Terms and Conditions: For existing Current Individual Account users (“Referrer”) to qualify for a $100 referral reward (the “Referral Reward”) and for new Current Individual Account users (“Referred”) to qualify for the Referral Reward, the following conditions must be met. Referred users must sign up through the unique referral link or apply the unique referral code provided by the Referrer, and must be new, first-time Current users. Referred users must open a Current Individual Account and receive a qualifying Payroll Direct Deposit of $200 or more within the first 45 days of opening their Account. A Payroll Direct Deposit includes Automated Clearing House (ACH) direct deposits from your employer, payroll provider, or government payer. Payroll Direct Deposits do not include Bank ACH transfers, inter- or intra-bank peer-to-peer transfers, transfers made to debit cards from digital 16 wallets or P2P services (PayPal, Venmo, Cash App, Zelle, Google Pay, Facebook Pay, or other similar services), mobile check deposits, and cash deposits. Current retains full discretion to determine qualification for the Referral Reward. The Referral Reward should be paid to the Referred and Referrer’s Accounts within ten (10) business days after a qualifying Payroll Direct Deposit is first deposited into the Referred’s Account, although delays may occur. To receive the Referral Reward, both Referrer and Referred’s Accounts must not be closed or restricted, and must be in good standing at the time of payment of the Referral Reward. The Referral Reward cannot be combined with any other enrollment bonuses. Referrers may earn no more than $1,000.00 in Referral Rewards per calendar year. Current reserves the right to cancel or modify the terms of any Referral Reward offer or terminate a member's eligibility at any time with or without prior notice. Aggregate Referral Rewards and all other Current rewards totaling $600 or more in a calendar year will be reported on tax form 1099-MISC for Referrers. This Referral Reward is valid from November 14th 2023 to December 5th 2023; the Referred user must sign up through the unique referral link or apply the unique referral code provided by the Referrer by 11:59PM EDT on December 5th 2023. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.