Personal Finance 101
which-is-better-buying-a-car-with-cash-or-a-loan

Which Is Better: Buying a Car With Cash or a Loan?

There are benefits to both buying a car with cash and buying one with a loan. Learn which is better here.

profileCarly DeBeikes | May 23, 2022
gas-station-charges-how-long-they-take

Gas Station Charges: How Long They Take

Gas station charges can take between three to five days to show up on your account. Learn more about how they work here.

profileCarly DeBeikes | May 18, 2022
how-to-save-money

How Much Money Should I Be Saving in My 20s?

Learn about what your saving goals should be if you’re in your 20s.

profileCarly DeBeikes | May 17, 2022
save-money-by-paying-off-your-car-loan-early

Save Money By Paying Off Your Car Loan Early

It is possible to save money by paying off your car loan early, but be sure you can afford to do so and that it will be worth the short-term expense. Learn more here.

profileCarly DeBeikes | May 17, 2022
what-is-an-nft

What Is an NFT?

An NFT is a non-fungible token typically associated with a piece of digital art which lives on a blockchain and verifies authenticity and ownership of the token.

profileCarly DeBeikes | April 29, 2022
should-i-save-up-money-or-pay-off-my-debt

Should I Save Up Money or Pay Off My Debt?

There are benefits to both saving money and paying off your debt. Learn which might be right to prioritize for your situation.

profileCarly DeBeikes | April 29, 2022
5-money-saving-tips

5 Money Saving Tips

There are various ways to save money on a day-to-day basis. We’ve outlined five money-saving tips that can put more money in your pocket.

profileCarly DeBeikes | April 26, 2022
how-much-should-i-spend-on-a-car

How Much Should I Spend on a Car?

A car is a big purchase for most people. Learn what factors into how much you should spend on a car.

profileCarly DeBeikes | April 25, 2022
why-are-interest-rates-on-savings-accounts-so-low

Why Are Interest Rates on Savings Accounts So Low?

Interest ratings on savings accounts are currently very low. Learn why here.

profileCarly DeBeikes | April 13, 2022
how-to-save-money-even-with-debt

How to Save Money Even With Debt

Saving money even with debt sounds counterproductive, but it is an essential way of building toward your financial future and eventually getting out of debt. Learn how to save money even if you’re in debt.

profileCarly DeBeikes | March 30, 2022
should-i-lease-or-finance-a-car

Should I Lease or Finance a Car?

The decision to lease or finance a car is a big financial decision. Learn the pros and cons here.

profileCarly DeBeikes | March 29, 2022
how-to-save-money-on-a-weekly-paycheck

How to Save Money on a Weekly Paycheck

There are many ways to save money on a weekly paycheck. Learn about them here.

profileCarly DeBeikes | March 23, 2022
how-to-get-a-bitcoin-wallet

How to Get a Bitcoin Wallet

Bitcoin wallets come in a few different types: desktop, mobile, web, and hardware. Learn which Bitcoin wallet is best for you.

profileCarly DeBeikes | March 23, 2022
how-to-build-an-emergency-fund

How to Build an Emergency Fund

Ideally, an emergency fund will cover three to six months of expenses. Learn how to begin building an emergency fund.

profileCarly DeBeikes | March 18, 2022
how-to-open-a-free-checking-account-with-no-deposit

How to Open a Free Checking Account With No Deposit

You can open a free checking account with no deposit by going to an online bank, a credit union, or some other nontraditional bank. Learn more here.

profileCarly DeBeikes | March 10, 2022
did-the-gas-pump-take-more-than-you-paid-for

Did the Gas Pump Take More Than You Paid For?

If you notice an extra charge on your account after you get gas, it’s a temporary amount held by the gas company until they know you can pay for what you actually pumped. Learn how the process works here.

profileCarly DeBeikes | March 10, 2022
7-reasons-people-overspend-how-to-overcome-them

7 Reasons People Overspend & How to Overcome Them

Overspending is a common issue. Read about the seven main reasons why people overspend and how to avoid doing it yourself.

profileCarly DeBeikes | March 9, 2022
credit-card-vs-debit-card-whats-the-difference

Credit Card vs. Debit Card: What's the Difference?

Credit cards and debit cards work differently, offering varying levels of protection. Learn more about the differences between a credit card and a debit card here.

profileCarly DeBeikes | February 28, 2022
how-to-get-out-of-a-lease-early

How to Get Out of a Lease Early

Getting out of an apartment lease is not always easy, so make sure you do all your research and have a lot of evidence to back your case for breaking the lease. Learn more here.

profileCarly DeBeikes | February 25, 2022
fico-score-vs-credit-score-whats-the-difference

FICO Score vs. Credit Score: What's the difference?

A FICO score is a type of credit score that typically goes into more detail about a consumer’s credit history and rating. Learn about the difference between a FICO score and a credit score here.

profileErin Bruehl | November 17, 2021
how-long-does-a-credit-card-refund-take

How long does a credit card refund take?

A credit card refund should take up to five business days. Learn the factors that go into the timeline of a credit card refund here.

profileErin Bruehl | November 17, 2021
how-credit-card-balance-transfers-work

How credit card balance transfers work

Credit card balance transfers work by transferring the remaining credit debt on one card to a second, newer card, which has lower interest. Learn about how credit card balance transfers work here.

profileErin Bruehl | November 17, 2021
can-you-buy-a-car-with-a-credit-card-pros-and-cons

Can you buy a car with a credit card? Pros and cons

Technically, it’s entirely possible to buy a car with a credit card. Feasibly, this depends on your credit card and your financial situation. Learn about the pros and cons here.

profileErin Bruehl | November 17, 2021
will-my-car-be-repossessed-if-i-miss-one-payment

Will my car be repossessed if I miss one payment?

Your car is unlikely to be repossessed after missing a payment, but you should rectify that missed payment as soon as possible. Learn how to avoid missing another payment that might trigger a repossession.

profileErin Bruehl | November 17, 2021
personal-finance-tips-for-beginners

Personal finance tips for beginners

When you’re brand new to managing your finances, personal finance can seem like a challenge, especially if you’re working from a position of limited means. But you can develop a healthy budget and plan for your future. Learn how.

profileErin Bruehl | October 6, 2021
how-to-organize-finances-in-an-easy-way-2

How to organize finances in an easy way

Organize your finances, and you'll have a deeper understanding of how much money flows into and out of your account every month. Learn the steps experts recommend to help you gain control.

profileErin Bruehl | October 6, 2021
how-to-read-a-credit-report

How to read a credit report

Companies use credit reports to assess your trustworthiness as a borrower. Learn how to read through your reports to ensure that you're making a good impression when you ask for a loan.

profileErin Bruehl | October 6, 2021
online-banks-vs-traditional-banks-vs-credit-unions

Online banks vs. traditional banks vs. credit unions

Traditional banks work best for those who travel internationally and invest in the stock market. Credit unions appeal to those who want to keep their money within the community. And online banks are ideal for faster money, convenience and low fees. Learn how to make a smart choice.

profileErin Bruehl | October 6, 2021
pros-and-cons-of-online-banks

Pros and cons of online banks

Online banks don’t have any brick-and-mortar locations. They operate only online. Learn why these banks are safe and what benefits they offer customers.

profileErin Bruehl | October 6, 2021
texas-unemployment-benefits-guide

Texas unemployment benefits guide

If you qualify, Texas unemployment benefits can keep you afloat while you search for a new job. We've looked through all the requirements and forms. Learn what you need to do to get help.

profileErin Bruehl | October 6, 2021
pennsylvania-unemployment-benefits-guide

Pennsylvania unemployment benefits guide

The Pennsylvania unemployment system can be confusing. But if you follow these step-by-step instructions, you can get the help you need to stay afloat until you find a new job.

profileErin Bruehl | October 6, 2021
good-financial-habits-to-turn-your-finances-around

Good financial habits to turn your finances around

Here are eight tips to help you change your financial future by adjusting a few daily habits.

profileErin Bruehl | October 6, 2021
average-credit-score-how-do-you-compare

Average credit score: How do you compare?

Credit scores tend to rise with age. But younger people may be more aware of their credit standing than their older counterparts. Where do you fit in? And how can you fix problems you find? Read on to find out.

profileErin Bruehl | August 2, 2021
ways-to-manage-your-money-better

Ways to manage your money better

Money management tips can help you get control over what you have and what you spend each month. These tips apply to people of any income level, no matter how small.

profileErin Bruehl | August 2, 2021
tips-for-how-to-save-money-from-your-salary

Tips for how to save money from your salary

Saving money is important, but it's hard to accomplish without a plan. Follow these steps to help you save money on your salary, no matter how small it is.

profileErin Bruehl | August 2, 2021
how-to-deal-with-financial-stress

How to deal with financial stress

Financial stress can erode your physical and mental health. Get control with these nine simple steps. And know you're not alone. Many of us worry about money, and many get control every day. You can do it too.

profileErin Bruehl | August 2, 2021
50-30-20-budgeting-how-to-do-it

50/30/20 Budgeting: How to do it

Follow the 50/30/20 rule, and you'll devote half of your income to needs, 30% to wants, and 20% to savings. Find out how to make this plan work for you and your family.

profileErin Bruehl | August 2, 2021
what-is-the-30-day-rule

What is the 30 day rule

Reduce the risk of a budget-busting impulse purchase by following the 30-day rule. Before you make an unplanned buy, wait a calendar month and save up for the expense. Learn more about how this rule works.

profileErin Bruehl | July 9, 2021
which-is-worse-bad-credit-or-no-credit

Which is worse: Bad credit or no credit?

A credit score is important for everyone, whether you are a young adult who is starting your financial journey, a person who is working hard to make ends meet, or someone with a healthy bank balance. A good credit score, a bad credit score, or having no credit at all can determine whether you’re approved for a car loan, a mortgage, or a new credit card, or you’re rejected because you’re not financially trustworthy enough. While good credit is good, there are differences between having low cr

profileErin Bruehl | July 9, 2021
how-to-pay-off-debt-fast-with-low-income

How to pay off debt fast with low income

A small monthly paycheck can seem like a big obstacle when it comes to debt repayment. But anyone can create a repayment plan. Find out how to make one that works for your family.

profileErin Bruehl | July 9, 2021
basic-money-lessons-everyone-should-know

Basic money lessons everyone should know

Some people learn basic money lessons at home from their parents. But plenty of us grow up knowing very little about how to manage our financial health. Find out what you should know right now.

profileErin Bruehl | July 9, 2021
seven-ways-to-manage-your-money-better

Seven ways to manage your money better

Money management tips can help you get control over what you have and what you spend each month. These tips apply to people of any income level, no matter how small.

profileErin Bruehl | June 15, 2021
benefits-of-choosing-online-banking

Benefits of choosing online banking

Online banking offers customers the ultimate in banking convenience as they can conduct transactions easily from smartphones and computers. Learn about the many benefits of choosing online banking.

profileErin Bruehl | June 15, 2021
how-much-money-should-you-save-each-month

How much money should you save each month?

You know you should save at least some money each month. But how much should you set aside? What goal should you work toward? Keep reading to learn the answers to these important financial questions.

profileErin Bruehl | June 15, 2021
the-psychology-of-money-saving-and-spending-habits

The psychology of money: Saving and spending habits

Psychology can explain why you spend money and why you can't save. Learn more about the opinions that sit beneath your actions, and learn how to change them.

profileErin Bruehl | June 15, 2021
how-to-save-for-a-car-on-any-budget

How to save for a car on any budget

Even if your budget is tiny, you can save up for a car. Search your expenses for available cuts, and use automated tools to make savings easier. With persistence and planning, you can eventually save enough. Find out how.

profileErin Bruehl | June 15, 2021
paying-for-gas-with-a-credit-card-vs-debit-card

Paying for gas with a credit card vs debit card

Pay at the pump with a debit card, and you could face financial implications you never saw coming. Find out how credit cards are different, and learn about other options available to you.

profileErin Bruehl | May 17, 2021
what-qualifies-as-direct-deposit

What qualifies as direct deposit

Payments from your employer, the IRS, and other government agencies may all be direct deposits, as long as they go directly into your account. Find out how direct deposits work and how to sign up.

profileErin Bruehl | May 17, 2021
florida-unemployment-benefits-guide

Florida unemployment benefits guide

Apply for Florida unemployment benefits in just four steps, and you could get the help you need until you find the perfect new job. Find out how applications work and how to keep your benefits.

profileErin Bruehl | May 17, 2021
what-is-overdraft-protection

What is overdraft protection

Overdraft protection kicks in when you attempt to spend more money than you have in your checking account. Signing up can save you money, but some banks charge high fees for the service. Learn more about how it works.

profileErin Bruehl | May 17, 2021
what-is-an-ach-transfer

What is an ACH transfer

An ACH transfer involves movement of money from one account to another through a network of affiliated financial organizations. You've probably experienced at least one transfer before, even if you didn’t know it. Learn about how they work.

profileErin Bruehl | May 17, 2021
new-york-state

New York State unemployment benefits guide

If you lost your job through no fault of your own, you could be eligible for unemployment benefits in New York State. Find out how to apply for the benefits you're entitled to and how you can get your money faster with Current.

profileErin Bruehl | March 10, 2021
get-faster-tax-refunds-this-season

Get your tax refund faster this year

Receive your tax refund up to five days faster when you use direct deposit to your Current account.

profileErin Bruehl | December 31, 2020
how-long-does-it-take-to-get-a-tax-refund

How long does it take to get a tax refund

How long does it take to get a tax refund? We break down the process and how you can get your refund up to five days faster.

profileErin Bruehl | December 9, 2020
california-unemployment-benefits-guide

California unemployment benefits guide

California unemployment benefits may tide you over when you lose your job and don't see a replacement in sight. Learn how to get your benefits faster.

profileErin Bruehl | December 9, 2020
how-to-get-unemployment-benefits-faster

How to get unemployment benefits faster

You can receive your unemployment benefits up to two days faster each week when you use direct deposit to your Current account. Find out how.

profileErin Bruehl | April 28, 2020
how-faster-direct-deposit-works-for-you

How faster direct deposit works for you

There are plenty of things in life worth waiting for but we don't believe your money should be one of them. Here's how to get your paycheck faster with direct deposits.

profileErin Bruehl | October 21, 2019
overdraft-fees-are-hurting-consumers

Paying for overdrafts? You might be putting a hole in your pocket.

What’s the only thing worse than running out of money? Getting charged a fee for running out of money! In fact, that’s exactly what overdraft fees do - talk about adding insult to injury. Adding overdraft protection might make it worse too. Clearly, overdrafts are hurting consumers. Is there any way to avoid them? Read on to find out more. What exactly are overdraft fees? Overdrafts occur when you don’t have enough  money in your account to cover a transaction, but rather than tell you that,

profileJacqueline Ong | June 12, 2019