Terms and Conditions: For existing Current Individual Accounts users (“Referrer”) to qualify for a $50 referral reward (the “Referral Reward”) and for new Current Individual users (“Referred”) to qualify for the Referral Reward, the following conditions must be met. Referred users must sign up through the unique referral link provided by the Referrer, and must be new, first-time Current users. Referred users must open an Individual Account and receive a qualifying Payroll Direct Deposit of $200 or more within the first 45 days of opening their Account. A Payroll Direct Deposit must be made by an employer or payroll provider by ACH deposit. Transfers from Paypal, Zelle, Venmo, Square, GooglePay, Cash App, or similar peer to peer transfer services, one-time direct deposits (such as tax refunds), mobile check deposits, and cash loads do not qualify as a Payroll Direct Deposit. Current retains full discretion to determine qualification for the Referral Reward. The Referral Reward should be paid to the Referred and Referrer’s Accounts within ten (10) business days after a qualifying Payroll Direct Deposit is first deposited into the Referred’s Account, although delays may occur. To receive the Referral Reward, both Referrer and Referred’s Accounts must not be closed or restricted, and must be in good standing at the time of payment of the Referral Reward. The Referral Reward cannot be combined with any other enrollment bonuses. Referrers may earn no more than $1,000.00 in Referral Rewards per calendar year. Current reserves the right to cancel or modify the terms of any Referral Reward offer or terminate a member's eligibility at any time with or without prior notice. Referral Rewards will be reported on tax form 1099-INT for Referred users. Referral Rewards of $600 or more will be reported on tax form 1099-MISC for Referrers. Banking services provided by Choice Financial Group (Member FDIC), The Current debit card is issued by Choice Financial Group, pursuant to a license from Visa U.S.A. Inc.