Your crypto questions answered

  • What is cryptocurrency?

    Cryptocurrency is a form of money that exists entirely online. Think about it like digital gold without any ties to a bank or the government. You often hear that crypto is 'decentralized currency' - what does that mean to me? It means that because crypto has no ties to a bank or a government, transactions are cheaper, faster, and all of the people around the world without a bank can participate.

  • How do I buy and sell crypto with Current?

    Once you download the Current app and agree to the terms and conditions, create and fund your account. You will then be able to instantly purchase crypto with a funded account through selecting \'Buy\' on the coin of your choice, enter the amount, and you are now a crypto owner! To sell, select the amount you would like to sell and the funds will immediately appear in your Current account, ready for swiping your Current card on purchases instantly.

  • Which cryptocurrencies are available on Current?

    There will be 30+ of the most popular coins available for purchase in app. Bitcoin, Ethereum, Dogecoin, Shiba Inu, Cardano, and many more. We will always work to provide you with access to as many opportunities as we can. The coin selection may vary by state.

  • Do I need to purchase an entire coin?

    No! You only need $1 in your Current account to get started. You can purchase part of a coin, this is referred to as 'fractional ownership.'

  • Why aren't all coins available for me?

    Due to regulatory reasons outside of our control, we are unable to offer crypto in Hawaii and have a more limited coin selection in New York. We will do everything in our control to offer you the most opportunities possible.

  • So there isn't government involvement in crypto. What does this mean for my taxes?

    Even though crypto is not issued or backed by the government, you may need to pay taxes if you make money on the sale of your crypto. If you sell it for a higher price, you may need to pay capital gains taxes, similar to stocks. This is not tax advice.

  • What is a blockchain?

    A blockchain is basically a database that stores a coin's balance sheet, keeping record of all transactions and the value. Each cryptocurrency has its own blockchain and verifies every transaction to ensure safety and security.

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