Whether you're applying for a loan, a credit card, or even a job, your credit score plays a pivotal role in determining your creditworthiness.

How do cash back credit cards work? Read on to find out how they work and if it's a good idea for you. If you’re trying to save money, there’s nothing wrong with using a cash back credit card to put a few extra dollars back in your pocket.

Credit scores play a pivotal role in financial health, influencing everything from loan approvals to interest rates on credit cards. Understanding what constitutes a good credit score and the reasons behind its significance is crucial for anyone looking to improve their personal finances.

Choosing a credit card is akin to finding a perfect match—a financial companion that aligns with your lifestyle, spending habits, and financial goals.

Your credit score is a crucial thread that weaves through various aspects of your financial well-being. Whether you're planning to buy a home, get a new credit card, or secure a favorable interest rate on a loan, your credit score plays a pivotal role.

In this comprehensive guide, we'll explore the differences between credit and debit cards, their respective advantages and disadvantages, and offer insights to help you make informed decisions based on your financial goals and habits.

Going from being a homeowner to also becoming a landlord can be an intimidating process.

If you're staring at a pile of debt that seems insurmountable, fear not—2024 can be the year you take control and consolidate your debts for a brighter financial future.

As the new year approaches, it's the perfect time to assess your financial health and lay the groundwork for a prosperous new year.

Managing finances effectively is a skill that pays dividends throughout life, providing stability, security, and the freedom to pursue our goals.

Credit cards are now the most popular payment method in the U.S., but many people have misnomers of how they actually work.

Your credit score might not be something you think about every day, but it has a significant impact on your financial life.

Long-term wealth isn’t merely sitting on a pile of cash.

According to the CDC, nearly 700,000 couples decide to call it quits in 2021.

For anyone looking to grow their long-term wealth, there is one core principle to begin delving into: investing.

Credit is an integral part of the American financial system.

Credit card late fees are a costly expense to missing your payment date.

Your credit score is more than just a number, it's also a powerful tool that can significantly impact your financial life.

Credit card annual fees are a contentious point for many...

Weighing the Pros and Cons: Are Student Credit Cards a Good Choice? Student credit cards are a great option for those currently enrolled in school that are looking for spending flexibility and also potentially earn rewards. However, as a student, you’re not restricted to only having student credit cards while you’re in school. When I was enrolled in school, I never had a student credit card as I had other consumer credit cards that better suited my needs. But if you’re just starting your cre

Paying your monthly subscription to Netflix, Chewy or your other favorite brands are now, in fact, a subtle way to improve your credit score.

It’s not the best news to anyone building their credit score, but it’s more akin to consistently working out, rather than climbing a mountain.

Your credit score is made up of five different parts: payment history, amounts owed, length of credit history, new credit, and credit mix.

Just like physical and mental health, there is also financial health to be measured in each person's life. The definition of financial health, according to the Financial Health Network, is “when your daily systems help you build resilience and pursue opportunities.” In short, this means that your responsibilities are taken care of such as rent, food, utilities and other essential costs — giving you the chance to move onto initiatives like investing or starting a business. Taking care of the

If you’re trying to build your financial life, you’ve probably had people tell you to save for retirement, but how much should you be saving?

Personal finance can make your eyes glaze over with boredom, or even cause such anxiety that you don’t even want to address it.

Saving for college can be an anxiety-filled goal for many as millions struggle with student loan debt.

Purchasing a home is likely the largest purchase you will make in your lifetime, and it comes with several layers to it.

If you purchased a home before 2023, you likely will have some tax benefits when it comes to filing your tax return in 2023.

Having a baby is an incredible life experience, but it also comes with significant financial overhead as well. A recent study detailed that the delivery of a child can cost nearly $20,000, with the estimated post-insurance costs hovering around $2,800. In the case the birthing parent may need fertility treatments, the cost can quickly skyrocket into the five-figure range. The figures also don’t include any costs such as clothes, food, diapers or follow-up medical appointments. And if you add i

Buying a home is now increasingly expensive, compared to years ago.

We all know that saving for retirement is an essential part of your personal finance situation — but too many are either not able to or simply put it off until later.

It’s officially tax season, which means Americans will hope to receive a refund check from Uncle Sam in the next few weeks. So far, the average tax refund in 2023 is $3,170, according to the IRS. This presents a solid opportunity to begin your financial wellbeing journey.

This happens to everyone at some point in their life — but it’s a habit that can easily be changed with a few decisions.

The thought of having and building a savings account and plan is boring and can be easily neglected — but it’s necessary.