Effective: 09/17/26
For existing Current Account users (“Referrer”) and new Current Account users (“Referred”) to both qualify for a $200 limited-time promotional referral reward (the “Payroller Referral Reward”), the following conditions must be met:
This promotion is valid from 09/17/26 to 10/01/26. Referred users must sign up for a Current Account through the unique referral link or apply the unique referral code provided by the Referrer by 11:59PM ET on 10/01/26, and must be new, first-time Current users.
Referred users must open a Current Account and receive Eligible Payroll Deposits totaling $1,500 or more within the first 35 days of opening their Current Account. An “Eligible Payroll Deposit” means a recurring deposit of a Current Account user’s wages or compensation from sources such as their employer, payroll provider or government payer, including where they are acting as an independent contractor. Certain deposits do not qualify as Eligible Payroll Deposits, including non-direct deposit ACH transfers, inter- or intra-bank peer-to-peer transfers, transfers made to debit cards from digital wallets or P2P services (PayPal, Venmo, Cash App, Zelle, Google Pay, Facebook Pay, or other similar services), mobile check deposits, cash deposits, and one-time direct deposits (such as tax refunds). Current retains full discretion to determine qualification for Eligible Payroll Deposits and the Payroller Referral Reward.
The applicable Referral Reward should be paid to the Referred and Referrer's Current accounts within ten (10) business days after the Referred's Eligible Payroll Deposits first reach the $1,500 threshold within the 35-day window, although delays may occur. To receive the Payroller Referral Reward, both Referrer and Referred’s Accounts must not be closed or restricted, and must be in good standing at the time of payment of the Payroller Referral Reward. The Payroller Referral Reward cannot be combined with any other enrollment bonuses. Each Referrer may earn no more than $1,000.00 in referral rewards per calendar year. At any time, without or without notice, Current reserves the right—in its sole discretion—to: (i) cancel or modify the terms of any Payroller Referral Reward offer, (ii) terminate a member's eligibility for a Payroller Referral Reward, or (iii) invalidate and/or reverse the payment of a Payroller Referral Reward if Current determines or believes that such Payroller Referral Reward was received through error, fraud, illegality, or in violation of these terms and conditions or any other applicable agreement between the Referred/Referrer and Current. Aggregate Payroller Referral Rewards and all other Current rewards received by each Referrer totaling $600 or more in a calendar year will be reported on tax form 1099-MISC. Banking services, as applicable, provided by Choice Financial Group, Member FDIC, and/or Cross River Bank, Member FDIC.