5 Reasons Why You Should Always Pay Yourself First
Long-term wealth isn’t merely sitting on a pile of cash.
Divorce and Money: Navigating Finances During Separation
According to the CDC, nearly 700,000 couples decide to call it quits in 2021.
Investing: The Important Key to Building Long-Term Wealth
For anyone looking to grow their long-term wealth, there is one core principle to begin delving into: investing.
Cracking the Credit Code: An Explainer on How Credit Works
Credit is an integral part of the American financial system.
Avoiding Late Fees: A Comprehensive Guide to Timely Credit Card Payments
Credit card late fees are a costly expense to missing your payment date.
The Power of an 800 Credit Score: Unleashing Your Financial Potential
Your credit score is more than just a number, it's also a powerful tool that can significantly impact your financial life.
Are Annual Fees on Credit Cards Worth It? An In-depth Analysis
Credit card annual fees are a contentious point for many...
Weighing the Pros and Cons: Are Student Credit Cards a Good Choice?
Weighing the Pros and Cons: Are Student Credit Cards a Good Choice? Student credit cards are a great option for those currently enrolled in school that are looking for spending flexibility and also potentially earn rewards. However, as a student, you’re not restricted to only having student credit cards while you’re in school. When I was enrolled in school, I never had a student credit card as I had other consumer credit cards that better suited my needs. But if you’re just starting your cre
How to Use Subscriptions to Improve Your Credit Score
Paying your monthly subscription to Netflix, Chewy or your other favorite brands are now, in fact, a subtle way to improve your credit score.
Credit Building Timeline: How Long Does It Really Take?
It’s not the best news to anyone building their credit score, but it’s more akin to consistently working out, rather than climbing a mountain.
Credit Mix: Using it to Build a Healthy Credit Score
Your credit score is made up of five different parts: payment history, amounts owed, length of credit history, new credit, and credit mix.
Introducing Banking and Credit Building, Together
At Current, we’ve always believed everyone should have access to opportunities to improve their financial lives.
Definition of Financial Health & How to Know If You're "Healthy"
Just like physical and mental health, there is also financial health to be measured in each person's life. The definition of financial health, according to the Financial Health Network, is “when your daily systems help you build resilience and pursue opportunities.” In short, this means that your responsibilities are taken care of such as rent, food, utilities and other essential costs — giving you the chance to move onto initiatives like investing or starting a business. Taking care of the
Save This Much Of Your Paycheck For A Comfortable Retirement (And Even Retire Early!)
If you’re trying to build your financial life, you’ve probably had people tell you to save for retirement, but how much should you be saving?
5 Practical & Proven Money Lessons for Millennials & Gen Z
Personal finance can make your eyes glaze over with boredom, or even cause such anxiety that you don’t even want to address it.
How 529 College Savings Plans Work, and The 5 Best Out There
Saving for college can be an anxiety-filled goal for many as millions struggle with student loan debt.
Here Are The 5 Real Benefits of Home Ownership, Along With Their Cons
Purchasing a home is likely the largest purchase you will make in your lifetime, and it comes with several layers to it.
Here Are The 5 Tax Benefits Of Buying A House
If you purchased a home before 2023, you likely will have some tax benefits when it comes to filing your tax return in 2023.
Here's What it Costs to Have a Baby in 2023
Having a baby is an incredible life experience, but it also comes with significant financial overhead as well. A recent study detailed that the delivery of a child can cost nearly $20,000, with the estimated post-insurance costs hovering around $2,800. In the case the birthing parent may need fertility treatments, the cost can quickly skyrocket into the five-figure range. The figures also don’t include any costs such as clothes, food, diapers or follow-up medical appointments. And if you add i
How to Improve Your Credit Score to Buy a House in 6 Months
Buying a home is now increasingly expensive, compared to years ago.
3 Ways to Earn More Interest on Your Money
When you deposit your money with a bank or other financial institution, you’re likely earning interest on your balance — which is a percentage that is paid out to you for keeping your money in that account. And that interest can continue to grow over time, also known as compound interest.
Here’s How Much You Should Contribute to Your 401(k)
We all know that saving for retirement is an essential part of your personal finance situation — but too many are either not able to or simply put it off until later.
The 5 Steps of What To Do With Your Tax Refund in 2023
It’s officially tax season, which means Americans will hope to receive a refund check from Uncle Sam in the next few weeks. So far, the average tax refund in 2023 is $3,170, according to the IRS. This presents a solid opportunity to begin your financial wellbeing journey.
5 Proven Ways To Stop Overspending and Reach Your Financial Goals
This happens to everyone at some point in their life — but it’s a habit that can easily be changed with a few decisions.
Building Your First Savings Plan In 5 Quick Steps
The thought of having and building a savings account and plan is boring and can be easily neglected — but it’s necessary.
11 Foolproof Ways to Save Money On a Low Income
There are lots of ways to start saving money even if you have a low income. Use these 11 tips to work toward savings goals that will help you get the things you want and need in life.
Why Some Banks Charge Fees & How to Avoid Banking Costs
If you’d like to avoid paying high bank fees, it helps to know why they charge them, what products require them, and the options you have for ensuring that you don’t get charged.
When to Ask for a Raise in Your Current Role
The quickest and easiest way to increase your current income is to ask for a raise that you deserve or apply for a promotion that pays more than your current position. Learn when it’s the right time to ask for a raise in your current role.
What Is a Personal Finance Coach & Should I Have One?
A personal finance coach can help you to organize your finances and figure out the best path forward without wasting time or money on missteps. Learn more about personal finance coaches here.
How to Open Your First Bank Account Online
Opening your first bank account online is a great way to take command of your finances, avoid fees, and get lots of great perks that aren’t available at brick-and-mortar banks. Learn more here.
7 Effective Ways of Saving Money as a Student
Costs can add up for students. Learn seven effective ways to save money as a student here.
Why Does a Student Need an Emergency Fund?
It’s important for students to build up an emergency fund to cover unexpected expenses. Learn why here.
Highest Paying Jobs That Will Train You With No Experience
Now is a great time to find high paying jobs that will train you even if you have no previous experience. Learn about the 10 highest paying jobs here.
How to Make Money as a Teenager: 20 Jobs for 13–18 Year Olds
There are lots of ways teenagers can make money. Learn about 20 solid jobs for teenagers, 13 to 18 years old, here.
Best 10 Websites to Sell Stuff Locally & Make Extra Money Today
Whether you’re cleaning out your garage, getting new furniture, or just need some extra cash as soon as possible, these 10 websites make it easy to quickly sell stuff locally.
Does Closing a Credit Card Hurt Your Credit Score?
Though closing an unused and unnecessary credit card can have a short-term impact on your credit score, it can actually help your overall financial standing. Learn why here.
How to Cancel a Credit Card
There are a few steps involved to canceling a credit card, but it’s a process that you can easily accomplish in just a few minutes, provided you have the ability to pay off the balance. Learn how here.
How to Pay Over $10k in Credit Card Debt on a Limited Income
Even if you have a limited income, it’s absolutely possible to pay off $10,000 in credit card debt and make some real progress toward loosening up your budget. Learn how here.
Six Unique Money-Saving Tips
Small changes can add up over time. Read about six unique money-saving tips that can put more money in your pocket.
Five Ways to Beat Inflation with Savings
Learn how you can beat inflation by keeping your money in a high-yield savings account and other tips.
Mining vs. Staking: What's the Difference?
There are pros and cons to mining versus staking when it comes to cryptocurrency. Learn the differences between mining and staking here.
Five Differences Between Ethereum and Bitcoin
While Ethereum and Bitcoin are arguably the most popular cryptocurrency networks, there are distinct differences between them. Learn 5 differences between Ethereum & Bitcoin here.
Which Debt to Pay Off First? Five Debit Categories to Prioritize
There are a number of different ways to prioritize how best to pay off your debt and the best one for you will be determined by your financial goals and your personality. Learn more here.
What is a Polkadot Validator?
A Polkadot validator verifies new blocks on the relay chain, the central blockchain used by the Polkadot network. Learn about Polkadot validators here.
How to Set & Achieve Short-Term Financial Goals This Year
Achieving your financial goals in the short term can be life-changing. Learn how it can help you to move closer to your long-term financial goals and how you can begin the process this year.
Learn to Live Below Your Means With These 5 Tips
Living below your means is key to keeping as much room in the budget as possible, so you have extra money each month to pay off debt, save, or stock for emergencies. Read 5 tips to live below your means here.
Credit Card Advantages & Disadvantages: Top 17 Pros & Cons
When it comes to credit cards, there are a number of advantages and disadvantages to consider each and every time you consider opening a new card. Learn the top 17 pros and cons here.
8 High-Paying Seasonal Jobs for Any Skillset
Seasonal jobs present unique opportunities to make extra money for a set period of time. Learn about 8 high-paying seasonal jobs for any skillset here.
What Are Some Small Ways to Make or Save Money?
Small changes can make a big difference when it comes to saving money. Learn about small ways to make or save money.
How to Save Money if You Make Minimum Wage
Even if you make minimum wage, you can save money by making some changes. Learn how to save money if you make minimum wage here.
How to Make a Free Monthly Bill Tracker & Stick to Your Budget
A free monthly bill tracker can help you to get your finances in order and keep them in order over the long-term. Learn how this can help you to hit your financial goals more quickly and efficiently.
Are Emergency Funds and Savings the Same Thing?
Emergency funds and savings both allow you to save money, but they have different purposes. Learn more here.
Does Cord-cutting Actually Save Money?
You can save a lot of money if you cut the cord, or do away with cable TV. Learn why here.
Credit Card Trap: Top 6 Red Flags to Look For
Credit cards can be a great tool for simplifying bill pay and getting what you need, but it’s important to watch out for scams and red flags that could cost you money. Learn the top red flags to look for with credit cards here.
What Are Some Lifestyle Changes That Save Money?
Lifestyle changes enable you to save a lot of money over time. Learn about which lifestyle changes can result in the most savings here.
How to Spend Less Money on Food: 6 Ways to Save on Groceries
Weekly grocery bills can really add up. Learn six ways to save on groceries here.
Should I Keep Money in My Savings Account?
Money invested in a savings account will benefit from interest rates. Learn how it offers you an emergency and a long-term goal fund.
How Often You Should Get a Credit Report to Improve Your Score
Check your credit report regularly to make sure your credit score is on the rise and that you have not been the victim of fraud. Learn more here.
How to Save When You Live Paycheck to Paycheck
If you find yourself living paycheck to paycheck, you can still save money by creating a budget, evaluating your bills and insurance policies, and being patient. Learn how to save when you live paycheck to paycheck.
Which Is Better: Buying a Car With Cash or a Loan?
There are benefits to both buying a car with cash and buying one with a loan. Learn which is better here.
Gas Station Charges: How Long They Take
Gas station charges can take between three to five days to show up on your account. Learn more about how they work here.
How Much Money Should I Be Saving in My 20s?
Learn about what your saving goals should be if you’re in your 20s.
Save Money By Paying Off Your Car Loan Early
It is possible to save money by paying off your car loan early, but be sure you can afford to do so and that it will be worth the short-term expense. Learn more here.
What Is an NFT?
An NFT is a non-fungible token typically associated with a piece of digital art which lives on a blockchain and verifies authenticity and ownership of the token.
Should I Save Up Money or Pay Off My Debt?
There are benefits to both saving money and paying off your debt. Learn which might be right to prioritize for your situation.
5 Money Saving Tips
There are various ways to save money on a day-to-day basis. We’ve outlined five money-saving tips that can put more money in your pocket.
How Much Should I Spend on a Car?
A car is a big purchase for most people. Learn what factors into how much you should spend on a car.
Why Are Interest Rates on Savings Accounts So Low?
Interest ratings on savings accounts are currently very low. Learn why here.
How to Save Money Even With Debt
Saving money even with debt sounds counterproductive, but it is an essential way of building toward your financial future and eventually getting out of debt. Learn how to save money even if you’re in debt.
Should I Lease or Finance a Car?
The decision to lease or finance a car is a big financial decision. Learn the pros and cons here.
How to Save Money on a Weekly Paycheck
There are many ways to save money on a weekly paycheck. Learn about them here.
How to Get a Bitcoin Wallet
Bitcoin wallets come in a few different types: desktop, mobile, web, and hardware. Learn which Bitcoin wallet is best for you.
How to Build an Emergency Fund
Ideally, an emergency fund will cover three to six months of expenses. Learn how to begin building an emergency fund.
How to Open a Free Checking Account With No Deposit
You can open a free checking account with no deposit by going to an online bank, a credit union, or some other nontraditional bank. Learn more here.
Did the Gas Pump Take More Than You Paid For?
If you notice an extra charge on your account after you get gas, it’s a temporary amount held by the gas company until they know you can pay for what you actually pumped. Learn how the process works here.
7 Reasons People Overspend & How to Overcome Them
Overspending is a common issue. Read about the seven main reasons why people overspend and how to avoid doing it yourself.
Credit Card vs. Debit Card: What's the Difference?
Credit cards and debit cards work differently, offering varying levels of protection. Learn more about the differences between a credit card and a debit card here.
How to Get Out of a Lease Early
Getting out of an apartment lease is not always easy, so make sure you do all your research and have a lot of evidence to back your case for breaking the lease. Learn more here.
FICO Score vs. Credit Score: What's the difference?
A FICO score is a type of credit score that typically goes into more detail about a consumer’s credit history and rating. Learn about the difference between a FICO score and a credit score here.
How long does a credit card refund take?
A credit card refund should take up to five business days. Learn the factors that go into the timeline of a credit card refund here.
How credit card balance transfers work
Credit card balance transfers work by transferring the remaining credit debt on one card to a second, newer card, which has lower interest. Learn about how credit card balance transfers work here.
Can you buy a car with a credit card? Pros and cons
Technically, it’s entirely possible to buy a car with a credit card. Feasibly, this depends on your credit card and your financial situation. Learn about the pros and cons here.
Will my car be repossessed if I miss one payment?
Your car is unlikely to be repossessed after missing a payment, but you should rectify that missed payment as soon as possible. Learn how to avoid missing another payment that might trigger a repossession.
Personal finance tips for beginners
When you’re brand new to managing your finances, personal finance can seem like a challenge, especially if you’re working from a position of limited means. But you can develop a healthy budget and plan for your future. Learn how.
How to organize finances in an easy way
Organize your finances, and you'll have a deeper understanding of how much money flows into and out of your account every month. Learn the steps experts recommend to help you gain control.
How to read a credit report
Companies use credit reports to assess your trustworthiness as a borrower. Learn how to read through your reports to ensure that you're making a good impression when you ask for a loan.
Online banks vs. traditional banks vs. credit unions
Traditional banks work best for those who travel internationally and invest in the stock market. Credit unions appeal to those who want to keep their money within the community. And online banks are ideal for faster money, convenience and low fees. Learn how to make a smart choice.
Pros and cons of online banks
Online banks don’t have any brick-and-mortar locations. They operate only online. Learn why these banks are safe and what benefits they offer customers.
Texas unemployment benefits guide
If you qualify, Texas unemployment benefits can keep you afloat while you search for a new job. We've looked through all the requirements and forms. Learn what you need to do to get help.
Pennsylvania unemployment benefits guide
The Pennsylvania unemployment system can be confusing. But if you follow these step-by-step instructions, you can get the help you need to stay afloat until you find a new job.
Good financial habits to turn your finances around
Here are eight tips to help you change your financial future by adjusting a few daily habits.
Average credit score: How do you compare?
Credit scores tend to rise with age. But younger people may be more aware of their credit standing than their older counterparts. Where do you fit in? And how can you fix problems you find? Read on to find out.
Ways to manage your money better
Money management tips can help you get control over what you have and what you spend each month. These tips apply to people of any income level, no matter how small.
Tips for how to save money from your salary
Saving money is important, but it's hard to accomplish without a plan. Follow these steps to help you save money on your salary, no matter how small it is.
How to deal with financial stress
Financial stress can erode your physical and mental health. Get control with these nine simple steps. And know you're not alone. Many of us worry about money, and many get control every day. You can do it too.
50/30/20 Budgeting: How to do it
Follow the 50/30/20 rule, and you'll devote half of your income to needs, 30% to wants, and 20% to savings. Find out how to make this plan work for you and your family.
What is the 30 day rule
Reduce the risk of a budget-busting impulse purchase by following the 30-day rule. Before you make an unplanned buy, wait a calendar month and save up for the expense. Learn more about how this rule works.
Which is worse: Bad credit or no credit?
A credit score is important for everyone, whether you are a young adult who is starting your financial journey, a person who is working hard to make ends meet, or someone with a healthy bank balance. A good credit score, a bad credit score, or having no credit at all can determine whether you’re approved for a car loan, a mortgage, or a new credit card, or you’re rejected because you’re not financially trustworthy enough. While good credit is good, there are differences between having low cr
How to pay off debt fast with low income
A small monthly paycheck can seem like a big obstacle when it comes to debt repayment. But anyone can create a repayment plan. Find out how to make one that works for your family.
Basic money lessons everyone should know
Some people learn basic money lessons at home from their parents. But plenty of us grow up knowing very little about how to manage our financial health. Find out what you should know right now.
Seven ways to manage your money better
Money management tips can help you get control over what you have and what you spend each month. These tips apply to people of any income level, no matter how small.
Benefits of choosing online banking
Online banking offers customers the ultimate in banking convenience as they can conduct transactions easily from smartphones and computers. Learn about the many benefits of choosing online banking.
How much money should you save each month?
You know you should save at least some money each month. But how much should you set aside? What goal should you work toward? Keep reading to learn the answers to these important financial questions.
The psychology of money: Saving and spending habits
Psychology can explain why you spend money and why you can't save. Learn more about the opinions that sit beneath your actions, and learn how to change them.
How to save for a car on any budget
Even if your budget is tiny, you can save up for a car. Search your expenses for available cuts, and use automated tools to make savings easier. With persistence and planning, you can eventually save enough. Find out how.
Paying for gas with a credit card vs debit card
Pay at the pump with a debit card, and you could face financial implications you never saw coming. Find out how credit cards are different, and learn about other options available to you.
What qualifies as direct deposit
Payments from your employer, the IRS, and other government agencies may all be direct deposits, as long as they go directly into your account. Find out how direct deposits work and how to sign up.
Florida unemployment benefits guide
Apply for Florida unemployment benefits in just four steps, and you could get the help you need until you find the perfect new job. Find out how applications work and how to keep your benefits.
What is overdraft protection
Overdraft protection kicks in when you attempt to spend more money than you have in your checking account. Signing up can save you money, but some banks charge high fees for the service. Learn more about how it works.
What is an ACH transfer
An ACH transfer involves movement of money from one account to another through a network of affiliated financial organizations. You've probably experienced at least one transfer before, even if you didn’t know it. Learn about how they work.
New York State unemployment benefits guide
If you lost your job through no fault of your own, you could be eligible for unemployment benefits in New York State. Find out how to apply for the benefits you're entitled to and how you can get your money faster with Current.
Get your tax refund faster this year
Receive your tax refund up to five days faster when you use direct deposit to your Current account.
How long does it take to get a tax refund
How long does it take to get a tax refund? We break down the process and how you can get your refund up to five days faster.
California unemployment benefits guide
California unemployment benefits may tide you over when you lose your job and don't see a replacement in sight. Learn how to get your benefits faster.
How to get unemployment benefits faster
You can receive your unemployment benefits up to two days faster each week when you use direct deposit to your Current account. Find out how.
How faster direct deposit works for you
There are plenty of things in life worth waiting for but we don't believe your money should be one of them. Here's how to get your paycheck faster with direct deposits.
Paying for overdrafts? You might be putting a hole in your pocket.
What’s the only thing worse than running out of money? Getting charged a fee for running out of money! In fact, that’s exactly what overdraft fees do - talk about adding insult to injury. Adding overdraft protection might make it worse too. Clearly, overdrafts are hurting consumers. Is there any way to avoid them? Read on to find out more. What exactly are overdraft fees? Overdrafts occur when you don’t have enough money in your account to cover a transaction, but rather than tell you that,