Current Mobile Message Service Terms and Conditions

Last Updated: November 2021

This mobile message service (the “Service”) is operated by Finco Services, Inc. d/b/a Current (“Current,” “we,” or “us”).  Your use of the Service constitutes your agreement to these terms and conditions (“Mobile Terms”).  We may modify or cancel the Service or any of its features without notice. To the extent permitted by applicable law, we may also modify these Mobile Terms at any time and your continued use of the Service following the effective date of any such changes shall constitute your acceptance of such changes.

By consenting to Current’s SMS/text messaging service, you agree to receive recurring SMS/text messages with promotions, specials, and other marketing offers from and on behalf of Current via text messages through your wireless provider to the mobile number you provided, even if your mobile number is registered on any state or federal Do Not Call list.  Text messages may be sent using an automatic telephone dialing system or other technology.

You understand that you do not have to sign up for the Service in order to open an account with Current, and your consent to receive SMS/text messages through the Service is not a condition of any Current programs.  Your participation in this program is completely voluntary.

We do not charge for the Service, but you are responsible for all charges and fees associated with text messaging imposed by your wireless provider.  Message frequency varies. Standard message and data rates may apply from your wireless provider.  Check your mobile plan and contact your wireless provider for details. You are solely responsible for all charges related to SMS/text messages, including charges from your wireless provider.

You may opt-out of the Service at any time by texting the single keyword command “STOP” to the short code.  You'll receive a one-time opt-out confirmation text message. No further messages will be sent to your mobile device, unless initiated by you.  If you have subscribed to other Current mobile message programs and wish to cancel, except where applicable law requires otherwise, you will need to opt out separately from those programs by following the instructions provided in their respective mobile terms. 

We may change any short code or telephone number we use to operate the Service at any time and will notify you of these changes.  You acknowledge that any messages you send to a short code or telephone number we have changed may not be received and we will not be responsible for honoring requests made in such messages.

The wireless carriers supported by the Service are not liable for delayed or undelivered messages. You agree to provide us with a valid mobile number. If you get a new mobile number, you will need to sign up for the Service with your new number.

To the extent permitted by applicable law, you agree that we will not be liable for failed, delayed, or misdirected delivery of any information sent through the Service, any errors in such information, and/or any action you may or may not take in reliance on the information or Service.

We respect your right to privacy. To see how we collect and use your personal information, please see our Privacy Policy.

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