To earn Points, you must receive at least one Eligible Payroll Deposit equalling a minimum of $200 over a 35-day period (unless you are a Current Max subscriber), make Build Card purchases at retailers whose merchant code is classified as Dining (e.g., restaurants) and Groceries (e.g., supermarkets), and complete other actions that Current may designate. After qualifying, allow 3-5 business days for Points to post to your Current account. Points expire 365 days after they settle. To learn more, read the Current Points Terms.