If you’re like most Americans, you may be expecting a tax refund when you file your 2023 taxes this year. And knowing the tax breaks available to you can help you claim your maximum refund.

Whether you're applying for a loan, a credit card, or even a job, your credit score plays a pivotal role in determining your creditworthiness.

How do cash back credit cards work? Read on to find out how they work and if it's a good idea for you. If you’re trying to save money, there’s nothing wrong with using a cash back credit card to put a few extra dollars back in your pocket.

Tax season opens January 29. Here are five ways to prepare for your tax return now, so you can file quickly and confidently. 

Credit scores play a pivotal role in financial health, influencing everything from loan approvals to interest rates on credit cards. Understanding what constitutes a good credit score and the reasons behind its significance is crucial for anyone looking to improve their personal finances.

Choosing a credit card is akin to finding a perfect match—a financial companion that aligns with your lifestyle, spending habits, and financial goals.

Your credit score is a crucial thread that weaves through various aspects of your financial well-being. Whether you're planning to buy a home, get a new credit card, or secure a favorable interest rate on a loan, your credit score plays a pivotal role.

In this comprehensive guide, we'll explore the differences between credit and debit cards, their respective advantages and disadvantages, and offer insights to help you make informed decisions based on your financial goals and habits.

Going from being a homeowner to also becoming a landlord can be an intimidating process.

If you're staring at a pile of debt that seems insurmountable, fear not—2024 can be the year you take control and consolidate your debts for a brighter financial future.

As the new year approaches, it's the perfect time to assess your financial health and lay the groundwork for a prosperous new year.

Managing finances effectively is a skill that pays dividends throughout life, providing stability, security, and the freedom to pursue our goals.

Credit cards are now the most popular payment method in the U.S., but many people have misnomers of how they actually work.

Your credit score might not be something you think about every day, but it has a significant impact on your financial life.

Long-term wealth isn’t merely sitting on a pile of cash.

According to the CDC, nearly 700,000 couples decide to call it quits in 2021.

For anyone looking to grow their long-term wealth, there is one core principle to begin delving into: investing.

Credit is an integral part of the American financial system.

Credit card late fees are a costly expense to missing your payment date.

Your credit score is more than just a number, it's also a powerful tool that can significantly impact your financial life.

Credit card annual fees are a contentious point for many...

Weighing the Pros and Cons: Are Student Credit Cards a Good Choice? Student credit cards are a great option for those currently enrolled in school that are looking for spending flexibility and also potentially earn rewards. However, as a student, you’re not restricted to only having student credit cards while you’re in school. When I was enrolled in school, I never had a student credit card as I had other consumer credit cards that better suited my needs. But if you’re just starting your cre

Paying your monthly subscription to Netflix, Chewy or your other favorite brands are now, in fact, a subtle way to improve your credit score.

It’s not the best news to anyone building their credit score, but it’s more akin to consistently working out, rather than climbing a mountain.

Your credit score is made up of five different parts: payment history, amounts owed, length of credit history, new credit, and credit mix.

At Current, we’ve always believed everyone should have access to opportunities to improve their financial lives.

Just like physical and mental health, there is also financial health to be measured in each person's life. The definition of financial health, according to the Financial Health Network, is “when your daily systems help you build resilience and pursue opportunities.” In short, this means that your responsibilities are taken care of such as rent, food, utilities and other essential costs — giving you the chance to move onto initiatives like investing or starting a business. Taking care of the

If you’re trying to build your financial life, you’ve probably had people tell you to save for retirement, but how much should you be saving?

Personal finance can make your eyes glaze over with boredom, or even cause such anxiety that you don’t even want to address it.

Saving for college can be an anxiety-filled goal for many as millions struggle with student loan debt.

Purchasing a home is likely the largest purchase you will make in your lifetime, and it comes with several layers to it.

If you purchased a home before 2023, you likely will have some tax benefits when it comes to filing your tax return in 2023.

Meet Kimora – Rapper, artist, & proud trans woman, she’s making a name for herself and building her savings to reach her goals of putting out her first album.

Meet Ivan – Entrepreneur and small business owner, he’s working on building his savings so he can build his business and bring clean energy to his community.

Meet Sylma - Teacher by day, artist by night. She’s following her dreams of traveling around the world and using her art to help her get there.

Meet Vanessa – First-generation college student & immigrant, she’s working on her finances and building an emergency fund to give back to her family who’ve given up so much for her.

Having a baby is an incredible life experience, but it also comes with significant financial overhead as well. A recent study detailed that the delivery of a child can cost nearly $20,000, with the estimated post-insurance costs hovering around $2,800. In the case the birthing parent may need fertility treatments, the cost can quickly skyrocket into the five-figure range. The figures also don’t include any costs such as clothes, food, diapers or follow-up medical appointments. And if you add i

Buying a home is now increasingly expensive, compared to years ago.

We all know that saving for retirement is an essential part of your personal finance situation — but too many are either not able to or simply put it off until later.

It’s officially tax season, which means Americans will hope to receive a refund check from Uncle Sam in the next few weeks. So far, the average tax refund in 2023 is $3,170, according to the IRS. This presents a solid opportunity to begin your financial wellbeing journey.

This happens to everyone at some point in their life — but it’s a habit that can easily be changed with a few decisions.

The thought of having and building a savings account and plan is boring and can be easily neglected — but it’s necessary.

We set out in 2015 with the mission to be the future of banking. Today, we’re proud to launch a rebrand that aligns our brand to our mission.

There are lots of ways to start saving money even if you have a low income. Use these 11 tips to work toward savings goals that will help you get the things you want and need in life.

If you’d like to avoid paying high bank fees, it helps to know why they charge them, what products require them, and the options you have for ensuring that you don’t get charged.

The quickest and easiest way to increase your current income is to ask for a raise that you deserve or apply for a promotion that pays more than your current position. Learn when it’s the right time to ask for a raise in your current role.

A personal finance coach can help you to organize your finances and figure out the best path forward without wasting time or money on missteps. Learn more about personal finance coaches here.

Opening your first bank account online is a great way to take command of your finances, avoid fees, and get lots of great perks that aren’t available at brick-and-mortar banks. Learn more here.

Costs can add up for students. Learn seven effective ways to save money as a student here.

It’s important for students to build up an emergency fund to cover unexpected expenses. Learn why here.

Now is a great time to find high paying jobs that will train you even if you have no previous experience. Learn about the 10 highest paying jobs here.

There are lots of ways teenagers can make money. Learn about 20 solid jobs for teenagers, 13 to 18 years old, here.

Whether you’re cleaning out your garage, getting new furniture, or just need some extra cash as soon as possible, these 10 websites make it easy to quickly sell stuff locally.

We’re making buying and selling crypto easier than ever as we introduce crypto trading without fees on Current. All your money is now all in one place.

Though closing an unused and unnecessary credit card can have a short-term impact on your credit score, it can actually help your overall financial standing. Learn why here.

There are a few steps involved to canceling a credit card, but it’s a process that you can easily accomplish in just a few minutes, provided you have the ability to pay off the balance. Learn how here.

Even if you have a limited income, it’s absolutely possible to pay off $10,000 in credit card debt and make some real progress toward loosening up your budget. Learn how here.

Small changes can add up over time. Read about six unique money-saving tips that can put more money in your pocket.

There are pros and cons to mining versus staking when it comes to cryptocurrency. Learn the differences between mining and staking here.

While Ethereum and Bitcoin are arguably the most popular cryptocurrency networks, there are distinct differences between them. Learn 5 differences between Ethereum & Bitcoin here.

There are a number of different ways to prioritize how best to pay off your debt and the best one for you will be determined by your financial goals and your personality. Learn more here.

A Polkadot validator verifies new blocks on the relay chain, the central blockchain used by the Polkadot network. Learn about Polkadot validators here.

In his latest video, 100 Girls vs. 100 Boys for $500,000, MrBeast announced that he is once again collaborating with Current to give back to and engage directly with his fans through the financial platform.

Achieving your financial goals in the short term can be life-changing. Learn how it can help you to move closer to your long-term financial goals and how you can begin the process this year.

Living below your means is key to keeping as much room in the budget as possible, so you have extra money each month to pay off debt, save, or stock for emergencies. Read 5 tips to live below your means here.

When it comes to credit cards, there are a number of advantages and disadvantages to consider each and every time you consider opening a new card. Learn the top 17 pros and cons here.

Seasonal jobs present unique opportunities to make extra money for a set period of time. Learn about 8 high-paying seasonal jobs for any skillset here.

Small changes can make a big difference when it comes to saving money. Learn about small ways to make or save money.

Even if you make minimum wage, you can save money by making some changes. Learn how to save money if you make minimum wage here.

A free monthly bill tracker can help you to get your finances in order and keep them in order over the long-term. Learn how this can help you to hit your financial goals more quickly and efficiently.

Emergency funds and savings both allow you to save money, but they have different purposes. Learn more here.

You can save a lot of money if you cut the cord, or do away with cable TV. Learn why here.

Credit cards can be a great tool for simplifying bill pay and getting what you need, but it’s important to watch out for scams and red flags that could cost you money. Learn the top red flags to look for with credit cards here.

Lifestyle changes enable you to save a lot of money over time. Learn about which lifestyle changes can result in the most savings here.

Weekly grocery bills can really add up. Learn six ways to save on groceries here.

Check your credit report regularly to make sure your credit score is on the rise and that you have not been the victim of fraud. Learn more here.

If you find yourself living paycheck to paycheck, you can still save money by creating a budget, evaluating your bills and insurance policies, and being patient. Learn how to save when you live paycheck to paycheck.

There are benefits to both buying a car with cash and buying one with a loan. Learn which is better here.

Gas station charges can take between three to five days to show up on your account. Learn more about how they work here.

Learn about what your saving goals should be if you’re in your 20s.

It is possible to save money by paying off your car loan early, but be sure you can afford to do so and that it will be worth the short-term expense. Learn more here.

Integration gives Current’s nearly four million members access to more than 6,000 apps powered by Plaid

An NFT is a non-fungible token typically associated with a piece of digital art which lives on a blockchain and verifies authenticity and ownership of the token.

There are benefits to both saving money and paying off your debt. Learn which might be right to prioritize for your situation.

Current to provide tools, resources for leaders of internet culture to engage fans, starting with content integration and giveaways for ‘Road to FaZe1’

There are various ways to save money on a day-to-day basis. We’ve outlined five money-saving tips that can put more money in your pocket.

A car is a big purchase for most people. Learn what factors into how much you should spend on a car.

Saving money even with debt sounds counterproductive, but it is an essential way of building toward your financial future and eventually getting out of debt. Learn how to save money even if you’re in debt.

The decision to lease or finance a car is a big financial decision. Learn the pros and cons here.

There are many ways to save money on a weekly paycheck. Learn about them here.

Bitcoin wallets come in a few different types: desktop, mobile, web, and hardware. Learn which Bitcoin wallet is best for you.

Ideally, an emergency fund will cover three to six months of expenses. Learn how to begin building an emergency fund.

You can open a free checking account with no deposit by going to an online bank, a credit union, or some other nontraditional bank. Learn more here.

If you notice an extra charge on your account after you get gas, it’s a temporary amount held by the gas company until they know you can pay for what you actually pumped. Learn how the process works here.

Overspending is a common issue. Read about the seven main reasons why people overspend and how to avoid doing it yourself.

Credit cards and debit cards work differently, offering varying levels of protection. Learn more about the differences between a credit card and a debit card here.

Getting out of an apartment lease is not always easy, so make sure you do all your research and have a lot of evidence to back your case for breaking the lease. Learn more here.

Current is partnering with TurboTax to make filing your taxes easier and faster than ever before

This holiday season, Current is proud to present ‘No Wish Declined’, as we bring the joy of holiday movies and the joy of commercials making fun of the joy of holiday movies to talk about things like why we don’t believe in overdraft fees.

MrBeast gives away $150k to over 100,000 fans on Current in a new collaboration in his most recent video ‘I Got Hunted by the Military’

A FICO score is a type of credit score that typically goes into more detail about a consumer’s credit history and rating. Learn about the difference between a FICO score and a credit score here.

A credit card refund should take up to five business days. Learn the factors that go into the timeline of a credit card refund here.

Credit card balance transfers work by transferring the remaining credit debt on one card to a second, newer card, which has lower interest. Learn about how credit card balance transfers work here.

Technically, it’s entirely possible to buy a car with a credit card. Feasibly, this depends on your credit card and your financial situation. Learn about the pros and cons here.

Your car is unlikely to be repossessed after missing a payment, but you should rectify that missed payment as soon as possible. Learn how to avoid missing another payment that might trigger a repossession.

We all know waiting for your paycheck can be a nightmare. So in honor of Halloween, we made a faux, horror film trailer about it.

When you’re brand new to managing your finances, personal finance can seem like a challenge, especially if you’re working from a position of limited means. But you can develop a healthy budget and plan for your future. Learn how.

Organize your finances, and you'll have a deeper understanding of how much money flows into and out of your account every month. Learn the steps experts recommend to help you gain control.

Companies use credit reports to assess your trustworthiness as a borrower. Learn how to read through your reports to ensure that you're making a good impression when you ask for a loan.

Traditional banks work best for those who travel internationally and invest in the stock market. Credit unions appeal to those who want to keep their money within the community. And online banks are ideal for faster money, convenience and low fees. Learn how to make a smart choice.

Online banks don’t have any brick-and-mortar locations. They operate only online. Learn why these banks are safe and what benefits they offer customers.

If you qualify, Texas unemployment benefits can keep you afloat while you search for a new job. We've looked through all the requirements and forms. Learn what you need to do to get help.

The Pennsylvania unemployment system can be confusing. But if you follow these step-by-step instructions, you can get the help you need to stay afloat until you find a new job.

Here are eight tips to help you change your financial future by adjusting a few daily habits.

In the latest MrBeast + Current collaboration, the creator gave away another $100,000 to fans on Current and asked fans to send him Current Pay requests for a chance to win an additional $20,000.

Credit scores tend to rise with age. But younger people may be more aware of their credit standing than their older counterparts. Where do you fit in? And how can you fix problems you find? Read on to find out.

Money management tips can help you get control over what you have and what you spend each month. These tips apply to people of any income level, no matter how small.

Saving money is important, but it's hard to accomplish without a plan. Follow these steps to help you save money on your salary, no matter how small it is.

Financial stress can erode your physical and mental health. Get control with these nine simple steps. And know you're not alone. Many of us worry about money, and many get control every day. You can do it too.

Follow the 50/30/20 rule, and you'll devote half of your income to needs, 30% to wants, and 20% to savings. Find out how to make this plan work for you and your family.

Reduce the risk of a budget-busting impulse purchase by following the 30-day rule. Before you make an unplanned buy, wait a calendar month and save up for the expense. Learn more about how this rule works.

A credit score is important for everyone, whether you are a young adult who is starting your financial journey, a person who is working hard to make ends meet, or someone with a healthy bank balance. A good credit score, a bad credit score, or having no credit at all can determine whether you’re approved for a car loan, a mortgage, or a new credit card, or you’re rejected because you’re not financially trustworthy enough. While good credit is good, there are differences between having low cr

High interest rates, low monthly payments, and easy access to debt are just some credit card dangers. Learn exactly how a credit card habit can harm your financial health and what to do about it.

A small monthly paycheck can seem like a big obstacle when it comes to debt repayment. But anyone can create a repayment plan. Find out how to make one that works for your family.

Some people learn basic money lessons at home from their parents. But plenty of us grow up knowing very little about how to manage our financial health. Find out what you should know right now.

Money management tips can help you get control over what you have and what you spend each month. These tips apply to people of any income level, no matter how small.

Online banking offers customers the ultimate in banking convenience as they can conduct transactions easily from smartphones and computers. Learn about the many benefits of choosing online banking.

You know you should save at least some money each month. But how much should you set aside? What goal should you work toward? Keep reading to learn the answers to these important financial questions.

Psychology can explain why you spend money and why you can't save. Learn more about the opinions that sit beneath your actions, and learn how to change them.

Even if your budget is tiny, you can save up for a car. Search your expenses for available cuts, and use automated tools to make savings easier. With persistence and planning, you can eventually save enough. Find out how.

The topic of banks vs. fintechs has been another hot one as of late and if you’ve been in NYC lately, you’ve probably noticed the launch of our latest marketing campaign. To be clear and upfront, Current is NOT a bank. We’re better.

Current announced its partnership with Acala, a decentralized finance platform built on the Polkadot blockchain network. The partnership, the first of its kind, establishes a new category of hybrid finance (HyFi) that combines both traditional and decentralized financial applications.

Pay at the pump with a debit card, and you could face financial implications you never saw coming. Find out how credit cards are different, and learn about other options available to you.

Payments from your employer, the IRS, and other government agencies may all be direct deposits, as long as they go directly into your account. Find out how direct deposits work and how to sign up.

Apply for Florida unemployment benefits in just four steps, and you could get the help you need until you find the perfect new job. Find out how applications work and how to keep your benefits.

Overdraft protection kicks in when you attempt to spend more money than you have in your checking account. Signing up can save you money, but some banks charge high fees for the service. Learn more about how it works.

An ACH transfer involves movement of money from one account to another through a network of affiliated financial organizations. You've probably experienced at least one transfer before, even if you didn’t know it. Learn about how they work.

Current has raised $220 million in Series D funding and tripled its valuation to $2.2 billion in just five months. New investor Andreessen Horowitz led the round for the financial platform, which has now raised over $400 million in total funding.

Current and Jimmy Donaldson, aka MrBeast, one of YouTube's most-viewed creators and philanthropists announced an exclusive, long-term partnership and investment in Current.

Current has started receiving and crediting stimulus payments. We'll be crediting payments immediately for all our members as we receive them.

If you lost your job through no fault of your own, you could be eligible for unemployment benefits in New York State. Find out how to apply for the benefits you're entitled to and how you can get your money faster with Current.

We started receiving tax refunds five days faster and we’ve seen the majority of the money is being used for paying back friends and family and bill payments. We also talk about why influencers are core to us at Current and where you can find us next.

In the latest edition, we discuss our latest growth and app refresh, our new TV commercials, winning awards and more.

Receive your tax refund up to five days faster when you use direct deposit to your Current account.

From saving our members over $100 million in overdraft fees to growing our community to raising our Series C and giving back in a global pandemic, it's been quite a year at Current.

Current is once again the first fintech in the country to credit government stimulus payments.

Here's what you need to know about receiving your government-issued stimulus check and/or unemployment checks, which you can receive up to five days faster with your Current account.

How long does it take to get a tax refund? We break down the process and how you can get your refund up to five days faster.

California unemployment benefits may tide you over when you lose your job and don't see a replacement in sight. Learn how to get your benefits faster.

Current, a leading U.S. financial technology company, announced it has raised $131 million in Series C funding. New investor Tiger Global Management led the round for the fintech, which has now raised over $180 million in total funding.

The 2020 election means change and here's what it means for Current and its now over 1.75 million members, and the industry.

In the latest edition of our newsletter, we talk about reaching 1.6 million members, why we are not pursuing a bank charter at this time, winning awards and more.

We’re excited to announce the launch of our newsletter, The Current Wave, where we’ll be sharing everything from all that’s new at Current to industry predictions and insights from Current CEO and Founder Stuart Sopp.

Current is excited to announce that we have expanded our Points program to now include over 6,000 Burger King locations and over 400 Forever 21 locations.

Current's over 1 million members now have the ability to add cash instantly to their accounts at over 60,000 stores nationwide, including CVS Pharmacy, 7-Eleven, Dollar General and Family Dollar.

Our members' privacy and security is extremely important to us and we want to be sure all our members keep their accounts safe from scammers.

Current becomes the first fintech in the U.S. to offer points rewards on debit purchases for its members, who have now deposited over $1 billion in Current.

Current has surpassed one million members after record months of growth and has added new funding from Foundation Capital.

On Friday, June 19, Current will be observing Juneteenth, the commemoration of the end to slavery in the United States, as an official company-wide paid holiday.

You can receive your unemployment benefits up to two days faster each week when you use direct deposit to your Current account. Find out how.

Enter your direct deposit information through the new IRS web portal if they do not have a banking information on file for you with your Current account and routing numbers and receive your economic stimulus payment up to two days faster.

Find out if you're qualified to receive a Coronavirus stimulus payment, what to do if you've already filed your taxes and how you get it up to two days faster to your Current account.

Current members have access to over 55,000 fee-free ATMs worldwide and a dedicated map of locations directly in the Current app.

We'll give you $50 for each friend you refer that signs up for Current AND receives a direct deposit of at least $200 within 45 days.

From launching our personal checking accounts to our latest funding and exponential member growth, it's been an incredible 2019 at Current.

Use your Current ~tag and a friend's Current ~tag on our social posts and you could both win money from us this holiday season.

Current ~tags are here to make it possible to instantly send money for free to friends and family using Current Pay AND make it more personal.

Current announced $20 million in a Series B round, an expanded partnership with Visa and its rapid growth to over 500,000 accounts.

There are plenty of things in life worth waiting for but we don't believe your money should be one of them. Here's how to get your paycheck faster with direct deposits.

You're enjoying the convenience and supervision of your teen's Current account but here's a secret to get the most out of the account for your teen: Link with them.

We're excited to announce the launch of Dark Mode for the Current app, which was available on the first day iOS 13 was released.

You work hard for your money but tracking where and how you spend it no longer has to be with Budgets.

Everyone loves payday - whether you get paid weekly, bi-monthly or monthly, nothing quite beats that feeling when your money finally hits your banking account. Who doesn't love seeing their money sooner?When you get your paycheck via direct deposit, the money goes straight into your banking account so you can spend it immediately or set it aside as savings. It’s no wonder that direct deposit is the most preferred method for receiving paychecks as it offers convenience and makes it much easier t

What’s the only thing worse than running out of money? Getting charged a fee for running out of money! In fact, that’s exactly what overdraft fees do - talk about adding insult to injury. Adding overdraft protection might make it worse too. Clearly, overdrafts are hurting consumers. Is there any way to avoid them? Read on to find out more. What exactly are overdraft fees? Overdrafts occur when you don’t have enough  money in your account to cover a transaction, but rather than tell you that,