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Mallika Mitra

Mallika Mitra is a seasoned business and financial journalist. Her work has appeared in Barron's, Kiplinger, CNBC, Bloomberg, Bankrate, USA Today and more. She was also the investing editor at Money.

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why-now-is-the-best-time-to-start-thinking-about-holiday-spending

Why now is the best time to start thinking about holiday spending

if you want to save on holiday spending, experts say it's best to start preparing as soon as summer ends. Here are seven moves to make now to help yourself save this season.

profile Mallika Mitra  |  September 23, 2025
what-a-fed-rate-cut-could-mean-for-your-wallet-2

What a Fed rate cut could mean for your wallet

Eight times a year, the Federal Open Market Committee (FOMC) of the Federal Reserve meets to assess the economy and determine whether it should adjust the federal funds rate. That may not sound like something that would affect you, but it certainly does. Here's how.

profile Mallika Mitra  |  September 12, 2025
how-to-prepare-to-buy-a-home-in-the-next-five-years

How to prepare to buy a home in the next five years

Whether you're just starting out, rebuilding after a financial detour or trying to turn steady income into long-term security, buying a home is within reach. Here's how to plan for it.

profile Mallika Mitra  |  August 25, 2025
10-ways-to-save-on-back-to-school-shopping

10 ways to save on back-to-school shopping

While shopping for the return of the school year can certainly take a bite out of your wallet, experts say there are steps you can take to minimize the costs. Here are 10 ways to save money on your back-to-school shopping.

profile Mallika Mitra  |  August 14, 2025
how-to-save-for-short-medium-and-long-term-goals

How to save for short, medium and long-term goals

Staying motivated to save for an upcoming vacation with friends or a wedding may be easier than doing so for a far-off goal like retirement. But a key part of a strong financial plan is the ability to prioritize short-, medium and long-term goals and save for them simultaneously. 

profile Mallika Mitra  |  August 6, 2025
what-is-wage-garnishment-and-what-should-you-do-if-youre-facing-it

What is wage garnishment, and what should you do if you're facing it?

Now that student loan collections now that collections have been back for several months, some defaulted borrowers need to worry about potential wage garnishment. Here’s what you need to know about wage garnishment, plus a few options on what to do if you’re short on cash as a result. 

profile Mallika Mitra  |  July 16, 2025
is-financial-health-more-important-than-looks-gen-z-and-millennials-say-so-study-finds

Is financial health more important than looks? Gen-Z and Millennials say so, study finds

Money can’t buy happiness, but strong finances may be able to get you a few more dates, according to That’s according to a recent survey, which found that good savings habits, low debt and good credit scores are more important to many Americans than looks when searching for a romantic partner.

profile Mallika Mitra  |  July 8, 2025
how-not-to-overspend-on-your-summer-vacation

How not to overspend on your summer vacation

Summer is here, which means it’s time for lounging on the beach, exploring national parks, hopping on international flights and more. But when the warm weather hits and you’re in vacation mode, it’s easy to overspend. Here's what you can do to prevent it.

profile Mallika Mitra  |  July 3, 2025
whats-the-difference-between-earned-wage-access-and-a-loan-how-to-know-which-is-right-for-you

What's the difference between earned wage access and a loan? How to know which is right for you

When you’re hit with a surprise cost like a car repair or medical bill, waiting for payday can be challenging. But sometimes, you don't have to, with either earned wage access or a loan.

profile Mallika Mitra  |  June 16, 2025
what-to-do-if-your-credit-score-is-harmed-from-the-restart-of-federal-student-loan-collections

What to do if your credit score is harmed from the restart of federal student loan collections

If you see your credit score take a tumble, you’ll likely be wondering what to do next. Here’s everything you need to know about why scores are dropping and what steps you can take to start bumping your score back up. 

profile Mallika Mitra  |  June 5, 2025

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