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heres-how-to-get-your-maximum-tax-refund-this-year

Here’s How to Get Your Maximum Tax Refund This Year

If you’re like most Americans, you may be expecting a tax refund when you file your 2023 taxes this year. And knowing the tax breaks available to you can help you claim your maximum refund.

profile Current Team  |  February 20, 2024
unmasking-the-factors-that-influence-your-credit-score

Unmasking the Factors That Influence Your Credit Score

Whether you're applying for a loan, a credit card, or even a job, your credit score plays a pivotal role in determining your creditworthiness.

profile Brett Holzhauer  |  February 14, 2024
cash-back-credit-cards-101-how-does-it-work-is-it-a-good-idea

Cash Back Credit Cards 101: How Does It Work & Is It a Good Idea?

How do cash back credit cards work? Read on to find out how they work and if it's a good idea for you. If you’re trying to save money, there’s nothing wrong with using a cash back credit card to put a few extra dollars back in your pocket.

profile Brett Holzhauer  |  February 1, 2024
tax-season-is-open-5-steps-to-get-started-on-your-tax-return

Tax season is open! 5 steps to get started on your tax return

Tax season opens January 29. Here are five ways to prepare for your tax return now, so you can file quickly and confidently. 

profile Current Team  |  January 29, 2024
a-deep-dive-into-good-credit-scores-what-they-are-and-why-they-matter

A Deep Dive into Good Credit Scores: What They Are and Why They Matter

Credit scores play a pivotal role in financial health, influencing everything from loan approvals to interest rates on credit cards. Understanding what constitutes a good credit score and the reasons behind its significance is crucial for anyone looking to improve their personal finances.

profile Brett Holzhauer  |  January 23, 2024
choosing-your-perfect-match-an-in-depth-look-at-types-of-credit-cards

Choosing Your Perfect Match: An In-depth Look at Types of Credit Cards

Choosing a credit card is akin to finding a perfect match—a financial companion that aligns with your lifestyle, spending habits, and financial goals.

profile Brett Holzhauer  |  December 22, 2023
understanding-credit-score-basics-essential-for-financial-health

Understanding Credit Score Basics: Essential for Financial Health

Your credit score is a crucial thread that weaves through various aspects of your financial well-being. Whether you're planning to buy a home, get a new credit card, or secure a favorable interest rate on a loan, your credit score plays a pivotal role.

profile Brett Holzhauer  |  December 22, 2023
credit-vs-debit-cards-a-comprehensive-guide-to-making-the-right-choice

Credit vs. Debit Cards: A Comprehensive Guide to Making the Right Choice

In this comprehensive guide, we'll explore the differences between credit and debit cards, their respective advantages and disadvantages, and offer insights to help you make informed decisions based on your financial goals and habits.

profile Brett Holzhauer  |  December 22, 2023
buying-a-house-to-rent-out-consider-these-5-things-as-a-landlord

Buying a House To Rent Out? Consider These 5 Things As A Landlord

Going from being a homeowner to also becoming a landlord can be an intimidating process.

profile Brett Holzhauer  |  December 21, 2023
new-year-lower-debt-2024-consolidation

New Year, Lower Debt: 2024 Consolidation

If you're staring at a pile of debt that seems insurmountable, fear not—2024 can be the year you take control and consolidate your debts for a brighter financial future.

profile Brett Holzhauer  |  December 14, 2023
family-budget-2024-planning-starts-now

Family Budget: 2024 Planning Starts Now

As the new year approaches, it's the perfect time to assess your financial health and lay the groundwork for a prosperous new year.

profile Brett Holzhauer  |  December 14, 2023
2024-money-skills-manage-finances-this-year

2024 Money Skills: Manage Finances This Year

Managing finances effectively is a skill that pays dividends throughout life, providing stability, security, and the freedom to pursue our goals.

profile Brett Holzhauer  |  December 13, 2023
credit-cards-demystified-how-they-work-and-their-benefits

Credit Cards Demystified: How They Work and Their Benefits

Credit cards are now the most popular payment method in the U.S., but many people have misnomers of how they actually work.

profile Brett Holzhauer  |  December 6, 2023
establishing-credit-a-comprehensive-timeline-and-why-its-crucial

Establishing Credit: A Comprehensive Timeline and Why It's Crucial

Your credit score might not be something you think about every day, but it has a significant impact on your financial life.

profile Brett Holzhauer  |  December 6, 2023
5-reasons-why-you-should-always-pay-yourself-first

5 Reasons Why You Should Always Pay Yourself First

Long-term wealth isn’t merely sitting on a pile of cash.

profile Brett Holzhauer  |  October 4, 2023
divorce-and-money-navigating-finances-during-separation

Divorce and Money: Navigating Finances During Separation

According to the CDC, nearly 700,000 couples decide to call it quits in 2021.

profile Brett Holzhauer  |  October 4, 2023
investing-the-important-key-to-building-long-term-wealth

Investing: The Important Key to Building Long-Term Wealth

For anyone looking to grow their long-term wealth, there is one core principle to begin delving into: investing.

profile Brett Holzhauer  |  September 29, 2023
cracking-the-credit-code-an-explainer-on-how-credit-works

Cracking the Credit Code: An Explainer on How Credit Works

Credit is an integral part of the American financial system.

profile Brett Holzhauer  |  September 29, 2023
avoiding-late-fees-a-comprehensive-guide-to-timely-credit-card-payments

Avoiding Late Fees: A Comprehensive Guide to Timely Credit Card Payments

Credit card late fees are a costly expense to missing your payment date.

profile Brett Holzhauer  |  September 27, 2023
the-power-of-an-800-credit-score-unleashing-your-financial-potential

The Power of an 800 Credit Score: Unleashing Your Financial Potential

Your credit score is more than just a number, it's also a powerful tool that can significantly impact your financial life.

profile Brett Holzhauer  |  September 27, 2023
are-annual-fees-on-credit-cards-worth-it-an-in-depth-analysis

Are Annual Fees on Credit Cards Worth It? An In-depth Analysis

Credit card annual fees are a contentious point for many...

profile Brett Holzhauer  |  August 24, 2023
weighing-the-pros-and-cons-are-student-credit-cards-a-good-choice

Weighing the Pros and Cons: Are Student Credit Cards a Good Choice?

Weighing the Pros and Cons: Are Student Credit Cards a Good Choice? Student credit cards are a great option for those currently enrolled in school that are looking for spending flexibility and also potentially earn rewards. However, as a student, you’re not restricted to only having student credit cards while you’re in school. When I was enrolled in school, I never had a student credit card as I had other consumer credit cards that better suited my needs. But if you’re just starting your cre

profile Brett Holzhauer  |  August 24, 2023
how-to-use-subscriptions-to-improve-your-credit-score

How to Use Subscriptions to Improve Your Credit Score

Paying your monthly subscription to Netflix, Chewy or your other favorite brands are now, in fact, a subtle way to improve your credit score.

profile Brett Holzhauer  |  July 13, 2023
credit-building-timeline-how-long-does-it-really-take

Credit Building Timeline: How Long Does It Really Take?

It’s not the best news to anyone building their credit score, but it’s more akin to consistently working out, rather than climbing a mountain.

profile Brett Holzhauer  |  July 13, 2023
credit-mix-using-it-to-build-a-healthy-credit-score

Credit Mix: Using it to Build a Healthy Credit Score

Your credit score is made up of five different parts: payment history, amounts owed, length of credit history, new credit, and credit mix.

profile Brett Holzhauer  |  July 13, 2023
introducing-banking-and-credit-building-together

Introducing Banking and Credit Building, Together

At Current, we’ve always believed everyone should have access to opportunities to improve their financial lives.

profile Current Team  |  July 10, 2023
definition-of-financial-health-how-to-know-if-youre-healthy

Definition of Financial Health & How to Know If You're "Healthy"

Just like physical and mental health, there is also financial health to be measured in each person's life. The definition of financial health, according to the Financial Health Network, is “when your daily systems help you build resilience and pursue opportunities.” In short, this means that your responsibilities are taken care of such as rent, food, utilities and other essential costs — giving you the chance to move onto initiatives like investing or starting a business. Taking care of the

profile Brett Holzhauer  |  June 22, 2023
save-this-much-of-your-paycheck-for-a-comfortable-retirement-and-even-retire-early

Save This Much Of Your Paycheck For A Comfortable Retirement (And Even Retire Early!)

If you’re trying to build your financial life, you’ve probably had people tell you to save for retirement, but how much should you be saving?

profile Brett Holzhauer  |  June 22, 2023
5-practical-proven-money-lessons-for-millennials-gen-z

5 Practical & Proven Money Lessons for Millennials & Gen Z

Personal finance can make your eyes glaze over with boredom, or even cause such anxiety that you don’t even want to address it.

profile Brett Holzhauer  |  May 22, 2023
how-529-college-savings-plans-work-and-the-5-best-out-there

How 529 College Savings Plans Work, and The 5 Best Out There

Saving for college can be an anxiety-filled goal for many as millions struggle with student loan debt.

profile Brett Holzhauer  |  May 22, 2023
here-are-the-5-real-benefits-of-home-ownership-along-with-their-cons

Here Are The 5 Real Benefits of Home Ownership, Along With Their Cons

Purchasing a home is likely the largest purchase you will make in your lifetime, and it comes with several layers to it.

profile Brett Holzhauer  |  May 22, 2023
here-are-the-5-tax-benefits-of-buying-a-house

Here Are The 5 Tax Benefits Of Buying A House

If you purchased a home before 2023, you likely will have some tax benefits when it comes to filing your tax return in 2023.

profile Brett Holzhauer  |  April 10, 2023
breaking-barriers-as-a-solo-artist

Kimora: Breaking barriers with her music

Meet Kimora – Rapper, artist, & proud trans woman, she’s making a name for herself and building her savings to reach her goals of putting out her first album.

profile Current Team  |  March 21, 2023
following-his-dream-of-becoming-his-own-boss

Ivan: Becoming his own boss

Meet Ivan – Entrepreneur and small business owner, he’s working on building his savings so he can build his business and bring clean energy to his community.

profile Current Team  |  March 21, 2023
turning-art-into-a-ticket-to-see-the-world

Sylma: Turning art into a ticket to see the world

Meet Sylma - Teacher by day, artist by night. She’s following her dreams of traveling around the world and using her art to help her get there.

profile Current Team  |  March 21, 2023
working-on-her-money-goals-to-give-back

Vanessa: Working to give back

Meet Vanessa – First-generation college student & immigrant, she’s working on her finances and building an emergency fund to give back to her family who’ve given up so much for her.

profile Current Team  |  March 21, 2023
heres-what-it-costs-to-have-a-baby-in-2023

Here's What it Costs to Have a Baby in 2023

Having a baby is an incredible life experience, but it also comes with significant financial overhead as well. A recent study detailed that the delivery of a child can cost nearly $20,000, with the estimated post-insurance costs hovering around $2,800. In the case the birthing parent may need fertility treatments, the cost can quickly skyrocket into the five-figure range. The figures also don’t include any costs such as clothes, food, diapers or follow-up medical appointments. And if you add i

profile Brett Holzhauer  |  March 16, 2023
how-to-improve-your-credit-score-to-buy-a-house-in-6-months

How to Improve Your Credit Score to Buy a House in 6 Months

Buying a home is now increasingly expensive, compared to years ago.

profile Brett Holzhauer  |  March 16, 2023
heres-how-much-you-should-contribute-to-your-401-k

Here’s How Much You Should Contribute to Your 401(k)

We all know that saving for retirement is an essential part of your personal finance situation — but too many are either not able to or simply put it off until later.

profile Brett Holzhauer  |  March 16, 2023
the-5-steps-of-what-to-do-with-your-tax-refund-in-2023

The 5 Steps of What To Do With Your Tax Refund in 2023

It’s officially tax season, which means Americans will hope to receive a refund check from Uncle Sam in the next few weeks. So far, the average tax refund in 2023 is $3,170, according to the IRS. This presents a solid opportunity to begin your financial wellbeing journey.

profile Brett Holzhauer  |  March 16, 2023
5-proven-ways-to-stop-overspending-and-reach-your-financial-goals

5 Proven Ways To Stop Overspending and Reach Your Financial Goals

This happens to everyone at some point in their life — but it’s a habit that can easily be changed with a few decisions.

profile Brett Holzhauer  |  March 3, 2023
building-your-first-savings-plan-in-5-quick-steps

Building Your First Savings Plan In 5 Quick Steps

The thought of having and building a savings account and plan is boring and can be easily neglected — but it’s necessary.

profile Brett Holzhauer  |  March 1, 2023
introducing-the-new-current-redesign-launch-blog-post

Introducing The New Current

We set out in 2015 with the mission to be the future of banking. Today, we’re proud to launch a rebrand that aligns our brand to our mission.

profile Current Team  |  February 7, 2023
11-foolproof-ways-to-save-money-on-a-low-income

11 Foolproof Ways to Save Money On a Low Income

There are lots of ways to start saving money even if you have a low income. Use these 11 tips to work toward savings goals that will help you get the things you want and need in life.

profile Current Team  |  January 4, 2023
why-some-banks-charge-fees-how-to-avoid-banking-costs

Why Some Banks Charge Fees & How to Avoid Banking Costs

If you’d like to avoid paying high bank fees, it helps to know why they charge them, what products require them, and the options you have for ensuring that you don’t get charged.

profile Current Team  |  December 2, 2022
when-to-ask-for-a-raise-in-your-current-role

When to Ask for a Raise in Your Current Role

The quickest and easiest way to increase your current income is to ask for a raise that you deserve or apply for a promotion that pays more than your current position. Learn when it’s the right time to ask for a raise in your current role.

profile Current Team  |  December 2, 2022
what-is-a-personal-finance-coach-should-i-have-one

What Is a Personal Finance Coach & Should I Have One?

A personal finance coach can help you to organize your finances and figure out the best path forward without wasting time or money on missteps. Learn more about personal finance coaches here.

profile Current Team  |  November 21, 2022
how-to-open-your-first-bank-account-online

How to Open Your First Bank Account Online

Opening your first bank account online is a great way to take command of your finances, avoid fees, and get lots of great perks that aren’t available at brick-and-mortar banks. Learn more here.

profile Current Team  |  November 21, 2022
7-effective-ways-of-saving-money-as-a-student

7 Effective Ways of Saving Money as a Student

Costs can add up for students. Learn seven effective ways to save money as a student here.

profile Current Team  |  November 16, 2022
why-does-a-student-need-an-emergency-fund

Why Does a Student Need an Emergency Fund?

It’s important for students to build up an emergency fund to cover unexpected expenses. Learn why here.

profile Current Team  |  November 16, 2022
highest-paying-jobs-that-will-train-you-with-no-experience

Highest Paying Jobs That Will Train You With No Experience

Now is a great time to find high paying jobs that will train you even if you have no previous experience. Learn about the 10 highest paying jobs here.

profile Current Team  |  November 16, 2022
how-to-make-money-as-a-teenager-20-jobs-for-13-18-year-olds

How to Make Money as a Teenager: 20 Jobs for 13–18 Year Olds

There are lots of ways teenagers can make money. Learn about 20 solid jobs for teenagers, 13 to 18 years old, here.

profile Current Team  |  November 16, 2022
best-10-websites-to-sell-stuff-locally-make-extra-money-today

Best 10 Websites to Sell Stuff Locally & Make Extra Money Today

Whether you’re cleaning out your garage, getting new furniture, or just need some extra cash as soon as possible, these 10 websites make it easy to quickly sell stuff locally.

profile Current Team  |  November 9, 2022
buy-sell-crypto-without-fees-on-current

Introducing crypto on Current

We’re making buying and selling crypto easier than ever as we introduce crypto trading without fees on Current. All your money is now all in one place.

profile Erin Bruehl  |  October 12, 2022
does-closing-a-credit-card-hurt-your-credit-score

Does Closing a Credit Card Hurt Your Credit Score?

Though closing an unused and unnecessary credit card can have a short-term impact on your credit score, it can actually help your overall financial standing. Learn why here.

profile Erin Bruehl  |  September 27, 2022
how-to-cancel-a-credit-card

How to Cancel a Credit Card

There are a few steps involved to canceling a credit card, but it’s a process that you can easily accomplish in just a few minutes, provided you have the ability to pay off the balance. Learn how here.

profile Erin Bruehl  |  September 27, 2022
how-to-pay-over-10k-in-credit-card-debt-on-a-limited-income

How to Pay Over $10k in Credit Card Debt on a Limited Income

Even if you have a limited income, it’s absolutely possible to pay off $10,000 in credit card debt and make some real progress toward loosening up your budget. Learn how here.

profile Erin Bruehl  |  September 27, 2022
six-unique-money-saving-tips

Six Unique Money-Saving Tips

Small changes can add up over time. Read about six unique money-saving tips that can put more money in your pocket.

profile Erin Bruehl  |  September 27, 2022
mining-vs-staking-whats-the-difference

Mining vs. Staking: What's the Difference?

There are pros and cons to mining versus staking when it comes to cryptocurrency. Learn the differences between mining and staking here.

profile Erin Bruehl  |  September 13, 2022
five-differences-between-ethereum-and-bitcoin

Five Differences Between Ethereum and Bitcoin

While Ethereum and Bitcoin are arguably the most popular cryptocurrency networks, there are distinct differences between them. Learn 5 differences between Ethereum & Bitcoin here.

profile Erin Bruehl  |  September 12, 2022
which-debt-to-pay-off-first-five-debit-categories-to-prioritize

Which Debt to Pay Off First? Five Debit Categories to Prioritize

There are a number of different ways to prioritize how best to pay off your debt and the best one for you will be determined by your financial goals and your personality. Learn more here.

profile Erin Bruehl  |  September 7, 2022
what-is-a-polkadot-validator

What is a Polkadot Validator?

A Polkadot validator verifies new blocks on the relay chain, the central blockchain used by the Polkadot network. Learn about Polkadot validators here.

profile Erin Bruehl  |  September 6, 2022
mrbeast-gives-away-25-000-to-250-fans-on-current

MrBeast gives away another $25,000 to 100 fans on Current

In his latest video, 100 Girls vs. 100 Boys for $500,000, MrBeast announced that he is once again collaborating with Current to give back to and engage directly with his fans through the financial platform.

profile Erin Bruehl  |  August 1, 2022
how-to-set-achieve-short-term-financial-goals-this-year

How to Set & Achieve Short-Term Financial Goals This Year

Achieving your financial goals in the short term can be life-changing. Learn how it can help you to move closer to your long-term financial goals and how you can begin the process this year.

profile Current Team  |  June 30, 2022
learn-to-live-below-your-means-with-these-5-tips

Learn to Live Below Your Means With These 5 Tips

Living below your means is key to keeping as much room in the budget as possible, so you have extra money each month to pay off debt, save, or stock for emergencies. Read 5 tips to live below your means here.

profile Current Team  |  June 30, 2022
credit-card-advantages-disadvantages-top-17-pros-cons

Credit Card Advantages & Disadvantages: Top 17 Pros & Cons

When it comes to credit cards, there are a number of advantages and disadvantages to consider each and every time you consider opening a new card. Learn the top 17 pros and cons here.

profile Current Team  |  June 30, 2022
8-high-paying-seasonal-jobs-for-any-skillset

8 High-Paying Seasonal Jobs for Any Skillset

Seasonal jobs present unique opportunities to make extra money for a set period of time. Learn about 8 high-paying seasonal jobs for any skillset here.

profile Current Team  |  June 30, 2022
what-are-some-small-ways-to-make-or-save-money

What Are Some Small Ways to Make or Save Money?

Small changes can make a big difference when it comes to saving money. Learn about small ways to make or save money.

profile Current Team  |  June 23, 2022
how-to-save-money-if-you-make-minimum-wage

How to Save Money if You Make Minimum Wage

Even if you make minimum wage, you can save money by making some changes. Learn how to save money if you make minimum wage here.

profile Current Team  |  June 23, 2022
how-to-make-a-free-monthly-bill-tracker-stick-to-your-budget

How to Make a Free Monthly Bill Tracker & Stick to Your Budget

A free monthly bill tracker can help you to get your finances in order and keep them in order over the long-term. Learn how this can help you to hit your financial goals more quickly and efficiently.

profile Current Team  |  June 22, 2022
are-emergency-funds-and-savings-the-same-thing

Are Emergency Funds and Savings the Same Thing?

Emergency funds and savings both allow you to save money, but they have different purposes. Learn more here.

profile Current Team  |  June 22, 2022
does-cord-cutting-actually-save-money

Does Cord-cutting Actually Save Money?

You can save a lot of money if you cut the cord, or do away with cable TV. Learn why here.

profile Current Team  |  June 8, 2022
credit-card-trap-top-6-red-flags-to-look-for

Credit Card Trap: Top 6 Red Flags to Look For

Credit cards can be a great tool for simplifying bill pay and getting what you need, but it’s important to watch out for scams and red flags that could cost you money. Learn the top red flags to look for with credit cards here.

profile Current Team  |  May 31, 2022
what-are-some-lifestyle-changes-that-save-money

What Are Some Lifestyle Changes That Save Money?

Lifestyle changes enable you to save a lot of money over time. Learn about which lifestyle changes can result in the most savings here.

profile Current Team  |  May 31, 2022
how-to-spend-less-money-on-food-6-ways-to-save-on-groceries

How to Spend Less Money on Food: 6 Ways to Save on Groceries

Weekly grocery bills can really add up. Learn six ways to save on groceries here.

profile Current Team  |  May 31, 2022
how-often-you-should-get-a-credit-report-to-improve-your-score

How Often You Should Get a Credit Report to Improve Your Score

Check your credit report regularly to make sure your credit score is on the rise and that you have not been the victim of fraud. Learn more here.

profile Current Team  |  May 31, 2022
how-to-save-when-you-live-paycheck-to-paycheck

How to Save When You Live Paycheck to Paycheck

If you find yourself living paycheck to paycheck, you can still save money by creating a budget, evaluating your bills and insurance policies, and being patient. Learn how to save when you live paycheck to paycheck.

profile Current Team  |  May 31, 2022
which-is-better-buying-a-car-with-cash-or-a-loan

Which Is Better: Buying a Car With Cash or a Loan?

There are benefits to both buying a car with cash and buying one with a loan. Learn which is better here.

profile Current Team  |  May 23, 2022
gas-station-charges-how-long-they-take

Gas Station Charges: How Long They Take

Gas station charges can take between three to five days to show up on your account. Learn more about how they work here.

profile Current Team  |  May 18, 2022
how-to-save-money

How Much Money Should I Be Saving in My 20s?

Learn about what your saving goals should be if you’re in your 20s.

profile Current Team  |  May 17, 2022
save-money-by-paying-off-your-car-loan-early

Save Money By Paying Off Your Car Loan Early

It is possible to save money by paying off your car loan early, but be sure you can afford to do so and that it will be worth the short-term expense. Learn more here.

profile Current Team  |  May 17, 2022
current-launches-platform-api

Current launches platform API, with Plaid being the first partner

Integration gives Current’s nearly four million members access to more than 6,000 apps powered by Plaid

profile Current Team  |  May 11, 2022
what-is-an-nft

What Is an NFT?

An NFT is a non-fungible token typically associated with a piece of digital art which lives on a blockchain and verifies authenticity and ownership of the token.

profile Current Team  |  April 29, 2022
should-i-save-up-money-or-pay-off-my-debt

Should I Save Up Money or Pay Off My Debt?

There are benefits to both saving money and paying off your debt. Learn which might be right to prioritize for your situation.

profile Current Team  |  April 29, 2022
current-faze-clan-announce-exclusive-long-term-partnership

Current + FaZe Clan Announce Exclusive, Long-term Partnership

Current to provide tools, resources for leaders of internet culture to engage fans, starting with content integration and giveaways for ‘Road to FaZe1’

profile Current Team  |  April 28, 2022
5-money-saving-tips

5 Money Saving Tips

There are various ways to save money on a day-to-day basis. We’ve outlined five money-saving tips that can put more money in your pocket.

profile Current Team  |  April 26, 2022
how-much-should-i-spend-on-a-car

How Much Should I Spend on a Car?

A car is a big purchase for most people. Learn what factors into how much you should spend on a car.

profile Current Team  |  April 25, 2022
how-to-save-money-even-with-debt

How to Save Money Even With Debt

Saving money even with debt sounds counterproductive, but it is an essential way of building toward your financial future and eventually getting out of debt. Learn how to save money even if you’re in debt.

profile Current Team  |  March 30, 2022
should-i-lease-or-finance-a-car

Should I Lease or Finance a Car?

The decision to lease or finance a car is a big financial decision. Learn the pros and cons here.

profile Current Team  |  March 29, 2022
how-to-save-money-on-a-weekly-paycheck

How to Save Money on a Weekly Paycheck

There are many ways to save money on a weekly paycheck. Learn about them here.

profile Current Team  |  March 23, 2022
how-to-get-a-bitcoin-wallet

How to Get a Bitcoin Wallet

Bitcoin wallets come in a few different types: desktop, mobile, web, and hardware. Learn which Bitcoin wallet is best for you.

profile Current Team  |  March 23, 2022
how-to-build-an-emergency-fund

How to Build an Emergency Fund

Ideally, an emergency fund will cover three to six months of expenses. Learn how to begin building an emergency fund.

profile Current Team  |  March 18, 2022
how-to-open-a-free-checking-account-with-no-deposit

How to Open a Free Checking Account With No Deposit

You can open a free checking account with no deposit by going to an online bank, a credit union, or some other nontraditional bank. Learn more here.

profile Current Team  |  March 10, 2022
did-the-gas-pump-take-more-than-you-paid-for

Did the Gas Pump Take More Than You Paid For?

If you notice an extra charge on your account after you get gas, it’s a temporary amount held by the gas company until they know you can pay for what you actually pumped. Learn how the process works here.

profile Current Team  |  March 10, 2022
7-reasons-people-overspend-how-to-overcome-them

7 Reasons People Overspend & How to Overcome Them

Overspending is a common issue. Read about the seven main reasons why people overspend and how to avoid doing it yourself.

profile Current Team  |  March 9, 2022
credit-card-vs-debit-card-whats-the-difference

Credit Card vs. Debit Card: What's the Difference?

Credit cards and debit cards work differently, offering varying levels of protection. Learn more about the differences between a credit card and a debit card here.

profile Current Team  |  February 28, 2022
how-to-get-out-of-a-lease-early

How to Get Out of a Lease Early

Getting out of an apartment lease is not always easy, so make sure you do all your research and have a lot of evidence to back your case for breaking the lease. Learn more here.

profile Current Team  |  February 25, 2022
get-your-tax-refund-up-to-5-days-faster

Get your tax refund up to 5 days faster with Current

Current is partnering with TurboTax to make filing your taxes easier and faster than ever before

profile Current Team  |  January 18, 2022
current-presents-no-wish-declined

Current presents 'No Wish Declined'

This holiday season, Current is proud to present ‘No Wish Declined’, as we bring the joy of holiday movies and the joy of commercials making fun of the joy of holiday movies to talk about things like why we don’t believe in overdraft fees.

profile Current Team  |  December 14, 2021
mrbeast-debuts-largest-scale-giveaway-to-date-on-current

MrBeast debuts largest-scale giveaway to date on Current

MrBeast gives away $150k to over 100,000 fans on Current in a new collaboration in his most recent video ‘I Got Hunted by the Military’

profile Current Team  |  December 10, 2021
fico-score-vs-credit-score-whats-the-difference

FICO Score vs. Credit Score: What's the difference?

A FICO score is a type of credit score that typically goes into more detail about a consumer’s credit history and rating. Learn about the difference between a FICO score and a credit score here.

profile Erin Bruehl  |  November 17, 2021
how-long-does-a-credit-card-refund-take

How long does a credit card refund take?

A credit card refund should take up to five business days. Learn the factors that go into the timeline of a credit card refund here.

profile Erin Bruehl  |  November 17, 2021
how-credit-card-balance-transfers-work

How credit card balance transfers work

Credit card balance transfers work by transferring the remaining credit debt on one card to a second, newer card, which has lower interest. Learn about how credit card balance transfers work here.

profile Erin Bruehl  |  November 17, 2021
can-you-buy-a-car-with-a-credit-card-pros-and-cons

Can you buy a car with a credit card? Pros and cons

Technically, it’s entirely possible to buy a car with a credit card. Feasibly, this depends on your credit card and your financial situation. Learn about the pros and cons here.

profile Erin Bruehl  |  November 17, 2021
will-my-car-be-repossessed-if-i-miss-one-payment

Will my car be repossessed if I miss one payment?

Your car is unlikely to be repossessed after missing a payment, but you should rectify that missed payment as soon as possible. Learn how to avoid missing another payment that might trigger a repossession.

profile Erin Bruehl  |  November 17, 2021
current-presents-2-days-in-hell

Current presents '2 Days in Hell'

We all know waiting for your paycheck can be a nightmare. So in honor of Halloween, we made a faux, horror film trailer about it.

profile Erin Bruehl  |  October 28, 2021
personal-finance-tips-for-beginners

Personal finance tips for beginners

When you’re brand new to managing your finances, personal finance can seem like a challenge, especially if you’re working from a position of limited means. But you can develop a healthy budget and plan for your future. Learn how.

profile Erin Bruehl  |  October 6, 2021
how-to-organize-finances-in-an-easy-way-2

How to organize finances in an easy way

Organize your finances, and you'll have a deeper understanding of how much money flows into and out of your account every month. Learn the steps experts recommend to help you gain control.

profile Erin Bruehl  |  October 6, 2021
how-to-read-a-credit-report

How to read a credit report

Companies use credit reports to assess your trustworthiness as a borrower. Learn how to read through your reports to ensure that you're making a good impression when you ask for a loan.

profile Erin Bruehl  |  October 6, 2021
online-banks-vs-traditional-banks-vs-credit-unions

Online banks vs. traditional banks vs. credit unions

Traditional banks work best for those who travel internationally and invest in the stock market. Credit unions appeal to those who want to keep their money within the community. And online banks are ideal for faster money, convenience and low fees. Learn how to make a smart choice.

profile Erin Bruehl  |  October 6, 2021
pros-and-cons-of-online-banks

Pros and cons of online banks

Online banks don’t have any brick-and-mortar locations. They operate only online. Learn why these banks are safe and what benefits they offer customers.

profile Erin Bruehl  |  October 6, 2021
texas-unemployment-benefits-guide

Texas unemployment benefits guide

If you qualify, Texas unemployment benefits can keep you afloat while you search for a new job. We've looked through all the requirements and forms. Learn what you need to do to get help.

profile Erin Bruehl  |  October 6, 2021
pennsylvania-unemployment-benefits-guide

Pennsylvania unemployment benefits guide

The Pennsylvania unemployment system can be confusing. But if you follow these step-by-step instructions, you can get the help you need to stay afloat until you find a new job.

profile Erin Bruehl  |  October 6, 2021
good-financial-habits-to-turn-your-finances-around

Good financial habits to turn your finances around

Here are eight tips to help you change your financial future by adjusting a few daily habits.

profile Erin Bruehl  |  October 6, 2021
mrbeast-gives-away-another-100k-on-current-asks-for-current-pay-requests

MrBeast gives away another $100k on Current; Fans can send him Current Pay requests to win another $20,000

In the latest MrBeast + Current collaboration, the creator gave away another $100,000 to fans on Current and asked fans to send him Current Pay requests for a chance to win an additional $20,000.

profile Erin Bruehl  |  September 27, 2021
average-credit-score-how-do-you-compare

Average credit score: How do you compare?

Credit scores tend to rise with age. But younger people may be more aware of their credit standing than their older counterparts. Where do you fit in? And how can you fix problems you find? Read on to find out.

profile Erin Bruehl  |  August 2, 2021
ways-to-manage-your-money-better

Ways to manage your money better

Money management tips can help you get control over what you have and what you spend each month. These tips apply to people of any income level, no matter how small.

profile Erin Bruehl  |  August 2, 2021
tips-for-how-to-save-money-from-your-salary

Tips for how to save money from your salary

Saving money is important, but it's hard to accomplish without a plan. Follow these steps to help you save money on your salary, no matter how small it is.

profile Erin Bruehl  |  August 2, 2021
how-to-deal-with-financial-stress

How to deal with financial stress

Financial stress can erode your physical and mental health. Get control with these nine simple steps. And know you're not alone. Many of us worry about money, and many get control every day. You can do it too.

profile Erin Bruehl  |  August 2, 2021
50-30-20-budgeting-how-to-do-it

50/30/20 Budgeting: How to do it

Follow the 50/30/20 rule, and you'll devote half of your income to needs, 30% to wants, and 20% to savings. Find out how to make this plan work for you and your family.

profile Erin Bruehl  |  August 2, 2021
what-is-the-30-day-rule

What is the 30 day rule

Reduce the risk of a budget-busting impulse purchase by following the 30-day rule. Before you make an unplanned buy, wait a calendar month and save up for the expense. Learn more about how this rule works.

profile Erin Bruehl  |  July 9, 2021
which-is-worse-bad-credit-or-no-credit

Which is worse: Bad credit or no credit?

A credit score is important for everyone, whether you are a young adult who is starting your financial journey, a person who is working hard to make ends meet, or someone with a healthy bank balance. A good credit score, a bad credit score, or having no credit at all can determine whether you’re approved for a car loan, a mortgage, or a new credit card, or you’re rejected because you’re not financially trustworthy enough. While good credit is good, there are differences between having low cr

profile Erin Bruehl  |  July 9, 2021
dangers-of-credit-cards-and-how-to-avoid-them

Dangers of credit cards and how to avoid them

High interest rates, low monthly payments, and easy access to debt are just some credit card dangers. Learn exactly how a credit card habit can harm your financial health and what to do about it.

profile Erin Bruehl  |  July 9, 2021
how-to-pay-off-debt-fast-with-low-income

How to pay off debt fast with low income

A small monthly paycheck can seem like a big obstacle when it comes to debt repayment. But anyone can create a repayment plan. Find out how to make one that works for your family.

profile Erin Bruehl  |  July 9, 2021
basic-money-lessons-everyone-should-know

Basic money lessons everyone should know

Some people learn basic money lessons at home from their parents. But plenty of us grow up knowing very little about how to manage our financial health. Find out what you should know right now.

profile Erin Bruehl  |  July 9, 2021
seven-ways-to-manage-your-money-better

Seven ways to manage your money better

Money management tips can help you get control over what you have and what you spend each month. These tips apply to people of any income level, no matter how small.

profile Erin Bruehl  |  June 15, 2021
benefits-of-choosing-online-banking

Benefits of choosing online banking

Online banking offers customers the ultimate in banking convenience as they can conduct transactions easily from smartphones and computers. Learn about the many benefits of choosing online banking.

profile Erin Bruehl  |  June 15, 2021
how-much-money-should-you-save-each-month

How much money should you save each month?

You know you should save at least some money each month. But how much should you set aside? What goal should you work toward? Keep reading to learn the answers to these important financial questions.

profile Erin Bruehl  |  June 15, 2021
the-psychology-of-money-saving-and-spending-habits

The psychology of money: Saving and spending habits

Psychology can explain why you spend money and why you can't save. Learn more about the opinions that sit beneath your actions, and learn how to change them.

profile Erin Bruehl  |  June 15, 2021
how-to-save-for-a-car-on-any-budget

How to save for a car on any budget

Even if your budget is tiny, you can save up for a car. Search your expenses for available cuts, and use automated tools to make savings easier. With persistence and planning, you can eventually save enough. Find out how.

profile Erin Bruehl  |  June 15, 2021
the-current-wave-what-do-you-think-we-are-a-bank

The Current Wave: What do you think we are, a bank?

The topic of banks vs. fintechs has been another hot one as of late and if you’ve been in NYC lately, you’ve probably noticed the launch of our latest marketing campaign. To be clear and upfront, Current is NOT a bank. We’re better.

profile Erin Bruehl  |  June 7, 2021
current-acala-announce-partnership-establish-new-category-of-hybrid-finance

Current, Acala announce partnership; Establish new category of hybrid finance

Current announced its partnership with Acala, a decentralized finance platform built on the Polkadot blockchain network. The partnership, the first of its kind, establishes a new category of hybrid finance (HyFi) that combines both traditional and decentralized financial applications.

profile Erin Bruehl  |  May 18, 2021
paying-for-gas-with-a-credit-card-vs-debit-card

Paying for gas with a credit card vs debit card

Pay at the pump with a debit card, and you could face financial implications you never saw coming. Find out how credit cards are different, and learn about other options available to you.

profile Erin Bruehl  |  May 17, 2021
what-qualifies-as-direct-deposit

What qualifies as direct deposit

Payments from your employer, the IRS, and other government agencies may all be direct deposits, as long as they go directly into your account. Find out how direct deposits work and how to sign up.

profile Erin Bruehl  |  May 17, 2021
florida-unemployment-benefits-guide

Florida unemployment benefits guide

Apply for Florida unemployment benefits in just four steps, and you could get the help you need until you find the perfect new job. Find out how applications work and how to keep your benefits.

profile Erin Bruehl  |  May 17, 2021
what-is-overdraft-protection

What is overdraft protection

Overdraft protection kicks in when you attempt to spend more money than you have in your checking account. Signing up can save you money, but some banks charge high fees for the service. Learn more about how it works.

profile Erin Bruehl  |  May 17, 2021
what-is-an-ach-transfer

What is an ACH transfer

An ACH transfer involves movement of money from one account to another through a network of affiliated financial organizations. You've probably experienced at least one transfer before, even if you didn’t know it. Learn about how they work.

profile Erin Bruehl  |  May 17, 2021
current-triples-valuation-to-2-2-billion-raises-220-million-series-d-round

Current triples valuation to $2.2 billion; Raises $220 million in Series D funding

Current has raised $220 million in Series D funding and tripled its valuation to $2.2 billion in just five months. New investor Andreessen Horowitz led the round for the financial platform, which has now raised over $400 million in total funding.

profile Erin Bruehl  |  April 27, 2021
current-and-mrbeast-announce-exclusive-long-term-partnership-and-investment

Current and MrBeast announce exclusive long-term partnership and investment

Current and Jimmy Donaldson, aka MrBeast, one of YouTube's most-viewed creators and philanthropists announced an exclusive, long-term partnership and investment in Current.

profile Erin Bruehl  |  April 26, 2021
what-you-need-to-know-on-stimulus-payments

What you need to know on stimulus payments

Current has started receiving and crediting stimulus payments. We'll be crediting payments immediately for all our members as we receive them.

profile Erin Bruehl  |  March 10, 2021
new-york-state

New York State unemployment benefits guide

If you lost your job through no fault of your own, you could be eligible for unemployment benefits in New York State. Find out how to apply for the benefits you're entitled to and how you can get your money faster with Current.

profile Erin Bruehl  |  March 10, 2021
the-current-wave-tax-refunds-influencers-and-awards

The Current Wave: Tax refunds, influencers and awards

We started receiving tax refunds five days faster and we’ve seen the majority of the money is being used for paying back friends and family and bill payments. We also talk about why influencers are core to us at Current and where you can find us next.

profile Erin Bruehl  |  March 1, 2021
the-current-wave-growth-app-refresh-tv-awards

The Current Wave: Growth and app refresh, TV and awards

In the latest edition, we discuss our latest growth and app refresh, our new TV commercials, winning awards and more.

profile Erin Bruehl  |  February 2, 2021
get-faster-tax-refunds-this-season

Get your tax refund faster this year

Receive your tax refund up to five days faster when you use direct deposit to your Current account.

profile Erin Bruehl  |  December 31, 2020
2020-current-year-in-review

2020 Current Year in Review

From saving our members over $100 million in overdraft fees to growing our community to raising our Series C and giving back in a global pandemic, it's been quite a year at Current.

profile Erin Bruehl  |  December 31, 2020
current-to-credit-all-stimulus-funds-immediately

Current first fintech to credit government stimulus payments

Current is once again the first fintech in the country to credit government stimulus payments.

profile Erin Bruehl  |  December 30, 2020
how-to-get-your-coronavirus-stimulus-payment-faster

How to get your Coronavirus stimulus check faster

Here's what you need to know about receiving your government-issued stimulus check and/or unemployment checks, which you can receive up to five days faster with your Current account.

profile Erin Bruehl  |  December 21, 2020
how-long-does-it-take-to-get-a-tax-refund

How long does it take to get a tax refund

How long does it take to get a tax refund? We break down the process and how you can get your refund up to five days faster.

profile Erin Bruehl  |  December 9, 2020
california-unemployment-benefits-guide

California unemployment benefits guide

California unemployment benefits may tide you over when you lose your job and don't see a replacement in sight. Learn how to get your benefits faster.

profile Erin Bruehl  |  December 9, 2020
current-announces-131-million-in-series-c-funding-surpasses-2-million-members

Current announces $131 million in Series C funding; Surpasses 2 million members

Current, a leading U.S. financial technology company, announced it has raised $131 million in Series C funding. New investor Tiger Global Management led the round for the fintech, which has now raised over $180 million in total funding.

profile Erin Bruehl  |  November 24, 2020
what-the-2020-election-means-for-fintech-and-current

What the 2020 election means for fintech and Current

The 2020 election means change and here's what it means for Current and its now over 1.75 million members, and the industry.

profile Erin Bruehl  |  November 10, 2020
the-current-wave-faster-growth-money-and-bank-charters

The Current Wave: Faster growth, money and bank charters

In the latest edition of our newsletter, we talk about reaching 1.6 million members, why we are not pursuing a bank charter at this time, winning awards and more.

profile Erin Bruehl  |  October 20, 2020
the-current-wave-merchants-markets-awards

The Current Wave: Merchants, markets and awards

We’re excited to announce the launch of our newsletter, The Current Wave, where we’ll be sharing everything from all that’s new at Current to industry predictions and insights from Current CEO and Founder Stuart Sopp.

profile Erin Bruehl  |  September 21, 2020
current-adds-burger-king-forever-21-to-points-locations

Current adds Burger King, Forever 21 to Points locations

Current is excited to announce that we have expanded our Points program to now include over 6,000 Burger King locations and over 400 Forever 21 locations.

profile Erin Bruehl  |  September 16, 2020
current-members-can-now-deposit-cash-at-over-60-000-stores

Current members can now add cash at over 60,000 stores

Current's over 1 million members now have the ability to add cash instantly to their accounts at over 60,000 stores nationwide, including CVS Pharmacy, 7-Eleven, Dollar General and Family Dollar.

profile Erin Bruehl  |  September 1, 2020
how-to-spot-a-fraudulent-account

Keep your account information secure

Our members' privacy and security is extremely important to us and we want to be sure all our members keep their accounts safe from scammers.

profile Erin Bruehl  |  August 5, 2020
current-becomes-first-fintech-to-launch-points-rewards

Current becomes first fintech to launch points rewards; Reaches over $1 billion in deposits

Current becomes the first fintech in the U.S. to offer points rewards on debit purchases for its members, who have now deposited over $1 billion in Current.

profile Erin Bruehl  |  August 4, 2020
current-bank-surpasses-1-million-members-raises-additional-funding

Current sees record growth as it surpasses 1 million members; Raises additional funding

Current has surpassed one million members after record months of growth and has added new funding from Foundation Capital.

profile Erin Bruehl  |  June 17, 2020
current-to-honor-juneteenth-with-company-holiday

Current to honor Juneteenth with company holiday

On Friday, June 19, Current will be observing Juneteenth, the commemoration of the end to slavery in the United States, as an official company-wide paid holiday.

profile Erin Bruehl  |  June 16, 2020
how-to-get-unemployment-benefits-faster

How to get unemployment benefits faster

You can receive your unemployment benefits up to two days faster each week when you use direct deposit to your Current account. Find out how.

profile Erin Bruehl  |  April 28, 2020
how-to-track-your-stimulus-payment

How to track your stimulus payment

Enter your direct deposit information through the new IRS web portal if they do not have a banking information on file for you with your Current account and routing numbers and receive your economic stimulus payment up to two days faster.

profile Erin Bruehl  |  April 15, 2020
how-do-you-know-if-you-get-a-coronavirus-stimulus-payment

How do you know if you get a Coronavirus stimulus payment?

Find out if you're qualified to receive a Coronavirus stimulus payment, what to do if you've already filed your taxes and how you get it up to two days faster to your Current account.

profile Erin Bruehl  |  April 6, 2020
fee-free-atms-for-current-members

55,000 FREE ATMs worldwide available for Current's 800,000 members

Current members have access to over 55,000 fee-free ATMs worldwide and a dedicated map of locations directly in the Current app.

profile Erin Bruehl  |  February 26, 2020
earn-money-instantly-with-current-referrals

Earn money with referrals

We'll give you $50 for each friend you refer that signs up for Current AND receives a direct deposit of at least $200 within 45 days.

profile Erin Bruehl  |  February 14, 2020
2019-current-year-in-review

2019 Current Year in Review

From launching our personal checking accounts to our latest funding and exponential member growth, it's been an incredible 2019 at Current.

profile Erin Bruehl  |  December 31, 2019
give-and-get-money-this-holiday-season

Give and Get this holiday season!

Use your Current ~tag and a friend's Current ~tag on our social posts and you could both win money from us this holiday season.

profile Erin Bruehl  |  December 13, 2019
introducing-customizable-current-tags-for-mobile-payments

Introducing Current ~tags!

Current ~tags are here to make it possible to instantly send money for free to friends and family using Current Pay AND make it more personal.

profile Erin Bruehl  |  December 10, 2019
current-announces-series-b-expands-visa-partnership

Current raises $20 million in Series B, expands Visa partnership and surpasses 500,000 customers

Current announced $20 million in a Series B round, an expanded partnership with Visa and its rapid growth to over 500,000 accounts.

profile Erin Bruehl  |  October 24, 2019
how-faster-direct-deposit-works-for-you

How faster direct deposit works for you

There are plenty of things in life worth waiting for but we don't believe your money should be one of them. Here's how to get your paycheck faster with direct deposits.

profile Erin Bruehl  |  October 21, 2019
linkingteenbankaccounts

Tip for parents: Link your account to your teen's

You're enjoying the convenience and supervision of your teen's Current account but here's a secret to get the most out of the account for your teen: Link with them.

profile Erin Bruehl  |  October 21, 2019
introducing-dark-mode-for-current

Introducing Dark Mode of the Current app for iOS 13

We're excited to announce the launch of Dark Mode for the Current app, which was available on the first day iOS 13 was released.

profile Erin Bruehl  |  September 19, 2019
manage-your-money-with-budgets

With Budgets, be sure your expenses are covered

You work hard for your money but tracking where and how you spend it no longer has to be with Budgets.

profile Erin Bruehl  |  July 19, 2019
early-direct-deposits-is-the-game-changer-you-need

Early direct deposit is the game changer you need.

Everyone loves payday - whether you get paid weekly, bi-monthly or monthly, nothing quite beats that feeling when your money finally hits your banking account. Who doesn't love seeing their money sooner?When you get your paycheck via direct deposit, the money goes straight into your banking account so you can spend it immediately or set it aside as savings. It’s no wonder that direct deposit is the most preferred method for receiving paychecks as it offers convenience and makes it much easier t

profile Jacqueline Ong  |  July 12, 2019
overdraft-fees-are-hurting-consumers

Paying for overdrafts? You might be putting a hole in your pocket.

What’s the only thing worse than running out of money? Getting charged a fee for running out of money! In fact, that’s exactly what overdraft fees do - talk about adding insult to injury. Adding overdraft protection might make it worse too. Clearly, overdrafts are hurting consumers. Is there any way to avoid them? Read on to find out more. What exactly are overdraft fees? Overdrafts occur when you don’t have enough  money in your account to cover a transaction, but rather than tell you that,

profile Jacqueline Ong  |  June 12, 2019

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