aggregate Current rewards totaling $600 or more in a calendar year will be reported on tax form 1099-MISC. Banking services, as applicable, are provided by Choice Financial Group, Member FDIC, and/or Cross River Bank, Member FDIC.