Effective: 08/31/26
For existing Current Account users (each, a “Participant”) to qualify for a $100 reward (the "Reward") under the Current First Time Payroll Reward Program, the following conditions must be met:
The Participant must input the applicable Promo Code by clicking "Add a Code" under the Rewards section of the "Account" tab in the Current mobile app. The Participant must input the Promo Code by 11:59 p.m. on the date specified in the promotional communication (email, push notification, or in-app content card) through which the Participant obtained the Promo Code.
The Participant must have an existing Current Account in good standing that has been open for at least 2 months, but no more than 24 months at the time the Participant inputs the Promo Code;
Within thirty-five (35) days of inputting the Promo Code, the Participant must receive into their Current Account Eligible Payroll Deposits totaling $1,500 or more. An “Eligible Payroll Deposit” means a recurring deposit of the Participant’s wages or compensation from sources such as their employer, payroll provider or government payer, including where they are acting as an independent contractor. Certain deposits do not qualify as Eligible Payroll Deposits, including non-direct deposit ACH transfers, inter- or intra-bank peer-to-peer transfers, transfers made to debit cards from digital wallets or P2P services (PayPal, Venmo, Cash App, Zelle, Google Pay, Facebook Pay, or other similar services), mobile check deposits, cash deposits, and one-time direct deposits (such as tax refunds). Current retains full discretion to determine qualification for Eligible Payroll Deposits.
The Participant must never have received any Eligible Payroll Deposit into their Current Account prior to inputting the Promo Code.
Upon qualifying, the Reward will be paid to the Participant’s Current Account within ten (10) business days after the Participant’s cumulative Eligible Payroll Deposit threshold from above is met, although delays may occur. To receive the Reward, the Participant’s Current Account must not be closed or restricted, and must be in good standing at the time of payment of the Reward.
At any time, with or without notice, Current reserves the right—in its sole discretion—to: (i) cancel or modify the terms of any Reward offer as well as these Current First Time Payroll Reward Program Terms and Conditions, (ii) terminate a Participant’s eligibility for a Reward, or (iii) invalidate and/or reverse the payment of a Reward if Current determines or believes that such Reward was received through error, fraud, illegality, abuse, or in violation of these terms and conditions or any other applicable agreement between the Participant and Current.
Aggregate Current rewards totaling $600 or more in a calendar year will be reported on tax form 1099-MISC. Banking services, as applicable, are provided by Choice Financial Group, Member FDIC, and/or Cross River Bank, Member FDIC.