Start banking & building credit

  • Build credit safely

  • Get paid up to 2 days faster

  • No annual fees

  • Fee-free overdraft on debit

Make the most of your money

  • Credit building made easy

    Spending Disclosures

    Earning rates over 1x are only available on Individual Current accounts when you make purchases at our participating partner merchants. After qualifying, please allow 3-5 business days for points to post to your Current account. The Current Points program is not available to Teen Account holders. See Current Points Terms and Conditions.

    Just use your card, even at the ATM, to build credit with everyday purchases, earn points, and more.

  • Build credit not debt

    Build credit using only the money in your account and enable AutoPay so you never miss a payment.

  • Credit for everyone

    No matter what your credit history, there are no credit checks required to apply and build credit.

  • Get paid up to 2 days faster

    With direct deposit get your paycheck up to 2 days faster so you get the money you need exactly when you need it.

  • Fee-free overdraft

    Just set up and receive a qualifying direct deposit to get fee-free overdraft, so you're covered.

  • Earn 4.00% on savings

    Savings Pods Disclosures

    Boost Bonuses are credited to your Savings Pods within 48 hours of enabling the Boost feature and on a daily basis thereafter, provided that the Savings Pod has accrued a Boost Bonus of at least $0.01. The Boost rate is variable and may change at any time. The disclosed Boost rate is effective as of August 1, 2023. Must have at least $0.01 in Savings Pods to earn a Boost rate of either 0.25% or 4.00% annually on the portion of balances up to $2000 per Savings Pod, up to $6000 total. The remaining balance earns 0.00%. A qualifying payroll direct deposit of $200 or more is required to earn a Boost rate of 4.00%. No minimum balance required. Please refer to Current Boost Terms and Conditions.

    Unlock a savings boost and earn a 4.00% annual bonus when you maintain a direct deposit of $200 or more.

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Build your money future

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Welcome to the future of banking! You're almost done, just download the Current app for your device and complete your account set up.