People often assume that big financial outcomes require big risks. Not necessarily so. Here are a few ways to potentially get more out of every paycheck.

Eight times a year, the Federal Open Market Committee (FOMC) of the Federal Reserve meets to assess the economy and determine whether it should adjust the federal funds rate. That may not sound like something that would affect you, but it certainly does. Here's how.

Achieving a top credit score is a laudable goal, but keep in mind that you don’t have to be perfect. Here are steps you can take to make progress on your credit score and why it matters more.

Whether you're just starting out, rebuilding after a financial detour or trying to turn steady income into long-term security, buying a home is within reach. Here's how to plan for it.

As new college kids head off to school this, they will be taking charge of their financial lives for the first time. Here’s how to do it right

If you are confused about whether medical debt appears on credit reports, here's what you need to know and what you can do if it does.

While shopping for the return of the school year can certainly take a bite out of your wallet, experts say there are steps you can take to minimize the costs. Here are 10 ways to save money on your back-to-school shopping.

Even if your credit record is sparse because you’re just starting out in life, or if it is on the low side because of missed payments, you are aiming to boost those scores over time and reap the rewards. Here's how.

Staying motivated to save for an upcoming vacation with friends or a wedding may be easier than doing so for a far-off goal like retirement. But a key part of a strong financial plan is the ability to prioritize short-, medium and long-term goals and save for them simultaneously. 

Now that student loan collections now that collections have been back for several months, some defaulted borrowers need to worry about potential wage garnishment. Here’s what you need to know about wage garnishment, plus a few options on what to do if you’re short on cash as a result. 

Summer is here, which means it’s time for lounging on the beach, exploring national parks, hopping on international flights and more. But when the warm weather hits and you’re in vacation mode, it’s easy to overspend. Here's what you can do to prevent it.

With the stock market at record highs an emergency savings fund might not seem like the most pressing need at the moment. But in this is exactly when you should be thinking about starting one.

New grads can take advantage of this period to get their financial lives in order: To build up their credit, put some money away in savings, and get a retirement account started.

When you’re hit with a surprise cost like a car repair or medical bill, waiting for payday can be challenging. But sometimes, you don't have to, with either earned wage access or a loan.

Do you know how hard your money is working for you? It’s very possible you don’t -- at least in the case of the interest rate on your savings account. That means savers could very well be leaving money on the table - and may not even know it.

If you see your credit score take a tumble, you’ll likely be wondering what to do next. Here’s everything you need to know about why scores are dropping and what steps you can take to start bumping your score back up. 

When you sign up for the Build Card on Current, you can build your credit history with every swipe. Here's how.

If you’re like most Americans, you may be expecting a tax refund when you file your 2023 taxes this year. And knowing the tax breaks available to you can help you claim your maximum refund.

Whether you're applying for a loan, a credit card, or even a job, your credit score plays a pivotal role in determining your creditworthiness.

How do cash back credit cards work? Read on to find out how they work and if it's a good idea for you. If you’re trying to save money, there’s nothing wrong with using a cash back credit card to put a few extra dollars back in your pocket.

Tax season opens January 29. Here are five ways to prepare for your tax return now, so you can file quickly and confidently. 

Credit scores play a pivotal role in financial health, influencing everything from loan approvals to interest rates on credit cards. Understanding what constitutes a good credit score and the reasons behind its significance is crucial for anyone looking to improve their personal finances.

Choosing a credit card is akin to finding a perfect match—a financial companion that aligns with your lifestyle, spending habits, and financial goals.

Your credit score is a crucial thread that weaves through various aspects of your financial well-being. Whether you're planning to buy a home, get a new credit card, or secure a favorable interest rate on a loan, your credit score plays a pivotal role.

In this comprehensive guide, we'll explore the differences between credit and debit cards, their respective advantages and disadvantages, and offer insights to help you make informed decisions based on your financial goals and habits.

Going from being a homeowner to also becoming a landlord can be an intimidating process.

If you're staring at a pile of debt that seems insurmountable, fear not—2024 can be the year you take control and consolidate your debts for a brighter financial future.

As the new year approaches, it's the perfect time to assess your financial health and lay the groundwork for a prosperous new year.

Managing finances effectively is a skill that pays dividends throughout life, providing stability, security, and the freedom to pursue our goals.

Credit cards are now the most popular payment method in the U.S., but many people have misnomers of how they actually work.

Your credit score might not be something you think about every day, but it has a significant impact on your financial life.

Long-term wealth isn’t merely sitting on a pile of cash.

According to the CDC, nearly 700,000 couples decide to call it quits in 2021.

For anyone looking to grow their long-term wealth, there is one core principle to begin delving into: investing.

Credit is an integral part of the American financial system.

Credit card late fees are a costly expense to missing your payment date.

Your credit score is more than just a number, it's also a powerful tool that can significantly impact your financial life.

Credit card annual fees are a contentious point for many...

Weighing the Pros and Cons: Are Student Credit Cards a Good Choice? Student credit cards are a great option for those currently enrolled in school that are looking for spending flexibility and also potentially earn rewards. However, as a student, you’re not restricted to only having student credit cards while you’re in school. When I was enrolled in school, I never had a student credit card as I had other consumer credit cards that better suited my needs. But if you’re just starting your cre

Paying your monthly subscription to Netflix, Chewy or your other favorite brands are now, in fact, a subtle way to improve your credit score.

It’s not the best news to anyone building their credit score, but it’s more akin to consistently working out, rather than climbing a mountain.

Your credit score is made up of five different parts: payment history, amounts owed, length of credit history, new credit, and credit mix.

At Current, we’ve always believed everyone should have access to opportunities to improve their financial lives.

Just like physical and mental health, there is also financial health to be measured in each person's life. The definition of financial health, according to the Financial Health Network, is “when your daily systems help you build resilience and pursue opportunities.” In short, this means that your responsibilities are taken care of such as rent, food, utilities and other essential costs — giving you the chance to move onto initiatives like investing or starting a business. Taking care of the

If you’re trying to build your financial life, you’ve probably had people tell you to save for retirement, but how much should you be saving?

Personal finance can make your eyes glaze over with boredom, or even cause such anxiety that you don’t even want to address it.

Saving for college can be an anxiety-filled goal for many as millions struggle with student loan debt.

Purchasing a home is likely the largest purchase you will make in your lifetime, and it comes with several layers to it.

If you purchased a home before 2023, you likely will have some tax benefits when it comes to filing your tax return in 2023.

Having a baby is an incredible life experience, but it also comes with significant financial overhead as well. A recent study detailed that the delivery of a child can cost nearly $20,000, with the estimated post-insurance costs hovering around $2,800. In the case the birthing parent may need fertility treatments, the cost can quickly skyrocket into the five-figure range. The figures also don’t include any costs such as clothes, food, diapers or follow-up medical appointments. And if you add i

Buying a home is now increasingly expensive, compared to years ago.

We all know that saving for retirement is an essential part of your personal finance situation — but too many are either not able to or simply put it off until later.

It’s officially tax season, which means Americans will hope to receive a refund check from Uncle Sam in the next few weeks. So far, the average tax refund in 2023 is $3,170, according to the IRS. This presents a solid opportunity to begin your financial wellbeing journey.

This happens to everyone at some point in their life — but it’s a habit that can easily be changed with a few decisions.

The thought of having and building a savings account and plan is boring and can be easily neglected — but it’s necessary.

There are lots of ways to start saving money even if you have a low income. Use these 11 tips to work toward savings goals that will help you get the things you want and need in life.

If you’d like to avoid paying high bank fees, it helps to know why they charge them, what products require them, and the options you have for ensuring that you don’t get charged.

The quickest and easiest way to increase your current income is to ask for a raise that you deserve or apply for a promotion that pays more than your current position. Learn when it’s the right time to ask for a raise in your current role.

A personal finance coach can help you to organize your finances and figure out the best path forward without wasting time or money on missteps. Learn more about personal finance coaches here.

Opening your first bank account online is a great way to take command of your finances, avoid fees, and get lots of great perks that aren’t available at brick-and-mortar banks. Learn more here.

Costs can add up for students. Learn seven effective ways to save money as a student here.

It’s important for students to build up an emergency fund to cover unexpected expenses. Learn why here.

Now is a great time to find high paying jobs that will train you even if you have no previous experience. Learn about the 10 highest paying jobs here.

There are lots of ways teenagers can make money. Learn about 20 solid jobs for teenagers, 13 to 18 years old, here.

Whether you’re cleaning out your garage, getting new furniture, or just need some extra cash as soon as possible, these 10 websites make it easy to quickly sell stuff locally.

Though closing an unused and unnecessary credit card can have a short-term impact on your credit score, it can actually help your overall financial standing. Learn why here.

There are a few steps involved to canceling a credit card, but it’s a process that you can easily accomplish in just a few minutes, provided you have the ability to pay off the balance. Learn how here.

Even if you have a limited income, it’s absolutely possible to pay off $10,000 in credit card debt and make some real progress toward loosening up your budget. Learn how here.

Small changes can add up over time. Read about six unique money-saving tips that can put more money in your pocket.

There are pros and cons to mining versus staking when it comes to cryptocurrency. Learn the differences between mining and staking here.

While Ethereum and Bitcoin are arguably the most popular cryptocurrency networks, there are distinct differences between them. Learn 5 differences between Ethereum & Bitcoin here.

There are a number of different ways to prioritize how best to pay off your debt and the best one for you will be determined by your financial goals and your personality. Learn more here.

A Polkadot validator verifies new blocks on the relay chain, the central blockchain used by the Polkadot network. Learn about Polkadot validators here.

Achieving your financial goals in the short term can be life-changing. Learn how it can help you to move closer to your long-term financial goals and how you can begin the process this year.

Living below your means is key to keeping as much room in the budget as possible, so you have extra money each month to pay off debt, save, or stock for emergencies. Read 5 tips to live below your means here.

When it comes to credit cards, there are a number of advantages and disadvantages to consider each and every time you consider opening a new card. Learn the top 17 pros and cons here.

Seasonal jobs present unique opportunities to make extra money for a set period of time. Learn about 8 high-paying seasonal jobs for any skillset here.

Small changes can make a big difference when it comes to saving money. Learn about small ways to make or save money.

Even if you make minimum wage, you can save money by making some changes. Learn how to save money if you make minimum wage here.

A free monthly bill tracker can help you to get your finances in order and keep them in order over the long-term. Learn how this can help you to hit your financial goals more quickly and efficiently.

Emergency funds and savings both allow you to save money, but they have different purposes. Learn more here.

You can save a lot of money if you cut the cord, or do away with cable TV. Learn why here.

Credit cards can be a great tool for simplifying bill pay and getting what you need, but it’s important to watch out for scams and red flags that could cost you money. Learn the top red flags to look for with credit cards here.

Lifestyle changes enable you to save a lot of money over time. Learn about which lifestyle changes can result in the most savings here.

Weekly grocery bills can really add up. Learn six ways to save on groceries here.

Check your credit report regularly to make sure your credit score is on the rise and that you have not been the victim of fraud. Learn more here.

If you find yourself living paycheck to paycheck, you can still save money by creating a budget, evaluating your bills and insurance policies, and being patient. Learn how to save when you live paycheck to paycheck.

There are benefits to both buying a car with cash and buying one with a loan. Learn which is better here.

Gas station charges can take between three to five days to show up on your account. Learn more about how they work here.

Learn about what your saving goals should be if you’re in your 20s.

It is possible to save money by paying off your car loan early, but be sure you can afford to do so and that it will be worth the short-term expense. Learn more here.

An NFT is a non-fungible token typically associated with a piece of digital art which lives on a blockchain and verifies authenticity and ownership of the token.

There are benefits to both saving money and paying off your debt. Learn which might be right to prioritize for your situation.

There are various ways to save money on a day-to-day basis. We’ve outlined five money-saving tips that can put more money in your pocket.

A car is a big purchase for most people. Learn what factors into how much you should spend on a car.

Saving money even with debt sounds counterproductive, but it is an essential way of building toward your financial future and eventually getting out of debt. Learn how to save money even if you’re in debt.

The decision to lease or finance a car is a big financial decision. Learn the pros and cons here.

There are many ways to save money on a weekly paycheck. Learn about them here.

Bitcoin wallets come in a few different types: desktop, mobile, web, and hardware. Learn which Bitcoin wallet is best for you.

Ideally, an emergency fund will cover three to six months of expenses. Learn how to begin building an emergency fund.