Everyone loves payday - whether you get paid weekly, bi-monthly or monthly, nothing quite beats that feeling when your money finally hits your banking account. Who doesn't love seeing their money sooner?When you get your paycheck via direct deposit, the money goes straight into your banking account so you can spend it immediately or set it aside as savings. It’s no wonder that direct deposit is the most preferred method for receiving paychecks as it offers convenience and makes it much easier t

What’s the only thing worse than running out of money? Getting charged a fee for running out of money! In fact, that’s exactly what overdraft fees do - talk about adding insult to injury. Adding overdraft protection might make it worse too. Clearly, overdrafts are hurting consumers. Is there any way to avoid them? Read on to find out more. What exactly are overdraft fees? Overdrafts occur when you don’t have enough  money in your account to cover a transaction, but rather than tell you that,