Current Reengagement Reward Program Terms and Conditions
Effective: 10/30/2025
For existing Current Account users to qualify for a $100 limited-time promotional reward (the “Reward”), the following conditions must be met:
This promotion is valid from 10/30/2025 to 11/13/2025 (the “Promotion Period”).
The user must apply the unique referral code provided by Current by 11:59PM ET on 11/13/2025.
The user must receive an Eligible Payroll Deposit of $200 or more within the Promotion Period.
The user must have previously received at least one Eligible Payroll Deposit into their Current Account on or after November 27, 2022. An “Eligible Payroll Deposit” means a recurring deposit of a Current account user’s wages or compensation from sources such as their employer, payroll provider or government payer, including where they are acting as an independent contractor, of an amount and frequency determined by Current in its sole discretion. Certain deposits do not qualify as Eligible Payroll Deposits, including non-direct deposit ACH transfers, inter- or intra-bank peer-to-peer transfers, transfers made to debit cards from digital wallets or P2P services (PayPal, Venmo, Cash App, Zelle, Google Pay, Facebook Pay, or other similar services), mobile check deposits, cash deposits, and one-time direct deposits (such as tax refunds). Current retains full discretion to determine qualification for Eligible Payroll Deposits.
The user must not have received an Eligible Payroll Deposit into their Current Account on or after [date 60 days before the Promotion Period begins]
The Reward will be paid to the user’s Current Account within ten (10) business days after a qualifying Eligible Payroll Deposit is deposited into the user’s Current Account, although delays may occur. To receive the Reward, the user’s Account must not be closed or restricted, and must be in good standing at the time of payment of the Reward. The Reward cannot be combined with any other enrollment bonuses. At any time, without or without notice, Current reserves the right—in its sole discretion—to: (i) cancel or modify the terms of any Reward offer, (ii) terminate a member's eligibility for a Reward, or (iii) invalidate and/or reverse the payment of a Reward if Current determines or believes that such Reward was received through error, fraud, illegality, or in violation of these terms and conditions or any other applicable agreement between the user and Current. The aggregate of all Current rewards received by each Current user totaling $600 or more in a calendar year will be reported on tax form 1099-MISC. Banking services, as applicable, provided by Choice Financial Group, Member FDIC, and/or Cross River Bank, Member FDIC.