Does Closing a Credit Card Hurt Your Credit Score?
Though closing an unused and unnecessary credit card can have a short-term impact on your credit score, it can actually help your overall financial standing. Learn why here.
How to Cancel a Credit Card
There are a few steps involved to canceling a credit card, but it’s a process that you can easily accomplish in just a few minutes, provided you have the ability to pay off the balance. Learn how here.
How to Pay Over $10k in Credit Card Debt on a Limited Income
Even if you have a limited income, it’s absolutely possible to pay off $10,000 in credit card debt and make some real progress toward loosening up your budget. Learn how here.
Six Unique Money-Saving Tips
Small changes can add up over time. Read about six unique money-saving tips that can put more money in your pocket.
Five Ways to Beat Inflation with Savings
Learn how you can beat inflation by keeping your money in a high-yield savings account and other tips.
Mining vs. Staking: What's the Difference?
There are pros and cons to mining versus staking when it comes to cryptocurrency. Learn the differences between mining and staking here.
Five Differences Between Ethereum and Bitcoin
While Ethereum and Bitcoin are arguably the most popular cryptocurrency networks, there are distinct differences between them. Learn 5 differences between Ethereum & Bitcoin here.
Which Debt to Pay Off First? Five Debit Categories to Prioritize
There are a number of different ways to prioritize how best to pay off your debt and the best one for you will be determined by your financial goals and your personality. Learn more here.
What is a Polkadot Validator?
A Polkadot validator verifies new blocks on the relay chain, the central blockchain used by the Polkadot network. Learn about Polkadot validators here.
MrBeast gives away another $25,000 to 100 fans on Current
In his latest video, 100 Girls vs. 100 Boys for $500,000, MrBeast announced that he is once again collaborating with Current to give back to and engage directly with his fans through the financial platform.
FICO Score vs. Credit Score: What's the difference?
A FICO score is a type of credit score that typically goes into more detail about a consumer’s credit history and rating. Learn about the difference between a FICO score and a credit score here.
How long does a credit card refund take?
A credit card refund should take up to five business days. Learn the factors that go into the timeline of a credit card refund here.
How credit card balance transfers work
Credit card balance transfers work by transferring the remaining credit debt on one card to a second, newer card, which has lower interest. Learn about how credit card balance transfers work here.
Can you buy a car with a credit card? Pros and cons
Technically, it’s entirely possible to buy a car with a credit card. Feasibly, this depends on your credit card and your financial situation. Learn about the pros and cons here.
Will my car be repossessed if I miss one payment?
Your car is unlikely to be repossessed after missing a payment, but you should rectify that missed payment as soon as possible. Learn how to avoid missing another payment that might trigger a repossession.
Current presents '2 Days in Hell'
We all know waiting for your paycheck can be a nightmare. So in honor of Halloween, we made a faux, horror film trailer about it.
Personal finance tips for beginners
When you’re brand new to managing your finances, personal finance can seem like a challenge, especially if you’re working from a position of limited means. But you can develop a healthy budget and plan for your future. Learn how.
How to organize finances in an easy way
Organize your finances, and you'll have a deeper understanding of how much money flows into and out of your account every month. Learn the steps experts recommend to help you gain control.
How to read a credit report
Companies use credit reports to assess your trustworthiness as a borrower. Learn how to read through your reports to ensure that you're making a good impression when you ask for a loan.
Online banks vs. traditional banks vs. credit unions
Traditional banks work best for those who travel internationally and invest in the stock market. Credit unions appeal to those who want to keep their money within the community. And online banks are ideal for faster money, convenience and low fees. Learn how to make a smart choice.
Pros and cons of online banks
Online banks don’t have any brick-and-mortar locations. They operate only online. Learn why these banks are safe and what benefits they offer customers.
Texas unemployment benefits guide
If you qualify, Texas unemployment benefits can keep you afloat while you search for a new job. We've looked through all the requirements and forms. Learn what you need to do to get help.
Pennsylvania unemployment benefits guide
The Pennsylvania unemployment system can be confusing. But if you follow these step-by-step instructions, you can get the help you need to stay afloat until you find a new job.
Good financial habits to turn your finances around
Here are eight tips to help you change your financial future by adjusting a few daily habits.
MrBeast gives away another $100k on Current; Fans can send him Current Pay requests to win another $20,000
In the latest MrBeast + Current collaboration, the creator gave away another $100,000 to fans on Current and asked fans to send him Current Pay requests for a chance to win an additional $20,000.
Average credit score: How do you compare?
Credit scores tend to rise with age. But younger people may be more aware of their credit standing than their older counterparts. Where do you fit in? And how can you fix problems you find? Read on to find out.
Ways to manage your money better
Money management tips can help you get control over what you have and what you spend each month. These tips apply to people of any income level, no matter how small.
Tips for how to save money from your salary
Saving money is important, but it's hard to accomplish without a plan. Follow these steps to help you save money on your salary, no matter how small it is.
How to deal with financial stress
Financial stress can erode your physical and mental health. Get control with these nine simple steps. And know you're not alone. Many of us worry about money, and many get control every day. You can do it too.
50/30/20 Budgeting: How to do it
Follow the 50/30/20 rule, and you'll devote half of your income to needs, 30% to wants, and 20% to savings. Find out how to make this plan work for you and your family.
What is the 30 day rule
Reduce the risk of a budget-busting impulse purchase by following the 30-day rule. Before you make an unplanned buy, wait a calendar month and save up for the expense. Learn more about how this rule works.
Which is worse: Bad credit or no credit?
A credit score is important for everyone, whether you are a young adult who is starting your financial journey, a person who is working hard to make ends meet, or someone with a healthy bank balance. A good credit score, a bad credit score, or having no credit at all can determine whether you’re approved for a car loan, a mortgage, or a new credit card, or you’re rejected because you’re not financially trustworthy enough. While good credit is good, there are differences between having low cr
Dangers of credit cards and how to avoid them
High interest rates, low monthly payments, and easy access to debt are just some credit card dangers. Learn exactly how a credit card habit can harm your financial health and what to do about it.
How to pay off debt fast with low income
A small monthly paycheck can seem like a big obstacle when it comes to debt repayment. But anyone can create a repayment plan. Find out how to make one that works for your family.
Basic money lessons everyone should know
Some people learn basic money lessons at home from their parents. But plenty of us grow up knowing very little about how to manage our financial health. Find out what you should know right now.
Seven ways to manage your money better
Money management tips can help you get control over what you have and what you spend each month. These tips apply to people of any income level, no matter how small.
Benefits of choosing online banking
Online banking offers customers the ultimate in banking convenience as they can conduct transactions easily from smartphones and computers. Learn about the many benefits of choosing online banking.
How much money should you save each month?
You know you should save at least some money each month. But how much should you set aside? What goal should you work toward? Keep reading to learn the answers to these important financial questions.
The psychology of money: Saving and spending habits
Psychology can explain why you spend money and why you can't save. Learn more about the opinions that sit beneath your actions, and learn how to change them.
How to save for a car on any budget
Even if your budget is tiny, you can save up for a car. Search your expenses for available cuts, and use automated tools to make savings easier. With persistence and planning, you can eventually save enough. Find out how.
The Current Wave: What do you think we are, a bank?
The topic of banks vs. fintechs has been another hot one as of late and if you’ve been in NYC lately, you’ve probably noticed the launch of our latest marketing campaign. To be clear and upfront, Current is NOT a bank. We’re better.
Current, Acala announce partnership; Establish new category of hybrid finance
Current announced its partnership with Acala, a decentralized finance platform built on the Polkadot blockchain network. The partnership, the first of its kind, establishes a new category of hybrid finance (HyFi) that combines both traditional and decentralized financial applications.
Paying for gas with a credit card vs debit card
Pay at the pump with a debit card, and you could face financial implications you never saw coming. Find out how credit cards are different, and learn about other options available to you.
What qualifies as direct deposit
Payments from your employer, the IRS, and other government agencies may all be direct deposits, as long as they go directly into your account. Find out how direct deposits work and how to sign up.
Florida unemployment benefits guide
Apply for Florida unemployment benefits in just four steps, and you could get the help you need until you find the perfect new job. Find out how applications work and how to keep your benefits.
What is overdraft protection
Overdraft protection kicks in when you attempt to spend more money than you have in your checking account. Signing up can save you money, but some banks charge high fees for the service. Learn more about how it works.
What is an ACH transfer
An ACH transfer involves movement of money from one account to another through a network of affiliated financial organizations. You've probably experienced at least one transfer before, even if you didn’t know it. Learn about how they work.
Current triples valuation to $2.2 billion; Raises $220 million in Series D funding
Current has raised $220 million in Series D funding and tripled its valuation to $2.2 billion in just five months. New investor Andreessen Horowitz led the round for the financial platform, which has now raised over $400 million in total funding.
Current and MrBeast announce exclusive long-term partnership and investment
Current and Jimmy Donaldson, aka MrBeast, one of YouTube's most-viewed creators and philanthropists announced an exclusive, long-term partnership and investment in Current.
What you need to know on stimulus payments
Current has started receiving and crediting stimulus payments. We'll be crediting payments immediately for all our members as we receive them.
New York State unemployment benefits guide
If you lost your job through no fault of your own, you could be eligible for unemployment benefits in New York State. Find out how to apply for the benefits you're entitled to and how you can get your money faster with Current.
The Current Wave: Tax refunds, influencers and awards
We started receiving tax refunds five days faster and we’ve seen the majority of the money is being used for paying back friends and family and bill payments. We also talk about why influencers are core to us at Current and where you can find us next.
The Current Wave: Growth and app refresh, TV and awards
In the latest edition, we discuss our latest growth and app refresh, our new TV commercials, winning awards and more.
Get your tax refund faster this year
Receive your tax refund up to five days faster when you use direct deposit to your Current account.
2020 Current Year in Review
From saving our members over $100 million in overdraft fees to growing our community to raising our Series C and giving back in a global pandemic, it's been quite a year at Current.
Current first fintech to credit government stimulus payments
Current is once again the first fintech in the country to credit government stimulus payments.
How to get your Coronavirus stimulus check faster
Here's what you need to know about receiving your government-issued stimulus check and/or unemployment checks, which you can receive up to five days faster with your Current account.
How long does it take to get a tax refund
How long does it take to get a tax refund? We break down the process and how you can get your refund up to five days faster.
California unemployment benefits guide
California unemployment benefits may tide you over when you lose your job and don't see a replacement in sight. Learn how to get your benefits faster.
Current announces $131 million in Series C funding; Surpasses 2 million members
Current, a leading U.S. financial technology company, announced it has raised $131 million in Series C funding. New investor Tiger Global Management led the round for the fintech, which has now raised over $180 million in total funding.
What the 2020 election means for fintech and Current
The 2020 election means change and here's what it means for Current and its now over 1.75 million members, and the industry.
The Current Wave: Faster growth, money and bank charters
In the latest edition of our newsletter, we talk about reaching 1.6 million members, why we are not pursuing a bank charter at this time, winning awards and more.
The Current Wave: Merchants, markets and awards
We’re excited to announce the launch of our newsletter, The Current Wave, where we’ll be sharing everything from all that’s new at Current to industry predictions and insights from Current CEO and Founder Stuart Sopp.
Current adds Burger King, Forever 21 to Points locations
Current is excited to announce that we have expanded our Points program to now include over 6,000 Burger King locations and over 400 Forever 21 locations.
Current members can now add cash at over 60,000 stores
Current's over 1 million members now have the ability to add cash instantly to their accounts at over 60,000 stores nationwide, including CVS Pharmacy, 7-Eleven, Dollar General and Family Dollar.
Keep your account information secure
Our members' privacy and security is extremely important to us and we want to be sure all our members keep their accounts safe from scammers.
Current becomes first fintech to launch points rewards; Reaches over $1 billion in deposits
Current becomes the first fintech in the U.S. to offer points rewards on debit purchases for its members, who have now deposited over $1 billion in Current.
Current sees record growth as it surpasses 1 million members; Raises additional funding
Current has surpassed one million members after record months of growth and has added new funding from Foundation Capital.
Current to honor Juneteenth with company holiday
On Friday, June 19, Current will be observing Juneteenth, the commemoration of the end to slavery in the United States, as an official company-wide paid holiday.
How to get unemployment benefits faster
You can receive your unemployment benefits up to two days faster each week when you use direct deposit to your Current account. Find out how.
How to track your stimulus payment
Enter your direct deposit information through the new IRS web portal if they do not have a banking information on file for you with your Current account and routing numbers and receive your economic stimulus payment up to two days faster.
How do you know if you get a Coronavirus stimulus payment?
Find out if you're qualified to receive a Coronavirus stimulus payment, what to do if you've already filed your taxes and how you get it up to two days faster to your Current account.
55,000 FREE ATMs worldwide available for Current's 800,000 members
Current members have access to over 55,000 fee-free ATMs worldwide and a dedicated map of locations directly in the Current app.
Earn money with referrals
We'll give you $50 for each friend you refer that signs up for Current AND receives a direct deposit of at least $200 within 45 days.
2019 Current Year in Review
From launching our personal checking accounts to our latest funding and exponential member growth, it's been an incredible 2019 at Current.
Give and Get this holiday season!
Use your Current ~tag and a friend's Current ~tag on our social posts and you could both win money from us this holiday season.
Introducing Current ~tags!
Current ~tags are here to make it possible to instantly send money for free to friends and family using Current Pay AND make it more personal.
Current raises $20 million in Series B, expands Visa partnership and surpasses 500,000 customers
Current announced $20 million in a Series B round, an expanded partnership with Visa and its rapid growth to over 500,000 accounts.
How faster direct deposit works for you
There are plenty of things in life worth waiting for but we don't believe your money should be one of them. Here's how to get your paycheck faster with direct deposits.
Tip for parents: Link your account to your teen's
You're enjoying the convenience and supervision of your teen's Current account but here's a secret to get the most out of the account for your teen: Link with them.
Introducing Dark Mode of the Current app for iOS 13
We're excited to announce the launch of Dark Mode for the Current app, which was available on the first day iOS 13 was released.