Build your money future

Meet the Build Card. A secured credit card that helps you build credit while you bank. Simple. Safe. Seamless.

Make the most of your money

  • Credit building made easy

    Spending Disclosures

    Earning rates over 1x are only available on Individual Current accounts when you make purchases at our participating partner merchants. After qualifying, please allow 3-5 business days for points to post to your Current account. The Current Points program is not available to Teen Account holders. See Current Points Terms and Conditions.

    Just use your card, even at the ATM, to build credit with everyday purchases, earn points, and more.

  • Build credit not debt

    Build credit using only the money in your account and enable AutoPay so you never miss a payment.

  • Credit for everyone

    No matter what your credit history, there are no credit checks required to apply and build credit.

  • Get paid up to 2 days faster

    With direct deposit get your paycheck up to 2 days faster so you get the money you need exactly when you need it.

  • Fee-free overdraft

    Just set up and receive a qualifying direct deposit to get fee-free overdraft, so you're covered.

  • Earn 4.00% on savings

    Savings Pods Disclosures

    Boost Bonuses are credited to your Savings Pods within 48 hours of enabling the Boost feature and on a daily basis thereafter, provided that the Savings Pod has accrued a Boost Bonus of at least $0.01. The Boost rate on Savings Pods is variable and may change at any time. The disclosed rate is effective as of August 1, 2023. Must have $0.01 in Savings Pods to earn a Boost rate of either 0.25% or 4.00% annually on the portion of balances up to $2000 per Savings Pod, up to $6000 total. The remaining balance earns 0.00%. To earn a Boost rate of 4.00%, the sum of your Eligible Payroll Deposits over a rolling 35-day period must be $500 or more, with at least one Eligible Payroll Deposit equalling a minimum of $100. No minimum balance required. For more information, please refer to Current Boost Terms and Conditions.

    Unlock a savings boost and earn a 4.00% annual bonus when you maintain a direct deposit of $200 or more.

Build your money future

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Download the app

Welcome to the future of banking! You're almost done, just download the Current app for your device and complete your account set up.